Money and Me

One child wants to stay in the family home. Another wants their share in cash. Could leaving your property equally to your children create a costly dispute? Lance Alexander speaks to Clive Chng, Associate Director of Redbrick Mortgage Advisory to explore the financial and family costs of not having a property succession plan in Singapore, and how homeowners can prepare a fair inheritance while pro...

Supporting ageing parents, raising your own family while planning for your own retirement? Lance Alexander speaks with Gabriel Chen, Senior Deputy Director, Retirement Savings Department at CPF Board to explore how Singapore’s sandwich generation can use CPF to balance family needs, prepare for healthcare expenses and manage housing commitments while protecting their retirement savings. See...

Could the proposed COE changes affect your decision to buy a car in Singapore? Lance Alexander speaks with Ayush Goyal, Managing Director of SingSaver about what buyers should weigh before buying now or waiting, and how to calculate the full cost of ownership - from car loans and motor insurance to maintenance and depreciation. They also explore COE renewal versus replacing an older car, and alter...

If you suddenly lose the ability to manage your finances, can your spouse or children automatically take over? What happens to your bank accounts, investments and ongoing financial commitments? Lance Alexander speaks with Claudia Tan, Financial Services Director at PhillipCapital , about the differences between a Lasting Power of Attorney (LPA), CPF nomination and will, the gaps that even well-pre...

How could CapitaLand Integrated Commercial Trust, or CICT, Sheng Siong and Micro-Mechanics fit into an investment portfolio? Lance Alexander speaks with  Chin Hui Leong, Co-founder, The Smart Investor  to examine the case for CICT as a core holding, Sheng Siong for growth and Micro-Mechanics as a speculative pick. Discover the business prospects, key risks and valuation checks retail inv...

Are lower S-REIT prices a buying opportunity, or a warning? Lance Alexander speaks with Kenny Loh about why Singapore REITs have fallen, whether payouts from CapitaLand Ascendas REIT, Mapletree Industrial Trust and Keppel REIT are sustainable, and whether mergers could improve investor returns. What should retail investors check before buying - or adding to their holdings? See omnystudio.com/liste...

One stock or around 500 companies? Lance Alexander speaks with  Willie Keng, Founder, Dividend Titan , compares Berkshire Hathaway with an S&P 500 ETF, examining historical returns, diversification and risk. Find out what Berkshire shareholders actually own, how Class A and Class B shares differ, and what to consider with S$30,000 to invest. See omnystudio.com/listener for privacy informa...

Why can a high salary still leave you worried about money? Lance Alexander speaks with  Grace Tay, Associate Director, Finexis Advisory about Singapore’s HENRYs - high earners, not rich yet - and why earning well does not automatically mean financial security. They explore how mortgages, lifestyle costs and wealth tied up in property can leave little available for emergencies or retirem...

Lance Alexander speaks with James Ong, Group Head of Asset Management at CGS International , about what has driven the rally in Singapore’s small and mid-cap stocks - and where value may remain after the gains. From chip industry suppliers AEM and UMS to engineering firm CSE Global and investment platform iFAST , they examine earnings growth, valuations and opportunities beyond the iEdge Sin...

Lance Alexander speaks with Tim Phillips, Founder, TimTalksMoney about ETF overlap and whether owning several funds really spreads your investment risk. Using VOO and QQQ as examples, they explore how to check shared holdings, calculate your exposure to individual companies and review your portfolio. They also compare dividend ETFs and covered-call ETFs , explaining how these funds generate income...

Lance Alexander speaks with Christopher Tan, CEO of Providend , about why CPF LIFE is a strong foundation for retirement income, and when it may not cover everything you need. How do you fund the years before CPF LIFE payouts begin at 65? What happens to household income when one spouse dies? And when might cash or a private annuity help? Christopher explains what to check before deciding whether...

AI stocks have swung sharply between fear and excitement. Is the pullback in chipmakers a buying opportunity, or are investors still expecting too much? Lance Alexander speaks with  Arun Pai, Partner at Monk’s Hill Ventures , about what is driving the volatility and which businesses could face a real threat from AI. They also examine Costco’s latest results and the price inve...

