FQ Mom Podcast

Have you noticed how wedding countdowns seem a little longer these days? The culprit? The high cost of wedding! But here is my gentle FQ reminder:  Do not let the cost of the weddingbe the main reason you delay your marriage.  When the timing is right for your love to grow, don't let a heavy price tag steal the show! In my latest column, we’re breaking down how to make your  Makatwirang Mak  (...

Traditional financial advice treats money like a math class, but budgeting and saving are deeply rooted in behavioral psychology rather than pure willpower. Instead of relying on rigid rules that trigger deprivation, we need to design a financial environment that automates our habits and works with our human wiring. Desgn! Design! Design!

Did you know that keeping your money moving like flowing water prevents financial stagnation and invites true abundance into your life? By automating your give-back fund based on your core values, you can remove the emotional friction of donating and ensure your wealth becomes a powerful force for good. Listen.

At 60, I’m officially embarking on my "Third Act" by taking another shot at reading the entire Bible—and this time, I’ve designed a system using AI to help me overcome my past excuses and quirks! Just like in investing, we often let tiny obstacles or "friction costs" stop us from doing what is best for our future. What long-term goals or financial milestones have you been putti...

We have reached the conclusion of our series on Financial Infidelity. We have defined what it is and identified the red flags that signal its presence. (Click Episode 1 and Episode2 )  Now, the mostimportant question remains: How do we avoid this form of  pagtataksil  and build a truly transparentpartnership?  No matter how loyal and truthful you claim to be to your spouse, if you aren’t financial...

Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. Think of it like this: a simple coffee with an ex without informing your partner, or those "pa-like-like" and "heart-heart" reactions to social media posts, can eventually lead to a full-blown affair. In the same way,...

We often hear this advice given to spouses, "Huwag mong ibigay lahat!"  It is framed as a survival tool or a form of empowerment. "Magtabi ka para sa sarili mo."  is aimed at protecting the spouses, especially the one who isn’t the breadwinner, in case of a broken relationship. But whilethese pieces of advice may have noble intentions of protection, we must ask this question: D...

Financial infidelity is the silent betrayal that can slowly destroy trust inside a family. From hidden online shopping purchases to secret debts and undisclosed savings, are these harmless “diskarte” or warning signs of a deeper problem? In this podcast episode, we unpack the hidden costs of money secrets, why financial transparency matters, and how couples can build a stronger and more peaceful f...

And just like that, we’re in the middle of the year 2026! Right now, are there things that you’ve always wanted to do but have not gotten to taking the first step yet? If so, when do you plan to do it? Read today’s podcast to protect yourself from THE SOMEDAY TRAP!

Debt has been around for thousands of years—even before money was invented! While company emergency loans are created with the noble intention of helping employees avoid predatory lenders, they can unintentionally become a long-term financial trap. Today, we are exploring why well-meaning assistance might actually hold employees back from true financial resilience. Listen.

In this podcast, we use the King of Pop’s life to learn about smart estate planning. We break down complex laws into simple steps for Filipino families—like protecting your home and avoiding family fights over money. Learn why planning ahead is the best way to make sure your family "keeps dancing" even after you're gone. Listen.

What if the secret to building lasting wealth isn’t about having more willpower, but about designing a better environment? In this episode, we’re drawing inspiration from the world’s Blue Zones—the regions where people live the longest, healthiest lives. Interestingly, their longevity isn't a result of grueling discipline; it’s the result of "Choice Architecture" where healthy habits...

Why do people in some zones effortlessly live healthily to 100 while the rest of us struggle at a much earlier age? Are they more disciplined and knowledgeable than we are? You'd be surprised that it's not about discipline and willpower. ​This podcast tells us what are the lifestyle habits of the Blue Zone. Listen now!

Is your teen ready for the financial freedom of college? Between e-wallets and social media pressure, today's students face unique money challenges. Explore 10 essential tips to help your child transition from being provided for to becoming financially responsible, ensuring they enter university with a High FQ and a solid plan for the future. Listen.

Sexual harassment isn't about sex—it’s about power. This Women’s Month, we are exploring a shield that many people overlook: Financial Independence. Why do so many stay in toxic work environments or abusive relationships? Often, it’s because they don’t have the financial capacity to walk away. Listen to my latest podcast on why building a "High FQ" is about more than just numbers—it’...

This is a very important discussion on what a lot of high achievers are dealing with today—burnout and lack of good sleep. We are lucky to learn from Burnout and Sleep Specialist, Dinah Salonga, who was once in that situation. To guide you in your viewing, here are the “chapters” of the conversation and their timestamps:BURNOUT:15:36 Childhood Money Memory19:00 How do I know if I'm burned out...

We often treat our bodies like high-performance machines with infinite fuel, but the "grind" has a hidden price tag. What’s the point of a growing bank account if you’re too exhausted to enjoy it? In this episode of the FQ Mom Podcast, we dive deep into the two silent thieves of modern success: Burnout and Sleep Deprivation . Whether you’re feeling "Pagod to the Bones" (that so...

My latest podcast reflects on the shift from local benchmarks to a borderless financial world. Featuring insights from the annual IFE Investment Briefing, the piece explores whether the AI craze is a bubble, why the "Application Layer" is the next big value play, and how emerging markets are positioned to shine. It’s time to move beyond the familiar and start your "Next Chapter&quot...

Happy Ruby Jubilee to our EDSA People Power Revolution! Yup! It’s been 40 years! Sana nga, LIFE BEGINS AT 40 na tayo. During my recent visit to the ancestral home of our national hero, Jose Rizal, the Social Pyramid posted on the wall near the entrance got me into thinking if our society has improved from those days in the late 1800s. Sharing with you this podcast about my reflection on it. Listen...

Forty years ago, the Filipino people did the extraordinary: we toppled a dictatorship with nothing but courage and conscience. It was a global masterclass in peaceful revolution. Yet today, we find ourselves asking a heavy question: If we were capable of such greatness then, why is shared prosperity still so elusive now? In this podcast, I mentioned the four influential leaders—Amando Tetangco Jr....

Can a few lines of verse actually change how you navigate your hardest days? In this episode, we sit down with Amazon bestselling author Michelle Ayon Navajas to peel back the layers of poetry and life. We often think of poetry as something found in dusty textbooks, but Michelle reminds us that poetry is the language of the human heart—it’s how we process grief, celebrate love, and find a rhythm i...

And just like that, Buwan ng Feb-ibig na! Here’s my podcast for today inspired by the love month, my interview with a best-selling poet, and of course discussed from the POV of High FQ! Listen with your loved one. And that loved one need not be another person but yourself.

This podcast explores the Philippines' "demographic sweet spot"—a window of economic opportunity that risks being lost to corruption and a looming aging population. Warning that the country may "get old before it gets rich," the author urges readers to secure their own financial future through intentional saving, automation, and self-investment, rather than waiting for syst...

Is your "Emotional Emong" winning the battle for your wallet? 💸 We start the year motivated, but as soon as work gets busy or a family emergency pops up, our "tidy" Excel sheets go out the window. The article I just read shared a game-changing perspective: Automation beats discipline. By automating your "Pay Yourself First" habit, you ensure your financial goals stay...

Traffic vs. Ties. Every Filipino makes the calculation: avoid the commute or attend the reunion? This episode unpacks the economics of social withdrawal, arguing that the value of social capital and shared memories far outweighs the cost of the jam. Discover how to 'prepay' the traffic mentally and redefine productivity on the road to make sure you show up for the people who matter.