The Numbers Game

Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We compare the cost-of-living trade-offs, how innovation is supported, and what Australia could learn from a model that rewards progress instead of punishing it. On this episode, we discuss: (00:00) Singapore vs Australia (00:50)...

What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need. On this episode, we discuss: (00:00) Intro (00:43) Would You Trust The Gov...

You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving, and how many wealthy people are moving here instead. We talk about migration, housing, cost of living, safety, and why some Aussies are heading to Dubai and Singapore. A clear look at whether migration is helping or hurting...

A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we talk about how putting purpose behind your business can drive growth, why profit still needs to come first, and how the two can work together to create something meaningful. On this episode, we discuss: (00:00) Why Marty B...

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out.  Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, a...

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead. On this episode, we discuss: (00:00) Intr...

Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants , sharing our biggest investment mistakes, lessons from the GFC, and the strategies that actually protect your wealth. From dollar cost averaging and stop-loss rules to Buffett-style patience, we unpack how smart investors win over the lo...

Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the ACCC is asking questions about postcode pricing. REA Group, the business behind the site, now pulls in over 12 million users a month and $1.7 billion in revenue, leaving Domain in the dust. We break down how the network effect built this juggernaut, t...

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we...

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that...

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, no...

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a sh...

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb...

Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the right agent to giving buyers access to off-market deals and trusted buyer’s agents, we unpack how Prop App is disrupting the traditional real estate model. We also get into the startup journey, the future of property transactions, and what this innovati...

We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down why tracking profit per hour matters more than just chasing revenue, how to create a company that’s saleable as well as profitable, and the biggest misconceptions business owners have about their business’s worth. Plus, we share practical steps to systemi...

Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that show your business might be heading for trouble. We cover maxed-out credit cards, late super payments, ATO debt, director loans, and the danger of not knowing your breakeven point. If you run a business, this is what you need to hear before it’s too lat...

We take a look at why some businesses thrive while others barely survive, breaking down gross vs net profit, how margins impact your bottom line, and why choosing (or tweaking) the right business model is key to long-term success. On this episode, we discuss: (00:00) Intro (01:17) Choosing The Right Business For Your Future Income (02:29) Gross Profit Vs Net Profit Explained (03:32) Passion vs Pro...

Is the Olympic model broken? We are “diving” into the rise of the Enhanced Games - a new competition where athletes are encouraged to use performance-enhancing drugs. We unpack the ethical dilemmas, money gaps, and whether doping could actually disrupt the traditional sporting world for good. On this episode, we discuss: (00:00) Intro (00:16) Hot Swimmers, Big Muscles, And A Million-Dollar Questio...

Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for bo...

Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry from childhood - around money, confidence, and self-worth - and how it still impacts our adult identity, performance, and decisions. From childhood weight struggles to money scarcity mindsets, we open up in a raw conversation about what’s holding us bac...

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset. On this...

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business. On this episode, we discuss: (00:00) Intro (00:35) Why End of Financial Year Is T...

Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how to manage underperformance with empathy and accountability, and the leadership moves that create a high-performance culture. Whether you lead a small team or a growing company, this episode will sharpen how you hire, coach, and make the tough calls. O...

What happens when you build a property portfolio too fast and lose it all before you're 25? Chris Christofi - entrepreneur, author, and CEO of Reventon - went from $348,000 in debt to leading one of Australia’s top property and financial services companies. With over $3.2 billion in property sales and 3,400+ clients helped, Chris shares the mindset, strategy, and resilience behind his 20 years in...

Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself. On this episode, we discu...