Alpha Schulte
Money with Alpha
Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!
Author
Alpha Schulte
Category
Podcast website
Latest episode
Jul 6, 2026
Where to listen?
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Episodes
Ep219 What AI Can & Can't Do 06.07.2026 18:57
AI is everywhere right now, including in the money space. But before you hand over your finances to a bot, it's worth understanding what AI is actually good at, and where it falls completely flat. In this episode, Alpha breaks down the real story on AI and money management. She shares why she ended up building the Prosperess app after trying to use AI alone for bank statement analysis (spoiler: it...
Ep218 Thriving Money System 29.06.2026 33:17
In this episode, Alpha opens up the Thriving Money System. It's the same system she uses with every single client, and the one she comes back to herself whenever something in her own money life starts to drift. The Thriving Money System has 6 steps: Clarity, Mindset, Education, Systemize, Review, and Wealth. And before you assume this is another rigid, follow-steps-in-order framework, it's not. Th...
Ep217 You Can Do Hard Things 22.06.2026 17:55
This one's a bit of a pep talk, and honestly, it's one I needed for myself too. This year has thrown a lot of people off, and if you've been feeling like things are just harder than they should be right now, this episode is for you. I'm sharing 5 things that help me when life (or money stuff) feels overwhelming, and they work whether you're dealing with a to-do list that won't quit or trying to ge...
Ep216 Thriving with Neurodiversity with Francesca Casaro 15.06.2026 43:10
In this episode, Alpha sits down with Francesca Casaro, developmental educator, autism and ADHD specialist, and founder of Neuro Connections, to talk about what neurodivergence actually is, why so many people are only getting diagnosed in adulthood, and how to stop working against your brain and start working with it. Francesca's path is a fascinating one. Born in Italy, she moved to New Zealand,...
Ep215 Property & Wealth with Janice Minihan 08.06.2026 38:28
This week I'm chatting with Janice Minihan - property investor, buyer's agent, and property manager with a portfolio spanning Australia and the UK. Janice's story starts where a lot of ours do: watching someone else do something with money that made you think, "wait, there's another way." For Janice, it was watching her dad flip a house in Rockhampton and make more in three months than a full year...
Ep214 What is Really Holding You Back with Money? 01.06.2026 27:39
After speaking at four women's events in a single week, Alpha noticed the same five beliefs coming up about why smart, capable women still haven't sorted their money. From "I don't have time" to "I don't have enough money to start," each one sounds logical, and each one is keeping women stuck. In this episode, Alpha unpacks all five, reframes them, and gives you a way past each one. In this episod...
How to Plan When Change is Constant 25.05.2026 25:47
Death, taxes, and change. These are certainties in life. This year has felt like a runaway horse and if you've been quietly avoiding your finances because the goal posts keep moving, this episode is your permission slip to take one small step anyway. Alpha unpacks the recent Federal Budget changes (in plain English, not accountant-speak) and shares why now is not the time to freeze. She walks thro...
Ep212 Pay Off Your Mortgage Faster & Make Money 18.05.2026 27:22
There's one financial concept that quietly decides whether you spend your life paying interest or earning it. Compounding. Most of us learned the word in high school maths, then never had it explained in a way that actually changed how we manage money. In this episode, Alpha walks through both sides of compounding using the loan calculator and Future Projector she built inside the Prosperess app....
Ep211 How to Manage Debt Effectively 11.05.2026 17:57
Episode summary: Debt isn't usually the problem. Confusion about debt is. In this episode, Alpha walks through five things she wants every woman to understand about debt, from what you actually want it to do for you, to how to use a credit card so it earns you interest instead of charging you any. It's a mini masterclass on getting clear about debt so it serves you, not the bank. What's covered:...
Ep210 Separate Your Business & Personal Finances 04.05.2026 23:54
If you're a business owner and your business and personal finances are mixed together, or you've handed everything off to your accountant and just hoped for the best, this one's for you. In this episode, Alpha breaks down the practical (and surprisingly simple) framework for managing your business and personal finances as two separate, visible systems. She covers the four key areas: mindset, bank...
Ep209 How to get Comfortable with Discomfort around Money 27.04.2026 16:57
Why do so many intelligent, capable women avoid managing their money? It's not because they can't do it. It's because it feels uncomfortable. In this episode, I unpack something that comes up again and again, both in life and with money: learning how to become comfortable with discomfort. Managing your money feels hard, but it doesn't need to be. What it does need is for you to sit in moments of...
Ep208 Ways to Save Money 20.04.2026 26:24
There's a lot of noise right now about rising costs, interest rates, and "cutting back." And for many women, that just adds to the overwhelm. Plus, it reinforces the belief that managing money is hard, time-consuming, and too difficult (which then results in more avoidance). In this episode I take you through the practical things I do to keep the cost of living down. Some things I've been doing...
