SMB Factor Podcast

Mariana co-founded Branddu after her family went bankrupt. Today, she runs a growing B2B company with repeat clients, VC backing, and months of profitability, despite a brutal payment cycle and limited access to capital. In this candid conversation, we talk about: The real cost of working capital for SMBs in Latin America How large corporations delay payments and threaten startup survival Smart st...

Factoring can unlock cash tied up in your receivables—but most small and mid-sized businesses don’t understand how it actually works. In this episode, Alex breaks down the basics and the nuances of factoring, drawing from over 12 years of experience across non-bank lenders. We cover: The difference between recourse and non-recourse factoring, How factoring compares to a line of credit, Common misc...

Shalako has sat on both sides of the table: as a banker and as a founder. In this episode, he breaks down how traditional banks became transactional, why fintechs aren’t the complete solution, and how entrepreneurs can build smarter financial strategies from day one. We discuss: The evolution from traditional to complementary finance. How to fix your cash conversion cycle without breaking your bus...

David runs five side projects, has a full-time job, and still finds time to build Funny Pun , a parody t-shirt brand born from his curiosity about AI tools. What began as a test evolved into a full e-commerce business, complete with custom production and a sharp sense of humor. In this episode: The tech stack behind Funny Pun: from Midjourney to DTF printing Lessons on IP, fair use, and building a...

In this episode, Martin shares his path from leading global marketing for Flutter at Google to founding SendToWin , a lead generation agency built entirely without venture capital. We discuss: The rationale behind bootstrapping after previous VC-backed ventures Strategic cash flow management and client diversification Pricing, payment terms, and reducing early churn Critical turning points, includ...