Money and Me

In this episode, hosted by Michelle Martin , Tim Phillips, founder of TimTalksMoney, explores whether new lower-cost global ETFs genuinely challenge VWRA or whether fund size, liquidity and tracking matter more than headline fees. We examine why institutional investors are pouring back into Singapore equities and whether record-high prices for DBS, OCBC and UOB still leave room for further gains....

Has the first half of 2026 quietly rewritten the investing playbook? Markets have climbed despite geopolitical tensions, sticky interest rates and lofty valuations - but is the rally becoming broader and more durable?  Hosted by Michelle Martin , this investor debate brings together Arun Pai, Partner of Monk's Hill Ventures and Alvin Chow, Co-founder of Dr Wealth to challenge conventional wis...

Are Singapore REITs entering a new era where management decisions matter more than interest rates? Hosted by Michelle Martin, this episode explores four of the biggest REIT stories shaping the market - from resilient industrial assets to bold acquisitions and strategic divestments. We examine why industrial REITs continue to outperform, whether OUE REIT's S$500 million sale of Crowne Plaza Changi...

Whether you're planning your next move or building long-term wealth, discover why location, affordability, liquidity and holding power matter more than ever. Singapore's property market is entering a new phase where asset progression requires far more than simply upgrading from an HDB flat to a condominium. How can we separate genuine investment opportunities from new-launch hype, and why could&nb...

Has Singapore's property ladder fundamentally changed?   Hosted by Michelle Martin, this episode explores whether the long-held path from HDB flat to private property is becoming harder to climb. Michelle speaks with Daniel Sim, Founder of Golden Goose Properties, about new research suggesting Singapore's private housing market is increasingly decoupling from the HDB market. They examine who...

We have some great real world role-models today to help women ensure they do not outlive their retirement savings. Hosted by Michelle Martin with Grace Tay, Associate Director at Finexis Advisory, they discuss practical tips women can rely on to protect their futures and even retire earlier than planned!  See omnystudio.com/listener for privacy information.

What happens to your money, your home, and your medical care if one day you can't speak for yourself? In this episode of Money and Me, hosted by Michelle Martin, lawyer and Certificate Issuer Kwok-Chern Yew Tee unpacks the Lasting Power of Attorney - the document that decides who steps in when you can't. With LPA Form 1 application fees now waived for Singapore citizens, the biggest excuse has qui...

Hosted by Michelle Martin. A recent case of a self-employed Singaporean amassing more than S$1.2 million in CPF savings challenges conventional wisdom about retirement planning outside traditional employment. Charmayne Seah, Manager, Self-Employed Collections at CPF Board and Michelle Martin discuss how CPF works differently for self-employed persons and platform workers, and why understanding tho...

What if the biggest investing opportunities aren't hidden stocks - but companies everyone thinks they already understand? In this episode of  Money and Me , hosted by Michelle Martin, Chin Hui Leong, Co-founder of The Smart Investor, reveals three growth stocks that may remain surprisingly underappreciated:  Chin shares lessons from nearly a decade of owning and following the companies o...

Why are so many women misunderstood, misdiagnosed or unsupported during key life transitions - and what is the cost to employers? This episode explores why menopause and other midlife health challenges are becoming critical issues for countries and business leader as older workforces become more predominant. Grace Oh, founder of SOL (Spring of Life) and former top-ranked equity analyst, discusses...

Hosted by Michelle Martin, this episode brings together Willie Keng of Dividend Titan (https://www.dividendtitan.com) and Paul Chew of Phillip Securities for a high-stakes debate on some of the market's biggest investment questions. Has Singtel transformed itself from a steady telco into a compelling AI and digital infrastructure play, or has the market already priced in the good news? Is DBS stil...

The conversation begins with Elite UK REIT's inclusion under the CPF Investment Scheme and what that means for CPF investors. Kenny Loh, REIT Specialist and Wealth Advisory Director, examines whether yields, lower interest rate expectations and valuations are creating a compelling opportunity. We also examine why industrial REITs continue to demonstrate resilience and the return of acquisitio...

