Save to Zero

Episode 21: Building Businesses, Masterminds, and Meaningful Conversations with Jocelyn Greenky Something shifted in this conversation almost immediately. What started as a business interview quickly turned into a masterclass on relationships, resilience, and how real success is built over decades, not months. Save to Zero co-hosts Mike and Zach sit down with entrepreneur, educator, and family bus...

Episode 20: Real Estate, Resilience, and Learning What Enough Means with Nick Aalerud When the goal is no longer to do more deals, buy more units, or chase the next big number, what does success actually mean? Zach and Mike dig into what it really looks like to step back, reset, and ask that bigger question with their guest, Nick Aalerud. Nick has spent years in real estate, from single-family fli...

Episode 19: Why Smart Operators Build Around Seasonality with Skyler Garman Would you buy an asphalt business with almost no experience? That’s what our guest did, and after he learned the trade from the ground up, he started investing in real estate. We talk about the messy, smart, and very real process of building a seasonal business that doesn’t stay seasonal for long.  Skyler Garman joins Save...

Episode 18: The Sweet Shift into Real Estate Investing with Aaron Hale What happens when life forces you to start again and you end up building a fudge business, buying rentals, lending to investors, and running some of the toughest races on earth? In this episode of Save to Zero, co-hosts Mike and Zach sit down with Aaron Hale, a former military cook, Army EOD technician, fudge maker, real estate...

Episode 17: The Real Reason Your Marketing Isn’t Working with Charles Craggett You don’t lose deals because of bad marketing. You lose them because you’re too slow to respond. Attention spans are shorter, customers expect instant answers, and some businesses are still using older marketing models. Charles Craggett, digital marketing expert, joins Save to Zero hosts Zach and Mike to talk about what...

Episode 16: Opportunities, Spec Homes, and Thinking Bigger with Caleb Harwell Most people see an opportunity and overthink it. Others take the shot and figure it out as they go. Save to Zero hosts Mike and Zach sit down with real estate investor Caleb Harwell to hear how he started his business with curiosity and connection. While working at a bank, he noticed investors making in a month what he w...

Episode 15: How to Build a Business That Runs on Process, Not Panic, with Melanie Sloane Leaving a W-2 job can feel risky, but for our guest, it opened the door to greater freedom, bigger impact, and a whole new way of working. In this episode, Mike and Zach sit down with Melanie Sloane to chat about what it looked like to leave corporate life behind and build Iron Horse Consulting around the kind...

Episode 14: Building a Business by Trusting Your Gut with Dana Staszkiewicz Jumping into a business you know nothing about, just trusting yourself to figure it out, sounds like a formidable risk. But that’s exactly what this episode’s guest, Dana Staszkiewicz, did when she joined her brother’s plumbing business. Co-hosts Zach and Mike sit down with Dana to chat about business growth, leadership, a...

Episode 13: Scaling Fast and Fixing Mistakes with Dwayne Zimmerman and Tristan (TJ) Weiler What happens when you go all-in on real estate… learn some hard lessons… and build a second business along the way? Let’s find out in this episode, where hosts Mike Seidl and Zach Richards chat with young entrepreneurs Dwayne Zimmerman and Tristan (TJ) Weiler, who scaled from zero to around seventy propertie...

Episode 12: The Truth About Rentals, Real Estate, and Freedom with Alex Pardo What happens when you realize the life you're building is not the life you actually want? That’s exactly the realization our guest, Alex Pardo, had when working his corporate job at General Electric. In this episode, he shares with Mike Seidl and Zach Richards how this pivotal moment pushed him to rethink everything and...

Episode 11: The Tax Playbook for Real Estate Investors with Larry Pendleton Taxes are one of the biggest levers in real estate, but also one of the most misunderstood. That’s why Save to Zero hosts Zach Richards and Mike Seidl sit down with CPA and real estate investor Larry Pendleton to learn how smart investors actually think about taxes, cash flow, and long-term wealth. Larry brings a rare mix...

Episode 8: Real Estate Growth, Mindset, and the Right Team with Bob Murray Most people spend their lives saving money, but the real opportunity comes when you learn how to make money work for you. Real estate investor Bob Murary joins Save to Zero hosts Mike and Zach to talk about building a growing property portfolio, creating systems that scale, and learning how to think bigger. Bob shares how h...

Episode 3: Relationship Capital Matters Most with Stephen Steric What if the fastest way to grow your business isn’t a new strategy, but a better room? That’s what we’re talking about with our guest, Stephen Steric, a Southern California contractor who’s built his success around one thing: relationships. And he’s not shy about what works. Stephen shares how he started a trucking company during COV...

Episode 2: You Can’t Save Your Way to Wealth with Mike Seidl What if we told you that saving harder is keeping you stuck in a puddle while other people are playing in the ocean? If you’ve ever felt stuck clipping coupons and “being good” with money but never getting ahead, this one’s for you. In this episode of Save to Zero, Zach Richards sits down with Mike Seidl to discuss how he went from growi...

Episode 1: Financial Freedom Starts with Skills, Not Sacrifice What if the “smart” money advice you’ve heard your whole life is keeping you stuck? Our focus with this episode is all about this show’s big idea: saving can only ever get you to zero, but earning can be unlimited. In this episode, co-host Mike Seidl interviews co-host Zach Richards, and they discuss the inspiration of the podcast. You...

Episode 6: LinkedIn, Masterminds, and Building a Business That Lasts with Anthony Simonie If you’ve only been treating LinkedIn like a digital resume, it’s time to rethink your approach. Save to Zero hosts Zach and Mike sit down with Anthony Simonie to break down why LinkedIn is still one of the best platforms to build trust, start real relationships, and create business opportunities. Anthony’s s...

Episode 4: Lean Systems, BRRRR Deals, and Building Real Wealth with Hugh Carnahan What do a rice hat, American-flag overalls, and a decommissioned missile silo have in common? A lot more than you’d think. In this episode, Mike and Zach sit down with Hugh Carnahan to talk about how “lean” thinking can speed up wealth building, especially in real estate. Hugh breaks down lean manufacturing in plain...

Episode 9: From Cleaning Company to Real Estate Deals with Steve Niemaszyk What do you do when you lose your job and decide that you never want to work for someone else ever again? Do what Steve did. In this episode of Save to Zero, hosts Zach and Mike sit down with Steve Niemaszyk to talk about how he built a cleaning business out of necessity, then used that foundation to move into real estate i...

Episode 10: Real Estate, Property Management, and AI with Matt Hitchcock Building a real estate business that can scale is about way more than just owning one. That’s the meat of the conversation Save to Zero hosts Zach and Mike have with Matt Hitchcock of Common Wealth Collective. From house hacking and multifamily investing to in-house property management, systems, and AI, Matt shares how his te...

Episode 5: Multiple Income Streams in the AI Era with Matt Loop What if the next big “Google shift” is already happening… and most business owners don’t know it yet? Hosts Mike and Zach chat with bestselling author Matt Loop about ChatGPT, searches, and what smart entrepreneurs are doing right now to stay ahead. Matt breaks down why ChatGPT-style searches can convert better than traditional search...

Episode 7: There is No Perfect Time to Start a Business with Junior Anziani What if the thing holding you back in business is waiting for the “right time,” when there never really is a right time? Save to Zero hosts Mike and Zach sit down with Junior Anziani to talk about building a business, taking risks, and learning as you go. Junior shares how he went from working in corporate IT to building h...