FQ Mom Podcast

What if your biggest money problem isn’t your willpower—but your environment? Your space, peers, mentors, and culture quietly shape how you spend, save, and invest. Don’t just fight temptation. Design your environment for better money choices. Listen to this podcast to learn how. #HighFQ #FQMom #MoneyMindset #FinancialWellBeing #SituationalAgency #BehavioralFinance #SmartMoney

I’ve waited for this book to come out: SITUATED (Find the People and Places That Bring Out Your Best) by Angela Duckworth of Grit. And boy! Did I want to give her a huge high-five! The message so resonates with my mantra: DESIGN! DESIGN! DESIGN! 👉Listen to this podcast and discover how changing your surroundings can change your habits—and your life.

Are you really moving toward the life you want? 🎯 Before the year gets busier, pause and check your Well-being Wheel of Life : your health, career, relationships, community, and financial well-being. Because true success isn’t just about how much you accomplish—it’s about whether your life is still in alignment. 💛 Listen to this podcast and take the FQ Test to see how strong your financial well-...

This is episode responds to a mother considering a ₱10,000 UITF/Mutual Fund investment as a 14th birthday gift for her son. Listen as I discuss a few Behavioral Economics and FQ principles to ensure this gift turns into a lifelong high FQ habit.

“Hindi ko na kailangang gawin” doesn’t mean “titigil na ako.” The real secret to financial freedom and good health? Protecting the habits that got you there. Listen to this podcast and discover why discipline is not deprivation—it’s freedom.

In thispodcast, we explore practical ways to move beyond the “isang kahig, isang tuka” lifestyle. Listen and discover how you can make every hard-earned peso work toward building lasting wealth.

How often do we reach for our phones without even thinking about it? In a world where our phones have become our “oxygen tanks,” it’s easy to miss the people and moments right in front of us. This article explores phubbing, micro-addiction, and digital sobriety—and shares simple behavioral nudges to help us reclaim our attention and be more present. Listen.

Is celebrating life’s milestones really worth the time, money, and energy we invest in them? Or could the memories, relationships, and legacy we create be the greatest return on investment of all?

Have we been misinterpreting the story of the Widow’s Mite as a praise for radical giving when it was actually a warning against religious exploitation? Listen to discover how restoring the omitted Biblical context shifts this narrative from a transactional "lottery faith" to a powerful call for financial prudence and protection of the vulnerable.

Have you seen the current “talk of the town” movie The Odyssey? Go watch it, it’s worth your 3 hours.🎬 For the meantime, I’d like to share with you some lessons on human behavior that we can get from this Homer piece, as expressed by Christopher Nolan in the movie. I promise, listening to this podcast is not really a spoiler. In fact, it’s best to brush up on your Greek Mythology before you head...

Taking off from last week’s discussion about the possible “misdiagnosis of the Sick Man of Asia,” let’s further discuss how to cure our Economic Anemia and see what we can apply to our own households. Listen.

If I ask you the question—“Bakit ba tayo napapag-iwanan na ng maraming bansa? What is the cause of our ECONOMIC ANEMIA?”—what’s your answer? This week’s podcastdiscusses this and you will be surprised it’s not what you think. Watch this!

Have you noticed how wedding countdowns seem a little longer these days? The culprit? The high cost of wedding! But here is my gentle FQ reminder:  Do not let the cost of the weddingbe the main reason you delay your marriage.  When the timing is right for your love to grow, don't let a heavy price tag steal the show! In my latest column, we’re breaking down how to make your  Makatwirang Mak  (...

Traditional financial advice treats money like a math class, but budgeting and saving are deeply rooted in behavioral psychology rather than pure willpower. Instead of relying on rigid rules that trigger deprivation, we need to design a financial environment that automates our habits and works with our human wiring. Desgn! Design! Design!

Did you know that keeping your money moving like flowing water prevents financial stagnation and invites true abundance into your life? By automating your give-back fund based on your core values, you can remove the emotional friction of donating and ensure your wealth becomes a powerful force for good. Listen.

At 60, I’m officially embarking on my "Third Act" by taking another shot at reading the entire Bible—and this time, I’ve designed a system using AI to help me overcome my past excuses and quirks! Just like in investing, we often let tiny obstacles or "friction costs" stop us from doing what is best for our future. What long-term goals or financial milestones have you been putti...

We have reached the conclusion of our series on Financial Infidelity. We have defined what it is and identified the red flags that signal its presence. (Click Episode 1 and Episode2 )  Now, the mostimportant question remains: How do we avoid this form of  pagtataksil  and build a truly transparentpartnership?  No matter how loyal and truthful you claim to be to your spouse, if you aren’t financial...

Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. Think of it like this: a simple coffee with an ex without informing your partner, or those "pa-like-like" and "heart-heart" reactions to social media posts, can eventually lead to a full-blown affair. In the same way,...

We often hear this advice given to spouses, "Huwag mong ibigay lahat!"  It is framed as a survival tool or a form of empowerment. "Magtabi ka para sa sarili mo."  is aimed at protecting the spouses, especially the one who isn’t the breadwinner, in case of a broken relationship. But whilethese pieces of advice may have noble intentions of protection, we must ask this question: D...

Financial infidelity is the silent betrayal that can slowly destroy trust inside a family. From hidden online shopping purchases to secret debts and undisclosed savings, are these harmless “diskarte” or warning signs of a deeper problem? In this podcast episode, we unpack the hidden costs of money secrets, why financial transparency matters, and how couples can build a stronger and more peaceful f...

And just like that, we’re in the middle of the year 2026! Right now, are there things that you’ve always wanted to do but have not gotten to taking the first step yet? If so, when do you plan to do it? Read today’s podcast to protect yourself from THE SOMEDAY TRAP!

Debt has been around for thousands of years—even before money was invented! While company emergency loans are created with the noble intention of helping employees avoid predatory lenders, they can unintentionally become a long-term financial trap. Today, we are exploring why well-meaning assistance might actually hold employees back from true financial resilience. Listen.

In this podcast, we use the King of Pop’s life to learn about smart estate planning. We break down complex laws into simple steps for Filipino families—like protecting your home and avoiding family fights over money. Learn why planning ahead is the best way to make sure your family "keeps dancing" even after you're gone. Listen.

What if the secret to building lasting wealth isn’t about having more willpower, but about designing a better environment? In this episode, we’re drawing inspiration from the world’s Blue Zones—the regions where people live the longest, healthiest lives. Interestingly, their longevity isn't a result of grueling discipline; it’s the result of "Choice Architecture" where healthy habits...

Why do people in some zones effortlessly live healthily to 100 while the rest of us struggle at a much earlier age? Are they more disciplined and knowledgeable than we are? You'd be surprised that it's not about discipline and willpower. ​This podcast tells us what are the lifestyle habits of the Blue Zone. Listen now!