As AI investment accelerates, we explore how retail investors can capitalise on capital flowing away from software toward the infrastructure powering the revolution. Arun Pai, Partner at Monk's Hill Ventures, shares his investment guiding stars and weighs in on whether retail investors are already late to the AI semiconductor trade. Michelle and Arun also examine SpaceX's blockbuster IPO, unpreced...

Many Singaporeans are paying less for health insurance this year. The question is: what are they giving up? Major changes to IP riders are reshaping the healthcare insurance landscape. Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange. Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapo...

Can China’s semiconductor champions, battery makers and AI infrastructure firms outshine the internet giants that defined the last decade? Hosted by Michelle Martin with guest Hazelle Soon, co-founder and Chief Trainer of The Joyful Investors. China’s technology story is evolving far beyond familiar names like Alibaba and Tencent. We explore the rise of "hard tech" leaders including SM...

" It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55. Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP '", wrote Christopher Tan, CEO of Providend, in a recent article in the Business Times. Michelle Martin u...

Could your CDC vouchers, GST vouchers and cash payouts be worth more than you think? Hosted by Michelle Martin, Ayush Goyal, Country Manager of SingSaver and MoneyHero Singapore, shares how households can turn government support into a smarter financial plan. From making the most of payouts and SRS tax savings to getting financially ready for a BTO, discover practical ways to create more breathing...

Everyone wants financial freedom - but what if your magic number is wrong? Hosted by Michelle Martin, Elijah Lee, Senior Financial Services Manager at Phillip Securities, unpacks new findings from CIMB InsureXpo 2026 showing more Singaporeans are targeting to retire as early as their 40s. See omnystudio.com/listener for privacy information.

Could the SpaceX IPO trigger the next great investing frenzy just as markets sit near record highs?  Michelle Martin puts the question to Tim Phillips. With investors debating whether the rally can continue, we explore concerns over and a possible pullback. Tim Phillips, Founder of TimTalksMoney, explains why your biggest financial wins may come not from stock picking but from getting your pr...

Would you buy SpaceX at a US$1.75 trillion valuation - or are retail investors about to become exit liquidity for the biggest IPO wave in history? Michelle Martin explores whether investors are looking at a generational opportunity or a valuation that already prices in decades of success with Simon Ree, Founder of Tao of Trading. Featuring SpaceX, OpenAI, Anthropic, Goldman Sachs, Nasdaq and the F...

Hosted by Michelle Martin, we unpack sweeping new Executive Condominium cooling measures meant to restore affordability for first-time buyers.  Are EC's more attractive to buyers? Would you likely sell your EC for  more or less if you must stay in it for at least 10 years before selling?  Then we examine the $880 million Loyang Valley en bloc deal - the largest collective sale of 20...

A will cannot distribute your CPF funds! So how can you ensure your hard earned CPF goes to exactly who you wish to benefit? Who can you distribute your CPF funds to? How many people can you nominate online?  Can you leave your CPF to your children if they are young and "minors"? What happens when no nomination is made at all? Hosted by Michelle Martin, this episode explores why CPF nominatio...

A billion-dollar telecom merger has collapsed, a data-centre REIT is rethinking its strategy, and one of Singapore’s transport giants is facing fresh doubts - what should income investors do now? Hosted by Michelle Martin with guest Willie Keng, Founder of Dividend Titan, this episode examines the fallout from the failed Simba-M1 merger and what it could mean for Singapore’s telecom se...

Could quantum computing become the next AI - or is Wall Street already getting ahead of itself? Hosted by Michelle Martin with guest Cheng Chye Hsern, Head of Investment at Providend, this episode explores whether quantum computing could become the next transformational technology theme after fresh US government support sparked a rally in quantum stocks. Michelle and Cheng examine record S&P 5...

Hosted by Michelle Martin with guest Alvin Chow, Co-founder of Dr Wealth, this episode explores why OCBC Bank is outperforming DBS Bank and United Overseas Bank, why ComfortDelGro shareholders gains are different from its subsidiaries SBS Transit and Vicom investors, and  the sell-off in Genting Singapore. Michelle and Alvin also examine five SGX-listed ETFs that surged more than 50%, includi...