The Property Couch

Catherine grew up in a household where money was scarce, and financial stress was the norm. As the daughter of a seasonal worker, she experienced the instability of transient living first-hand, moving between 13 schools growing up. 😮   This would deeply influence her later financial decisions...   Determined to break the cycle of financial hardship, Catherine and her husband, Jeff, took action in...

Today’s Summer Series guest is the true definition of a transformation story. 🌟  From growing up with immigrant grandparents who valued frugality and “mortgage-first” thinking to racking up debt and making costly property mistakes, Jason’s story is one of hard-won financial security.  He told us, “At 49 years old, it’s the first time I’m feeling financially secure.”   Folks, you have to listen to...

Raised by parents who instilled a hardworking, “DIY” mindset, Adam, today’s Summer Series guest, kickstarted his property journey at just 22 years old. 😮   Skip forward just over a decade, and he now owns a $3.4M portfolio and is living his dream lifestyle by design , including taking spontaneous month-long fishing trips.  His journey, however, hasn’t come without hard work and struggle.   Tune i...

 Yep. Today’s guest has lived in 19 different rentals since turning 18...😱😱😱  Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!!     Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an...

Have you ever heard of a 13-year-old who chose to read finance self-help books on blue chip investments and negative gearing...over reading Harry Potter? 📖💰💼📈  This is the story of Sarah, a resilient and money-savvy investor who’s self-labelled herself “The Queen of Delayed Gratification.”   And there’s a good reason for that!   In our last episode for 2024, we get to unpack her eye-opening st...

How do you feel about making a decision when you don’t know how the story ends?   This thought-provoking question from Bryce captures the essence of our latest Summer Series episode, where today’s guest, David (or Dave), shares how he set himself apart by doing something simple yet powerful:  📞 Picking up the phone.   As we wrap up for Christmas, we’re bringing you an inspiring story that highlig...

“We weren’t criminals by any means, but that’s just how it was.” - Clinton   Growing up, today’s inspiring Summer Series guest, Clinton, faced such strong feelings of embarrassment and a reality with little to no money.   His family couldn’t afford car registration — and the fear of fines led them to "duck their heads and pretend we were in an empty car."   That lasting feeling of shame,...

The FINAL RBA Cash Rate Announcement of 2024 is here!  Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world.  Here’s what they cover:  📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today!  🏠 What's Happening Bac...

Welcome to our first 2024/25 Summer Series episode folks!! ☀️🏖️ 🏄‍♀️ 👡 🧢  We’re so excited to share all the sizzling, eye-opening and heart-warming stories we’ve got lined up and kicking things off is Naomi!  She is the definition of what happens when you combine auction lessons learnt from eBay with the desire to put your family first 👨‍👩‍👧‍👦❤️    Her story truly proves that “It doesn’t ma...

Folks, the most expensive time of the year is here – Black Friday, Christmas, New Year’s... it’s all adding up! 💸💸💸   But don’t worry – we've got your back in this week’s special episode. We’re thrilled to unveil the next generation of money management tools to help you stay in control and avoid those dreaded financial blowouts.  Introducing MoneySMARTS 2.0 – the revolutionary rules-based...

In today’s bonus episode, we’re joined by the “Property Professor” himself, Peter Koulizos, as he breaks down the 12 essential steps to property development success.  From setting goals and crunching numbers to working with council, Peter shares invaluable insights drawn from his years of experience.   Plus, Peter reflects on his very first development project—what went right, what went wrong, and...

What does it really take to become a successful investor? Is it luck? Skill? Or something a little more surprising... like learning to love your mistakes? 😮  In this week’s episode, we sit down with John Addis , founder of Intelligent Investor and author of How Not to Lose $1 Million: Win at Investing by Losing Less .    Today, we’ll share John’s inspirational journey, from buying his first flat...

In today’s bonus episode, we’re diving into why building inspections are essential for every property buyer.  Joined by building inspector and builder Paul Baker, we discuss how inspections help identify hidden issues that can impact both the safety and value of your property.   Paul highlights some key red flags to watch for in the reports, from foundation issues to water damage and asbestos. And...

