Kapwork

SMB Factor Podcast

Business EN ↓ 5 episodes

Real stories of grit, growth, and getting paid. Small businesses make up nearly half of the US economy, yet too many face late payments, tight cash flow, and constant hurdles to scale. The SMB Factor brings you raw, unfiltered conversations with founders who’ve lived through it all—big wins, close calls, and the creative ways they kept their businesses moving. If you’re building something of your own or just want to hear what it really takes to run an SMB, this show is your behind-the-scenes pass to the hustle behind the headlines. Powered by Kapwork.

Author

Kapwork

Episodes

How Mariana is scaling Branddu despite bad payers, high costs, and zero bank loans. 21.08.2025 33:33

Mariana co-founded Branddu after her family went bankrupt. Today, she runs a growing B2B company with repeat clients, VC backing, and months of profitability, despite a brutal payment cycle and limited access to capital. In this candid conversation, we talk about: The real cost of working capital for SMBs in Latin America How large corporations delay payments and threaten startup survival Smart st...

What SMBs should know before factoring their invoices | with Alex 07.08.2025 51:35

Factoring can unlock cash tied up in your receivables—but most small and mid-sized businesses don’t understand how it actually works. In this episode, Alex breaks down the basics and the nuances of factoring, drawing from over 12 years of experience across non-bank lenders. We cover: The difference between recourse and non-recourse factoring, How factoring compares to a line of credit, Common misc...

Why banks stopped lending and what entrepreneurs can do about it | with Shalako Wiener. 17.07.2025 1:01:29

Shalako has sat on both sides of the table: as a banker and as a founder. In this episode, he breaks down how traditional banks became transactional, why fintechs aren’t the complete solution, and how entrepreneurs can build smarter financial strategies from day one. We discuss: The evolution from traditional to complementary finance. How to fix your cash conversion cycle without breaking your bus...

How David runs five businesses (and still shows up to his day job) 10.07.2025 36:55

David runs five side projects, has a full-time job, and still finds time to build Funny Pun , a parody t-shirt brand born from his curiosity about AI tools. What began as a test evolved into a full e-commerce business, complete with custom production and a sharp sense of humor. In this episode: The tech stack behind Funny Pun: from Midjourney to DTF printing Lessons on IP, fair use, and building a...

From Google to bootstrapped founder: how Martin scaled without VC money 10.07.2025 34:25

In this episode, Martin shares his path from leading global marketing for Flutter at Google to founding SendToWin , a lead generation agency built entirely without venture capital. We discuss: The rationale behind bootstrapping after previous VC-backed ventures Strategic cash flow management and client diversification Pricing, payment terms, and reducing early churn Critical turning points, includ...