Money with Alpha

What happens when you suddenly have more money than you're used to? Or when the money coming in unexpectedly slows down? Whether it's a fantastic month in business, selling a property, receiving an inheritance, or navigating an unexpected financial dip, managing the ups and downs of money isn't always straightforward. Sometimes having more money creates just as much uncertainty as not having enoug...

What if the amount of money you currently earn, have or manage isn't your limit? What if it's simply your starting point? Have you ever felt like you've reached a certain financial level and, no matter what you do, you can't seem to move beyond it? Perhaps it's an income level, a business revenue target, or simply the amount of money you feel comfortable having. In this episode of Money with Alpha...

The cost of living is rising. Interest rates are up, household bills are increasing, and for many business owners, money simply isn't flowing the way it used to. But I don't think the answer is to spend your life feeling like you have to cut back. In this episode of Money with Alpha , I'm sharing some of the everyday things I do to keep our household costs under control, regardless of what is happ...

Most of us never had anyone sit us down and explain money. We picked it up from watching our parents, making mistakes, and quietly hoping we'd figure it out. So what would change if the first money lesson came at bedtime, in a rhyming picture book about bunnies? This week I'm joined by Lionel O'Malley, a financial planner who specialises in retirement, and who has co-written a six-book children's...

This is the final episode in the 5-part Thriving Money System series. After clarity, mindset, education and systems, Alpha gets to the part most people want to jump straight to: investing and building wealth. She explains why it sits last (and why skipping the first four steps is how people end up with investments that don't fit their life), what wealth actually is once you account for inflation,...

You've got clarity on the lifestyle you want. You're working on the mindset blocking you. You've picked up the pieces of financial education you actually need. Now what? This episode is about the part that turns all of that into something real: a system. Alpha breaks down what she means by "system" (structure, consistency, repeatability, flexibility, and automation) and why skipping this step is w...

This is part 3 of the Thriving Money System series. In part 1, Alpha covered Clarity. In part 2, it was Mindset, your beliefs, your stories, and the language you use around money. This week is pillar 3: Education . Alpha doesn't think financial literacy is the whole answer (if it was, none of us would still be figuring this out as adults). But it is one piece of the puzzle, and the terminology alo...

This is part 2 of the 5-part Thriving Money System series. Last week was Clarity. This week, Alpha unpacks Mindset, and breaks it down into three working parts: Identity, Behaviour, and Experiences. Not as a buzzword, but as the actual mechanics of why you handle money the way you do. Alpha shares her own family money history, including a generational pattern of scarcity and displacement, a long-r...

This week Alpha kicks off a five-part series walking through the Thriving Money System , a framework to help people move from financial confusion to financial confidence. Each episode covers one pillar. This one is about the first and most important: Clarity . Alpha unpacks why so many capable, high-achieving women feel scattered and vague about money, and why you can't build a money system until...

Mental load isn't just about the school forms, the appointments and the "what's for dinner" of it all. There's a financial version of it too, and lately it's been turned up. In this episode, Alpha talks openly about what the mental load of money actually looks like day to day, including the week she nearly missed her daughter's school Eisteddfod despite normally being pretty organised. She breaks...

My daughter was 6 years old the first time she came on this podcast. This time, at 11, she asked to come back on. We sat down to talk about what she's actually absorbed about money over the years, just from being around it. It's a more personal episode than usual, and it turned into an honest look at how kids learn money habits long before anyone sits them down to teach it properly. Topics covered...

Making more money and keeping more money are not the same skill. In this episode, Alpha unpacks why so many capable, hardworking people hit an invisible ceiling, whether that's in salary, business revenue or savings, and why the answer usually isn't "work harder." It's building the capacity to actually hold what comes in. In this episode: The two-container analogy: why the size of the container yo...

Most women aren't taught how to invest. We're taught to save, to budget, and if we're lucky, to buy a house. Share trading gets filed under "too risky" or "not for me" before we've even looked at it properly. This week I'm talking with Kaki Lee, a former chief pharmacist of 20 years who discovered a trading strategy called covered calls while on maternity leave and replaced her hospital income wit...

