Money with Alpha

Running a business can certainly be challenging, and many business don't survive their first 3 years. Lana Surnina from On Tap Digital has found a way to make success more of a certainty! In this conversation she talks about her own business journey, and why what she is doing now helps her clients become more profitable.

How can I make more money? How can I keep more of the money I'm making? How do I invest? What about Self-Managed Super Funds? How do I invest for my kids? Can I pay my mortgage and invest at the same time? Do you ask yourself some (or all) of these questions, and more? In this episode I go through some of the mindset behind money, as well as answering some of these fundamental questions.

Lisa Rowland shares how she has found a way to make money on the side, while also saving money on household items and going low tox in the process, with Melaleuca Wellness. She shares her journey and also her passion for what this lifestyle offers!

Money is energy, and energy flows. Wouldn't it feel nicer to be IN the flow, rather than AGAINST the flow of money? In this week's episode, I go through how to bring your mindset and systems together, to be IN the flow of financial abundance. Also, here is the link to a new mini-program I'm running on this called Money Flow (starting 28 October) - www.money-madesimple.com.au/flow  

Understanding our Core Values give us the foundation to see where things are and aren't flowing in our money life (and life in general). Aligning your Values and Money makes life SO much easier and more abundant. In this episode I talk about: What Core Values are and why they are important Your Personal Core Values Your Business Core Values Aligning your Core Values (both personal and business) to...

Investing is something that we all need to be doing.  Reaching financial independence before we retire, and having a comfortable retirement can only happen when we invest regularly over time. The thing is, where do we learn how to invest?   There are lots of courses out there, but choosing one can seem overwhelming and potentially expensive. There are some basics that you need to know, so you can...

There are SO many apps out there.  Not all are helpful, and some cost a lot of money over time. In this week's episode I take you through the money apps I use and why.  Also, I don't pay for any of these.  They each offer a service (which I use and pay for that way), and these apps purely help to make life easier. During the episode I talk about micro-investing, and here is a Free Guide that I hav...

Money Systems will help free up your mind and reduce stress and overwhelm about money.  Knowing what is going on and where you're money is going makes a huge difference. In this episode I talk about: What a Money System is Why you need to understand your business finances and what systems are currently being used, and whether they are useful to you How to build personal wealth through a money syst...

What does it mean to "future-proof your finances"? It means to look into the future and make decisions in the present to help you achieve the future lifestyle you want. There are often a few obstacles to this: 1) Knowing what you want; and 2) How to know what to do in the present. This episode helps you with Number 2 (I have previous episodes where I go through Number 1).  Looking at you currently...

Much of Money Mindset work is based around thoughts, affirmations belief systems and habits.  It's very much about psychology.  In this week's episode, I want to elevate this conversation into the practical - how does our mindset around money impact us in our daily lives? There are 5 elements that I go through in this episode. This was recorded as part of my annual webinar series, so if you want t...

Finding purpose in life is something many of us are seeking, and it's a journey.  Something I've learned on my journey, is that this also applies to money. If your money doesn't have some kind of purpose, it too easily disappears, making it more difficult and frustrating to get where you want to go (assuming you know where you're going).  Here are the key elements of giving your money a purpose: B...

Managing money is not something many of us are explicity taught how to do.  We learn by observing what our parents do, what others do, and what society says we "should" do.  We might get some direction instruction if we're lucky enough to have parents or people around us who are able to manage money well, and then teach us in a way that we understand. For me, it was completely random, until I star...

As children we learn through stories.  Swashbuckling characters, heros, villains, obstacles overcome, and mysteries solved.  They are etched in our minds and form the basis of how we learn and how we share what we have learned and how we feel. For instance, I love puzzles and solving problems.  My first "literary love" was Agatha Christie.  To this day I still love reading her books and watching t...

What are Money Beliefs?  How are they formed?  How can they be changed?  What impact do they have on your relationship with money and how you then manage money? This is what I talk about in this episode, which is a recording from a Webinar that I delivered. Here is a link to the Money Essentials for Business Owners program that I refer to: Money Essentials for Business Owners - Learn Money Managem...

Nearly everything in our life stems from how we see and process it in our minds.  Money especially. In this episode I delve into 5 mental elements to manifest and experience financial abundance: Getting a good night's sleep Eating good, nourishing food and drinking enough water Awareness (of the patterns in our live and the lives of those closely related to us) Meditation and/or mentally quiet tim...

Money is a topic that is always on everyone's minds, and particularly these days.  So much is written in the media about the economic situation, and we see it daily in all our bills. To help with this, I have turned what I do one-on-one with clients into a live group online program called " Money Essentials for Business Owners ". The program is officially launching on Monday 15 July, and I'm very...

Health is the most important thing in your life.  Without health, everything else becomes harder and we can't enjoy life.  Having money gives us greater choices when it comes to how we live and manage our health, so these two topics really go hand in hand. Which is why this episode is so good.  Filipa Bellete from Chris and Filly Functional Medicine, and I speak about their approach to health and...

What does wealth mean for you?  Understanding what it is, and gaining clarity on what you want  (and why and when) is an important first step. Then, it's about doing things in parallel, finally.  In this episode I go through what that is, and how you can do it! Here are links to the services I mention: Money Essentials for Business Owners - Learn Money Management Live (money-madesimple.com.au) Mon...

As women enter our 40s, something changes.  We start to want to know who we really are, and how we got to where we did.  Plus, what do we really want in life? Frances Scadden's journey has lead her to help other women in their 40s, 50s and beyond with this question.  To help the feel empowered and confident in their life and what they think they are capable of doing. A great conversation! Here is...

Why is it that we avoid things (like looking at our finances)? Our brains are a complex "computer", and understanding how they work makes it easier to program them in a way that actually works FOR us, rather than against us. In this episode I talk about 3 key concepts to understand our brains, specific to money: Survival - our brains are wired to make sure we survive (it isn't interested in thrivi...

Parenting (like money) is not something we are taught, yet we have to navigate somehow. Where you are also parenting a child who is neurodiverse, there is potentially more complexity. Leanne Tran is a psychology who specialises in helping parents understand their neurodiverse child, and how to help the children understand themselves better. A fascinating conversation, with lots of great informatio...

Lately I've been drawn to books and podcasts that talk about how we are not here in this life to gather "stuff".  We are here to connect, grow, evolve, share, help, and even make an impact (on whatever scale). This has resonated with me quite a lot, so wanted to share this with you as well. I started gradually decluttering "stuff" out of my home, and letting go of things I wouldn't use or wear any...

Maree Kirkpatrick is passionate about helping business owners learn how to sell without it feeling uncomfortable and something to actively avoid. Her approach is simple, straight forward, and very human-centric. In this conversation we delve into money, selling, business and psychology. As a successful business owner and mum, she is also well aware of the juggle that is life. She has a wealth of k...

Mother's Day is a good opportunity to be reminded to take a pause and appreciate life, inspite of all its challenges. Here are 3 areas I focus on in this episode: Gratitude - being consciously grateful for what we have in our life.  Even where there are challenges, look for the things that you appreciate within everything else. Giving - this isn't just about giving money, it's about caring for oth...

There is nothing that beats the smell and taste of bread fresh out of the oven.  When I was a kid my mum had a breadmaker and we used it pretty regularly. Nowadays, with sourdough being a bit kinder on some tummies (including mine), I prefer this, as well as using spelt flour. Sourdough can be a little difficult to work with though, and I've found that with spelt flour there are added complexities...