Folks, Episode 520 is not just another massive Q&A Day on the couch, but today’s episode has us responding to the rawest feedback we’ve EVER received. 🤯  Tune in to hear:   Why TPC listener Gabriel opposes property investors as “small business owners” 📈  Capital Gains Tax: Has the AFR proven us wrong? 🤔  Should you take property advice from a financial planner? 🏡  FREE STUFF MENTIONED Aust...

In today’s bonus episode, we’re digging into a question from listener Joel, who’s wondering if adding a fourth bedroom will make his place more attractive to Aussie renters.  Bryce and Ben break down what renters really want in a property – and spoiler alert, it’s all about finding the right balance!   If you’re keen to know how to set your rental property up for success, this snippet is packed wi...

Today’s guest has a remarkable story whose lessons span international borders and redefines risk, resilience and what it means to build a real-estate empire… 🌍  Meet Gavin van Zyl, Founder of White Rhino Property and a leading property expert in Canberra and NSW’s Queanbeyan market.   With an entrepreneurial drive and a fearless approach to property investing, Gavin has risen to prominence, ranki...

Welcome to the second-last RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!   Here's a sneak peek into what our hosts cover in today's episode:  📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today!  🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Au...

Folks, in this special episode we’re becoming a fly on the wall to reveal the Australian Taxation Office's (ATO) inner workings!   Allowing us to do so is Rob Thomson, Assistant Commissioner - Experience, Government and Case Leadership - Individuals and Intermediaries, and the official Tax Time spokesperson at the ATO.   With over a decade of experience, Rob is giving us a sharp look into the...

In today’s bonus episode, Bryce sits down with life coach, author, and founder of The Insecurity Project , Jaemin Frazer, to explore some game-changing practices for overcoming insecurity and living your most authentic life.    Jaemin also unpacks the magic of midlife as the perfect time for change and reveals the dangers of unfulfilled dreams and ambitions. 🕰️  If insecurity has ever held you bac...

“Negative gearing is symptomatic of a dysfunctional & inequitable property market!” 🏚️💸  Folks, this is a quote from Ash, one of today’s fantastic question-askers. And if you’ve been listening to our previous episodes , you'll know Bryce & Ben have been fighting tooth and nail AGAINST abolishing Negative Gearing… 🥊✊ Has the question made them change their minds?! Tune to hear Ben a...

Ever wonder why a vendor would choose to sell before auction day? 🤔  If you’re a buyer looking to understand the psychology behind pre-auction sales, today’s bonus episode is for you!  For the full episode, tune in here: Episode 145 | 8 Reasons Why Vendors Sell Before Auction   LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google P...

Continuing our LIVE streak, we’re back this week to answer your burning questions on negative gearing and diving into our very own think tank to drum up EIGHT alternatives to abolishing it! 🔥  Whether you’re curious about how many Aussies are impacted by negative gearing or if it’s possible to get politicians to lift their eyes beyond an election cycle...  We’re revealing our list of realistic an...

Ever wondered exactly how to buy property in Australia?   In today’s bonus episode, Bryce and Ben answer a listener’s question and walk you through the step-by-step process! 🔍✨  Plus, find out how being proactive—whether it’s with due diligence, understanding local regulations, or reverse engineering your property purchase—will set you up for a smoother and more confident buying experience!  For...

Hey Folks! Today’s Episode is Extra Special – We Went LIVE on the Couch for the First Time in Almost 10 Years! 🎉  And trust us, this is not an episode you want to miss!   We’re diving into one of the most debated topics in property investment: Negative Gearing and Capital Gains Tax (CGT) .    We start by breaking down the agenda and explaining who will get the most value from this jam-packed disc...

In today’s bonus episode, Bryce and Ben dive into a listener's question about the mechanics of lenders mortgage insurance (LMI).   Find out what LMI is, how it relates to your loan-to-value ratio (LVR), and whether you should embrace or avoid it!  For the full Q&A episode, tune in here: Episode 97 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budg...