The Numbers Game

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we...

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that...

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, no...

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a sh...

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb...

Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the right agent to giving buyers access to off-market deals and trusted buyer’s agents, we unpack how Prop App is disrupting the traditional real estate model. We also get into the startup journey, the future of property transactions, and what this innovati...

We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down why tracking profit per hour matters more than just chasing revenue, how to create a company that’s saleable as well as profitable, and the biggest misconceptions business owners have about their business’s worth. Plus, we share practical steps to systemi...

Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that show your business might be heading for trouble. We cover maxed-out credit cards, late super payments, ATO debt, director loans, and the danger of not knowing your breakeven point. If you run a business, this is what you need to hear before it’s too lat...

We take a look at why some businesses thrive while others barely survive, breaking down gross vs net profit, how margins impact your bottom line, and why choosing (or tweaking) the right business model is key to long-term success. On this episode, we discuss: (00:00) Intro (01:17) Choosing The Right Business For Your Future Income (02:29) Gross Profit Vs Net Profit Explained (03:32) Passion vs Pro...

Is the Olympic model broken? We are “diving” into the rise of the Enhanced Games - a new competition where athletes are encouraged to use performance-enhancing drugs. We unpack the ethical dilemmas, money gaps, and whether doping could actually disrupt the traditional sporting world for good. On this episode, we discuss: (00:00) Intro (00:16) Hot Swimmers, Big Muscles, And A Million-Dollar Questio...

Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for bo...

Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry from childhood - around money, confidence, and self-worth - and how it still impacts our adult identity, performance, and decisions. From childhood weight struggles to money scarcity mindsets, we open up in a raw conversation about what’s holding us bac...

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset. On this...

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business. On this episode, we discuss: (00:00) Intro (00:35) Why End of Financial Year Is T...

Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how to manage underperformance with empathy and accountability, and the leadership moves that create a high-performance culture. Whether you lead a small team or a growing company, this episode will sharpen how you hire, coach, and make the tough calls. O...

What happens when you build a property portfolio too fast and lose it all before you're 25? Chris Christofi - entrepreneur, author, and CEO of Reventon - went from $348,000 in debt to leading one of Australia’s top property and financial services companies. With over $3.2 billion in property sales and 3,400+ clients helped, Chris shares the mindset, strategy, and resilience behind his 20 years in...

Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself. On this episode, we discu...

Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just to save tax, but to boost cash flow, avoid nasty surprises, and build a stronger financial future. We break down structures, trust distributions, company loans, and real strategies to keep more money in your pocket. On this episode, we discuss: (00:00)...

Burnout is hitting business owners harder than ever. In this episode, we dive into the harsh realities behind the stats: why so many founders feel trapped in their own businesses, the difference between being a consultant and a business owner, and how to build a team without burning cash or yourself. If you’re wearing five hats and going nowhere fast, this one's for you! On this episode, we discus...

How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it’s a proven strategy for growing your investments, especially in volatile times. We unpack how it works, why superannuation does it so well, and how rebalancing and automation can help you stay disciplined and reduce risk. On this episode, we discuss: (00:00) Intro...

Are you pouring time, money, and energy into something that just isn’t working? Today we talk about the “dead horse” strategy and why people cling to bad ideas, failing partnerships, underperforming staff, or side hustles that should’ve ended long ago. We share real stories, hard-earned lessons, and practical tools to help you spot the signs early and move on before it costs you big. On this episo...

Adam Sullivan’s incredible rise in business revenue came with some serious financial lessons. Today we dive into Adams financial rollercoaster - how he scaled to $1.5M a month, bought an $11M mansion, and nearly came undone by Division 7A loans, tax traps, and flashy spending. We unpack the real costs of pulling money from your company, how fringe benefits tax can sting, and why financial literacy...

Dreaming of owning a holiday home? Today we break down the true costs, hidden traps, and emotional pull of buying a weekender and why the numbers often don’t stack up. We explore smarter alternatives for lifestyle and wealth building, and share real strategies to enjoy more holidays without the financial stress. On this episode, we discuss: (00:00) Intro (00:35) Why buying a holiday home might not...

HELP debt is now a $80 billion problem for Australia, and it’s only getting bigger. Today we dive into how HECS/HELP debt really works, why it’s impacting borrowing capacity, and whether the system needs a major rethink. From free money myths to the true cost of uni, we unpack the long-term financial consequences and what needs to change. On this episode, we discuss: (00:00) Intro  (00:38) What is...

Today we unpack one of Australia’s hottest property topics: negative gearing. We dive into what it actually is, how it works, and why it may not be the game changer many think it is. We also explore some bold new ideas to reform the system, including an interesting proposal to simplify how property profits are taxed. On this episode, we discuss: (00:00) Intro (00:55) Should We Scale Back Negative...