Lance Alexander speaks with Yee Shen Hao, Financial Services Manager and co-founder of The Wealth Stewards Group at PhillipCapital, about how investors should assess the performance of their investment portfolios. Is comparing your returns with the Straits Times Index or S&P 500 always useful? What should you measure beyond headline returns, and how can you tell the difference between nor...

Lance Alexander speaks with Cheng Chye Hsern, Head of Investment, Providend , about the US Federal Reserve’s latest interest rate hike and where rates could be heading next. With Singapore T-bill yields rising, should investors be parking more cash in T-bills, what are the risks, and what other options are worth considering? They also examine what higher interest rates mean for Singapor...

CPF savings in the Special, MediSave and Retirement Accounts will continue to enjoy a 4% interest rate floor until the end of 2027. But what does that mean for the money you have outside CPF? Michelle Martin speaks with Elijah Lee, Senior Financial Services Manager at Phillip   Securities ,  about how investors should weigh CPF’s relatively attractive returns against liquidity and...

What happens when significant wealth arrives before you feel ready to manage it? Whether through an inheritance, divorce settlement, the death of a spouse or the sale of a business, suddenly taking responsibility for substantial assets can be as emotionally challenging as it is financially complex. Michelle Martin speaks with Stephen Davies, CEO and founder of Javelin Wealth Management, about why...

Government bond yields are climbing, with the US 10-year Treasury recently crossing 5% — painful for existing bondholders, but potentially offering more attractive income for new investors. So are bonds becoming a better opportunity, or are higher yields warning of greater risks ahead? Michelle Martin speaks with Thu Ha Chow, Head of Fixed Income Asia at Robeco, about what is driving the bon...

US Treasury yields have crossed 5% — so is this finally the moment to lock in attractive bond income, or could yields still climb from here? Michelle Martin speaks with  Swapnil Mishra, author of  Investing for the Clueless, Reckless and Overly Cautious , about where he sees opportunity across short and long-duration bonds, and why Singapore’s booming bond market is giving lo...

A polished presentation, an impressive property and the promise of an 8%, 10% or even 15% return — but do you actually know what you're buying and where those returns are coming from? Recent investment controversies involving Singaporeans are a reminder that a real property or business can sit behind an investment and still leave investors nursing substantial losses. So what questions should...

S-REITs have raised at least S$4.5 billion in equity funding this year, while average distribution yields of around 6.2% continue to tempt income investors. But after years of weak capital performance, are investors still being paid to wait—or overlooking deteriorating assets and balance sheets? Michelle Martin speaks with Kenny Loh, REIT Specialist and Wealth Advisory Director, about where...

Is one of the market’s biggest investment narratives starting to shift? Michelle Martin speaks with Alvin Chow, Co-founder of Dr Wealth , about calls to slow frontier AI development, the surge in cybersecurity stocks and where the next AI winners could emerge. They also unpack the Fed’s rate decision, inflation and oil risks, before putting  McDonald’s and Tencent  unde...

Is Nvidia just one slice of a much bigger AI investment story? CEO Jensen Huang describes artificial intelligence as a five-layer cake: energy, chips, infrastructure, models and applications . Michelle Martin speaks with  Brandon Ho, CFA, Head of Investment Advisory Singapore , to unpack where companies including Constellation Energy, TSMC, Broadcom, Micron, Microsoft, Alphabet, Palantir and...

If you’re living overseas for a few weeks or months, what’s the smartest way to pay without carrying a wallet full of cards — or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney , about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really...

Singapore’s housing market could be entering a new phase. The BTO household income ceiling is rising to  S$16,000 , while the Executive Condominium ceiling moves to  S$18,000 - potentially widening the pool of households eligible for public and subsidised housing. At the same time, thousands of new BTO flats are coming onto the market, with a growing number of HDB flats reaching th...

For much of 2026, investors have been waiting for US interest rates to fall. After Federal Reserve Chair Kevin Warsh’s hawkish Jackson Hole debut, should they be preparing for another hike instead? Michelle Martin speaks with Simon Ree, Founder of Tao of Trading, about what Warsh’s inflation-first message could mean for the Fed’s next move, why Christopher Waller could provide th...