Money with Alpha

If you're experiencing indecision and a lack of confidence managing money and growing wealth, this episode can help you understand why and move past it.  Here are the 5 elements I go through: Vision and Values - be clear on what lifestyle you want and why Learn - where you have knowledge gaps, find books and potentially courses to help you find out more Listen - to people who have done what you wa...

Uncertainty is part of life.  The dial on this is pretty high at the moment though - structures are being challenged around the world, and money market charts are looking like a rollercoaster. How does that impact how you think about money, and also how you manage your money? That's what I cover in this week's episode - there are 3 elements that I take you through. It is simple, but not always eas...

Living day to day it can seem difficult to break out of this and make changes.  Habits can feel difficult to break. So, what are 3 simple ways to get some momentum when it comes to your money?  Have a listen to this episode to find out!   In summary, I go through: Invest regularly (and how) Develop a savings habit (and how) Review your insurances (you can find hundreds of dollars!)  

As women striving for financial empowerment, we often think we can manage everything ourselves—or that one advisor will do the trick. But true financial clarity and confidence come from building a team of professionals who each bring a unique skill set to the table. In this episode, I'm joined by Nicola, a passionate tax accountant, and Cassie, a finance broker with a knack for helping clients tur...

Human Design is a great tool for understanding how you operate in multiple areas of your life.  It also helps to de-personalise events that happen within a relationship.  Plus, it helps you understand your kids and family dynamics to the point where you can either prevent conflict or diffuse it easier when it happens. From a money perspective, there is a "money line"!  We talk about that in this e...

Do you get caught on the treadmill of "doing", rather than "being"?  I often hear the "we are Human Beings, not Human Doings", and while it's catchy phrase, it does right true.  Getting caught up in the "doing" is something I'm constantly trying to break free from, and if this is something you can relate to, then this episode can be a reminder to help you. The 5 elements I go through in this episo...

Financial independence is important.  What is it though, and how do you achieve it? That's what this episode covers!  Focusing on: Having a bank account in your sole name, that only you can access Knowing where your money is going and coming from Understanding anything that you are being asked to sign Having control of what you spend, without guilt or control. Here is a link to free masterclasses...

Here are the  Wealth Quadrant  elements: Income minus Expenses  Assets (what you own) minus Liabilities (what you owe) With the money that you have left over each month (aka once you deduct your expenses from your income) - hopefully you have money left over (if you don't, then that's a whole different topic!), you invest it in Assets.   These Assets are how you build wealth. Assets are something...

This week I interview my 80 year old mother and my 9 year old daughter, about money.  We are all at different times on our life and money journey, and in this episode that becomes very obvious!  My mother's experiences are very different from mine, yet I learned a lot about money from both my parents. My daughter is also learning about money from me and my husband, and her journey will be differen...

What does the feeling of being in "flow" mean to you? For me it means ease and calm and when things just work. How does that sound to you?  In this week's episode I talk about how you can achieve that, and what I do to keep in flow and get back into flow (because let's face it, sometimes life throws some curveballs!).  Here are the 5 components:  Clarity of Vision  Purposeful Money  System (for ma...

A great conversation about an important money topic that impacts most of us - financing to buy a home, or an investment property, or a business.   Cassie from Grow Well Financial talks about some of the main pain points she sees, and how you can prepare yourself to overcome them.  Lots of great tips and information gems in this conversation.   Here is where you can contact Cassie and find out more...

It's easy to feel overwhelmed about money when there are so many unknowns - how much do you need in retirement? How do you invest? Do you invest while paying off debt? What else should you be doing? The questions feel like they are endless, and then comes the "how do I set financial goals and then actually achieve them? This episode is designed to help you answer some of these questions, specifica...

What an awesome conversation this week with Michelle Saunderson from Those 2 Sisters!  We talked about so many relevant topics, such as overcoming/working on our money stories, building a successful business as an iterative process over time, building trust in a business partnership (even when it's with your sister), the growth and evolution of women as we enter new stages of life (both the joy an...

In this episode I take you through the 5 pitfalls I see many people fall into when it comes to money, and they revolve around: Acknowledge your progress Don't underestimate the power of compounding Big actions aren't necessary Don't confuse avoidance for a lack of ability Stop judging yourself about not taking action sooner. This is a powerful episode, and hopefully one that helps propel you forwa...

Our capability to manage your money isn't just about knowing what to do, it's also being aware of what is holding you back - this is primarily routed in your Beliefs and Stories/Experiences, mainly from your childhood and formative years. Knowing about mindset is one thing, knowing how to improve it is another.  In this episode, I take you through the process I use and how to help yourself when tr...

When we set goals, it's usually to do something or have something more than we have right now.  Do you know what you will do when that "something more" happens?  If we don't have a plan or purpose for this addition we are working to bring into our reality, it is too easy for this to just slip away because it doesn't have a place in our life. In this episode I go through some ways to help you make...

Planning is one thing.  Taking action that will help you achieve what is in your plan is another.  Having a strategy to do this is important, as without it, you will bend and sway with things that come along, and get easily distracted (aka Shiny Object Syndrome :-)). In this episode, I take you through the 5 elements that I have been taught, used and refined over the last few years and they are a...

The beginning of the year is a great time to take stock of where you're at, and what you want to achieve.  If you did any planning in the lead up to the New Year, then now is the time to clarify the actions you need to take so you can hit your goals. In this episode, I take you through the process I use: Identify or confirm your financial goals (and I'll talk you through how to set financial goals...

While retirement might still seem a while away, you probably already realize how quickly time flies. Making sure you are optimizing your cashflow, and putting what you can away for retirement - be it inside a government structure like Superannuation, a 401k, Pension Plans, etc, or separately saving and investing specifically for retirement, is important.   In this episode I break the Superannuatio...

Without clarity of Vision, it's difficult to know where you're headed. It makes goal setting almost impossible, and plans become completely random. In this episode, I include a webinar replay where I take you through the process I use, and everything falls more easily into place. There is reflection time is also included, as is money mindset and a habits review. With this, it's more likely that yo...

Christmas can be a time of great joy, but also great stress and overwhelm. It's certainly a time for finding as many ways to reduce the overwhelm as possible. This episode goes through some of the financial ways to help with this - from the cost of food (especially if you're entertaining), and also alternative present ideas that are based on being thoughtful and supportive, rather than big and shi...

What does it take to become financially organised? It is a combination of: Mindset Prioritised Tasks Systems and automation These are the elements I take you through in this episode.  Here is the free Personal Finances Checklist I refer to - https://www.money-madesimple.com.au/checklist  

Learn about the 3 components to securing your financial future: Time Clarity - look to the future to clarify your present Action - aligned to your values and lifestyle vision Here is my special Black Friday offer that shows you how to do this! Here are some calculators to help you: Compound earnings Paying off your mortgage Retirement balance

In this week's episode we hear from Kylie Hayes about her personal and business journey.  At the core of it is following your intuition, speaking up, and having confidence in yourself. She started out as a mathematician who travelled the world as a management consultant, and then helped her husband build a successful winery brand, by setting up the systems and process, and managing the people side...

After being asked so many times - "how do I make my chocolate" and all the other things I make, and "how do I fit everything in?", I decided to do an episode showing you how! In this episode I show you how I make: Vegan, refined sugar-free chocolate  Almond milk Moisturising Body scrub In a previous episode I showed you how I make my own Spelt Sourdough Bread . Making your own is a great way to: k...