The Canadian Real Estate Investor

Canadian mortgage arrears have nearly doubled since 2022, and power of sale listings are climbing. Nick and Dan break down the latest data and explain why most bank sales aren’t bargains. Then they cover how to find real distressed deals and what to pay for them. Find deals with the Realist distress tool: Realist Montreal Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Manageme...

Death and divorce move more Canadian real estate than any rate change. Nick and Daniel break down what happens to the house when a couple splits or a parent passes: who really owns the matrimonial home, how buyouts get financed, the tax CRA charges at death, why putting a kid on title can backfire, and how to handle an inherited property with siblings. They finish with practical checklists so your...

The Bank of Canada is holding rates, but fixed mortgage quotes are still going up. Dan and Nick explain how rising bond yields push fixed rates higher, why more borrowers are choosing variable again, and what to check before you pick: payment changes, trigger rates, penalties and whether your budget can handle a rate increase. Montreal Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset...

On September 23, StatCan revised its population count and added 301,008 people. Two of the three "decline" quarters became growth. Most of the people it found were temporary residents still in the country on pending permit extensions. Nick and Dan explain how the old count missed them, what changed in the method, and whether this weakens the bear case for housing. Growth is still the slowest since...

Most Canadian real estate partnerships run on a handshake and good vibes. Nick and Dan break down how to do it properly. They cover five ways to structure a deal: co-ownership, general partnership, limited partnership, corporation, or skipping equity and lending instead. They explain how to pay the operator fairly with fees, a preferred return and a promote, and why your partnership agreement mean...

Mississauga and Oakville just froze new data centres. Saskatchewan rolled out the red carpet for a Bell campus near Regina worth over $50 billion. Nick and Daniel break down what these buildings are, why each province is handling them so differently, and why two out of three Canadians don't want one near their home. They take on the viral water claims and explain how the money works: tenants reser...

After over 400 episodes, people still told us they didn't know what to do next, so we started putting them in a room. Nick and Dan look back on how the podcast turned into sold out events, why real estate is a people business, and what we built because of it. Tune in for insights and come to an event to see for yourself! Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code...

CREA August is out and every province sold fewer homes than a year ago. Oil topped $108, which pushes fixed mortgage rates up. Carney's summit pledges and the new Mega Deduction won't lower anyone's mortgage. Sales are stuck and buyers are gaining leverage, so watch your local numbers, not the national average. Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realesta...

We switch things up in this episode and Fred Cassano from PwC interviews Dan on the Emerging trends Report produced annually by PWC and ULI  TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREE See omnystudio.com/lis...

GET TICKETS TO CANADA'S #1 MULTIPLEX EVENT: https://realist.ca/community/events/unpacking-multiplexes-toronto   Most Canadians think their home is an investment. And honestly, the data says they are not crazy. Homeowners are dramatically wealthier than renters. In Canada, StatCan showed homeowner net worth rising from about $324,000 in 1999 to about $685,000 in 2019, while renter net worth we...

GET TICKETS TO CANADA'S #1 MULTIPLEX EVENT: https://realist.ca/community/events/unpacking-multiplexes-toronto   On the Canadian Real Estate Investor podcast, Daniel welcomes Hooman from Alliance REIT ( https://www.alliancereit.com/) to discuss his path from Bay Street lawyer to multiplex developer and operator, and how Alliance built an evergreen, non-exchange-listed REIT focused on Toronto&r...

We are joined by friend of the show Ben Singer, of SR Law, Ben, maintains a general commercial real estate practice, including acquisitions, dispositions, financing as well as an emphasis on condominium and sub-division development. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-...

Part 2 picks up at 2008. Canada dodges the financial crisis, decides it's bulletproof, and spends a decade building brakes (four Flaherty tightenings, foreign buyer taxes, two stress tests) all pointed at demand, while barely touching supply. Then free money in 2020, the February 2022 peak, and the fastest hiking cycle in Bank of Canada history. The payoff to the 1981 cliffhanger: CMHC's MLI Selec...

Canada has never had a housing market, it has a housing policy, and the market is what happens downstream. Part 1 traces 100 years of deliberate decisions: 50% down mortgages that detonated in the Depression, CMHC inventing leverage in 1954, the 1972 tax exemption that made your house the best shelter you can own, and the two supply engines we switched off (MURB in '81, social housing in '93) whil...

Josh Findlay of BLD Financial joins us again to share all things commercial mortgages. How he started, the journey, and the main differences between small investments and big ones; plus some CMHC updates. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Gl...

This week we sit down with Toronto architect and developer Noam Hazan , the guy calling the "missing middle" the most alive part of Canadian real estate. After designing for global firms like Foster + Partners and Richard Meier, Noam now helps regular people turn single lots into fourplexes, sixplexes, and garden suites. We get into his own project, the numbers behind MLI Select and the HST rebate...

Four years after the 2022 peak, the first real signs of a floor are showing up, national sales are up 7% from the March low, inventory is tightening, and single-family completions in Ontario just hit their lowest level since 1990. But economists have been burned by three false starts already, and nobody wants to say the b-word out loud. Meanwhile, over 13,000 Canadians filed for insolvency in June...

We are joined by Nichola & Matthew from  M3 Development Management to discuss all things development mamagement  a Calgary-founded firm with offices in Calgary, Canmore, Edmonton, Vancouver and Victoria, joins us to talk about the part of a deal nobody covers: what it actually costs to build. They work on the owner's side, no equity in the project, running feasibility, cost planning...

A complete breakdown of the Altus Group 2026 Canadian Cost Guide: $573 billion in active projects across 6,652 sites, with the real-world context investors and developers need. With presale prices down 13% from peak and a record 7,243 condo units cancelled in 2025, the feasibility math is under serious pressure. The episode also covers the $343 billion public infrastructure pipeline competing for...

If you bought a Canadian condo near the peak of the market, you may now be underwater, or losing money every month just to keep it. In this episode, Daniel and Nick tackle one of the hardest decisions facing Canadian homeowners and real estate investors: should you hold on, rent the property out, or sell at a loss? They examine real examples from the GTA, pre-construction deals, power-of...

Nick & Dan are joined by Jacob Cohen , President of Daniels Corp. for a field report from inside a GTA development company. Why an activity slowdown worries developers more than falling prices, which input broke first: land, construction costs, rates, or sales velocity, and what still makes sense to build when almost nothing pencils. With starts near zero since 2023, the completions that shoul...

Brandon Sage of   Landlord Property Management  joins us to discuss everything you need to know about owning and managing property and tenants. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREE See omnystudio...

Real estate searches in Canada just hit a five-year high, and Nick and Dan answer the nine questions Canadians are Googling most. Fixed vs. variable in 2026, what to do if you can't afford your renewal, where prices are headed, the best cash-flow cities, whether to incorporate your rentals, the new Airbnb rules by province, and how to save six figures on the principal residence exemption. Plus two...

Multiplex starts just passed tower starts in Toronto for the first time. Condos have stalled, and the big builders aren't structured to build on tight low-rise sites, while most GCs can't properly analyze them. That gap is the whole opportunity. We are joined by the founders of Reside Properties  Ryan & Mattison, a Toronto developer with an unusual stack: years as a general contractor, ti...

The Bank of Canada held its policy rate at 2.25 per cent again. Does that make fixed or variable the better mortgage choice in 2026, and could the next move still be a rate hike? Daniel and Nick break down the fixed-versus-variable decision, the July 2026 Monetary Policy Report, inflation, growth, housing weakness, Government of Canada bond yields, and why CMHC MLI Select financing responds to mor...