Ep207 How to be Financially Wise 13.04.2026 20:11
What does it actually mean to be a "wise, wealthy woman"? And why does money feel so much harder than it should? In this episode, I unpack the idea of wisdom, not as something you don't have, but something you've likely been ignoring. You already know more about money than you think. The real issue isn't knowledge. It's the gap between knowing and doing. In this episode we explore: How past stor...
Ep206 What Doing Nothing is Costing You 06.04.2026 26:15
If you've been telling yourself "I'll deal with my money later"… this episode is your wake-up call. Not in a panic-inducing way, but in a real, grounded, slightly uncomfortable truth: Doing nothing with your money is costing you more than you think. In this episode, Alpha breaks down the actual cost of inaction, not just financially, but in terms of lost opportunity, reduced choice, and a harder p...
Ep205 Build Wealth with the Money You Already Have 30.03.2026 22:59
"I don't have enough money to invest." If you've ever thought this, you are not alone, but this belief may be the very thing holding you back from building wealth. In this episode, Alpha breaks down one of the most common (and limiting) beliefs about money, that you need more of it before you can start building wealth. She shares why this isn't true, what's really going on beneath the overwhelm,...
Ep204 How Should You Prioritise Money Actions 23.03.2026 21:02
Many women quietly carry a belief that they're "not good with money." Yet these same women run businesses, raise families, manage teams, coordinate complex lives, and solve problems every day. So why does money feel so overwhelming? In this episode of Money with Alpha , Alpha addresses one of the most common questions she hears when speaking with women about finances: "How do I know what to do ne...
Ep203 Make Money Work Smarter Not Harder 16.03.2026 15:47
In this week's episode of Money with Alpha , we flip the familiar phrase "work smarter, not harder" and apply it to your money. You don't need to hustle harder. You don't need to earn endlessly more. And you certainly don't need to live in a constant state of financial stress. Instead, you can make your money work smarter. In this episode, Alpha breaks down three powerful shifts that transform mo...
Ep202 Balancing Immediate Need with Future 09.03.2026 15:32
In this episode of Money with Alpha , we're talking about the silent tug-of-war so many women live in every day: managing immediate financial pressures while completely avoiding long-term wealth building. Payroll. School fees. Groceries. Mortgage. Clients. Staff. The next invoice. The end of the month. When you're juggling so much in the "now," thinking about retirement, investing, or wealth can f...
Ep201 Why Wealth is Available to You 02.03.2026 22:39
Wealth. It's a word that can trigger excitement… or a full-body freeze. In this episode of Money with Alpha , I'm unpacking why wealth is absolutely available to you, even if: No one in your family has ever been wealthy You think you're "bad with money" You believe you don't earn enough to invest You feel like managing money is complex, time-consuming, or overwhelming I'm breaking this down into s...
Ep200 Navigating Steep Learning Curves 23.02.2026 24:11
In this 200th episode of Money with Alpha , I take you behind the scenes of building my new financial app, and the unexpectedly powerful parallels it revealed about women and money. I am not a tech person. In fact, I've been on one of the steepest learning curves of my life, navigating tech stacks, hosting regions, API keys, compliance requirements, and software integrations. There were days when...
Ep199 - How to Reach Your Number 16.02.2026 20:06
So much of the anxiety we feel around money doesn't come from a lack of income, it comes from a lack of clarity . In this practical and grounding episode of Money with Alpha , Alpha walks you through a simple but powerful exercise to help you identify your retirement number . Not to overwhelm you, but to give you something solid to aim for. If the future feels like a big black hole… If you're doin...
Ep198 Your Nervous System & Wealth 09.02.2026 18:00
There is a lot of focus and information on "money mindset", and while that is important, it misses how your body responds to money. This applies to what you currently have or don't have, and where you want to be (which is often an arbitrary "I want more money"). Before you can have more, your body needs to recognise and feel that it's safe to have more, and that's where your nervous system come...
Ep197 How I Invest 02.02.2026 33:32
Investing can feel like a black hole: confusing, intimidating, and risky, especially when you've worked hard for every dollar you've earned. In this episode of Money with Alpha , I share my real, lived investing journey. Not from a financial markets background, but as someone who had to figure it out step by step. I walk you through: The difference between income returns and capital growth (and wh...
Ep196 Date Your Money 26.01.2026 11:15
In this episode, Alpha invites you to rethink your relationship with money. Not as something to fear or avoid, but as something to get to know and to come at with curiosity rather than confusion. Using the metaphor of dating, Alpha walks through simple, practical steps to help you reconnect with your finances, gain clarity, and reduce money anxiety. In this episode, you'll learn: Why avoidance mak...
Ep194 Micro-Changes Instead of Resolutions 12.01.2026 15:48
Big New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence. Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time. In This...
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