This week I'm joined by Kerstin Rheinländer, a bespoke travel planner who's spent decades helping busy professionals travel in a way that actually restores them instead of travelling like the busy person they are on a day to day basis. Kerstin isn't a travel agent. She builds journeys around who you are and what you actually need, not a list of places to photograph and post on social media. We tal...

This week Alpha breaks down six money personalities she has identified after years of working with female entrepreneurs and their partners: the Capable Avoider, the Busy Earner, the Optimistic Drifter, the Overwhelmed Achiever, the Intentional Builder and the Foundation Maker. None of them are good or bad. They are a reflection of where you are at right now, shaped by life stage, upbringing, relat...

This week I'm talking with Jo Goddard, founder of I'm Her Women's Wellbeing, a Brisbane-based wellness space specialising in touch-based modalities. Jo is a bodyworker, energy healer, and sacred sexological bodywork practitioner who holds space for women moving through all kinds of life seasons. We covered a lot of ground. From what Kahuna massage actually is and why Jo calls it her "gateway drug,...

AI is everywhere right now, including in the money space. But before you hand over your finances to a bot, it's worth understanding what AI is actually good at, and where it falls completely flat. In this episode, Alpha breaks down the real story on AI and money management. She shares why she ended up building the Prosperess app after trying to use AI alone for bank statement analysis (spoiler: it...

In this episode, Alpha opens up the Thriving Money System. It's the same system she uses with every single client, and the one she comes back to herself whenever something in her own money life starts to drift. The Thriving Money System has 6 steps: Clarity, Mindset, Education, Systemize, Review, and Wealth. And before you assume this is another rigid, follow-steps-in-order framework, it's not. Th...

This one's a bit of a pep talk, and honestly, it's one I needed for myself too. This year has thrown a lot of people off, and if you've been feeling like things are just harder than they should be right now, this episode is for you. I'm sharing 5 things that help me when life (or money stuff) feels overwhelming, and they work whether you're dealing with a to-do list that won't quit or trying to ge...

In this episode, Alpha sits down with Francesca Casaro, developmental educator, autism and ADHD specialist, and founder of Neuro Connections, to talk about what neurodivergence actually is, why so many people are only getting diagnosed in adulthood, and how to stop working against your brain and start working with it. Francesca's path is a fascinating one. Born in Italy, she moved to New Zealand,...

This week I'm chatting with Janice Minihan - property investor, buyer's agent, and property manager with a portfolio spanning Australia and the UK. Janice's story starts where a lot of ours do: watching someone else do something with money that made you think, "wait, there's another way." For Janice, it was watching her dad flip a house in Rockhampton and make more in three months than a full year...

After speaking at four women's events in a single week, Alpha noticed the same five beliefs coming up about why smart, capable women still haven't sorted their money. From "I don't have time" to "I don't have enough money to start," each one sounds logical, and each one is keeping women stuck. In this episode, Alpha unpacks all five, reframes them, and gives you a way past each one. In this episod...

Death, taxes, and change. These are certainties in life. This year has felt like a runaway horse and if you've been quietly avoiding your finances because the goal posts keep moving, this episode is your permission slip to take one small step anyway. Alpha unpacks the recent Federal Budget changes (in plain English, not accountant-speak) and shares why now is not the time to freeze. She walks thro...

There's one financial concept that quietly decides whether you spend your life paying interest or earning it. Compounding. Most of us learned the word in high school maths, then never had it explained in a way that actually changed how we manage money. In this episode, Alpha walks through both sides of compounding using the loan calculator and Future Projector she built inside the Prosperess app....

Episode summary:  Debt isn't usually the problem. Confusion about debt is. In this episode, Alpha walks through five things she wants every woman to understand about debt, from what you actually want it to do for you, to how to use a credit card so it earns you interest instead of charging you any. It's a mini masterclass on getting clear about debt so it serves you, not the bank. What's covered:...