The Property Couch

What’s happening in Australia’s property scene this quarter? 🤔   You’re about to find out, because Bryce and Ben are back with all the juicy details in this September quarter property market update!  From sizzling capital growth drivers to the cooling of certain regional hotspots, uncover the trends you need to know to stay ahead in the property game. Whether you’re curious about rental yields or...

In today’s bonus episode, Bryce & Ben explore some of the mistakes property investors make due to FOMO!  FOMO = Fear of Missing Out and can push investors into impulsive decisions, but on the other hand being overly cautious can also lead to missed opportunities.   Finding the right balance—acting confidently but after thorough research—is key to success!  For more details, tune in to the full...

It’s not a fun BBQ conversation like discussing the rate you snagged or the exciting new property you just bought but...  It is a critical pillar for holding up your entire wealth creation. 🏠🃏  Yep. We’re talking about Defence – the forgotten pillar of wealth creation.  Here’s the deal:   🛡 What essential defences do you need to protect your income, assets and lifestyle?   🛡 What does Ben consid...

The sixth RBA Cash Rate Announcement of 2024 is here!  Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world.  Here’s what they cover:  📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today!  🌍 Geopolitical Tensions i...

Why aren’t we building enough homes to meet Australia’s housing demand? 🤔  It’s a complex question with political, economic, and historical layers, and to help us make sense of it all, we’ve brought in an industry expert...   In this episode, we’re chatting with Tim Reardon, Chief Economist at the Housing Industry Association (HIA)!   The HIA has been representing the Australian residential build...

In today’s bonus episode, Ben and tax expert Julia Hartman tackle one of the trickiest parts of property investment—tax claims.   With a surprising statistic from the ATO revealing that 9 out of 10 property claims are incorrect, this episode sheds light on where investors often go wrong.  Plus, learn how to navigate insurance claims and why getting the details right can save you big during tax tim...

With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues...  Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development , project management specialists in property development! He also hosts the Little Fish podcast which shares inspiring st...

Today, we’re joined by the fabulous Effie Zahos—editor, speaker, author, and all-around finance guru!   Effie dives into the emotional aspect of money management and how it’s more than just dollars and cents.   Tune in and get inspired to take control of your financial story!  Listen to the full episode here: Episode 235 | Money Hacks from the Money Queen – Chat with Effie Zahos   LISTEN TO THE FI...

What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors?  🏠📈⚖️  The answer is Armstrong Real Estate!   Folks, in this episode, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012.  Tun...

In today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade.   This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️  Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the m...

The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background.  In today’s episode, we’re introducing the Property Investor 2.0 narrative...  Small Business Owners.  There are seven critical reasons; can you guess them?   Managing A___ like a Business   Income G_____   Strategic P_____   R___ Ma...

In today’s bonus snippet, Bryce and Ben talk all things wealth. 💰  Do you know what type of “rich” you are?   Discover how understanding your current financial position can help you move forward with confidence, and why true wealth is measured in time , not money.   Listen to the full episode here: Episode 335 | The Four Types of Wealth   Now that you know a little bit more about the different ty...

🔮 We’re back with our mid-year property market outlook! 🔮  As we approach the end of 2024, staying informed is more important than ever. That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.”   So, where is the property market headed as we close out the year?     Here’s what we cover:    2024 Marke...

In today’s bonus snippet, we dive into some of the dumb things even smart people do with their money 🤔💸  Join us as we explore some of the most common financial mistakes and learn how to avoid them. Tune in for some laughs, self-reflection, and valuable insights on how to smarten up your money habits.   For more tips on making better financial decisions, listen to the full episode here: Episode...

What should property investors focus on as we prepare for Australia’s next population growth wave?    Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen?   To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185 ), the social analyst and demographe...

In this week’s bonus snippet, we delve into a question from listener Laura, who wants to know what the best way is for assessing the value of her investment property.   Should she rely on a real estate agent's sales appraisal or opt for a proper bank valuation?  Join us as we explore the nuances of each approach and discover why the purpose of your valuation—whether it's for portfolio bu...

“I have a phobia of working 9-5 'til I die.” - Harley Giddings   There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach.  Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his I nstagram account which documents his...

Welcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!   Here's a sneak peek into what our hosts cover in today's episode:  📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today!  📈 Australia’s Rising Inflation : Annual inflation in Australia is up to 3.8%, but still within...

Investing in Short-Term Rentals: Why and how much does it really cost to succeed?   In this week’s episode, we welcome back Hayley Mitchell , an award-winning full licensed Real Estate Agent who has worked across ALL facets of Property Management since 1999, including owning her own businesses!  She has won several prestigious awards, including REIV’s Property Manager of the Year twice, and has be...

In today’s bonus snippet, Paul Clitheroe (renowned finance expert, author, advocate of financial literacy, and chair of Money magazine) dives into the MOST common question he gets: What’s the "magic pill" to wealth? 🤔💊  Discover his answer to this...as well as his candid thoughts on property investment and the principles that lead to long-term financial stability.   For more financial...

Trevor is seeking a “Tree Change”: To escape out of the city with his family. What are the implications of turning his Principal Place of Residence into an investment property to do so?   Meanwhile, Emma’s got a duplex under a single title. She lives in one unit and has rented the other; is she eligible for Capital Gains Tax exemption?   Clinton wants to know what's the best loan to attach hi...

In today's bonus snippet, Bryce and Ben delve into timeless lessons from the classic board game Monopoly that are surprisingly relevant to real-life property investment.  Lesson #1: Be patient 🕰️ Lesson #2: Expensive isn’t always better 💸 Lesson #3: Cash flow is key 💵  Now...can you guess what lesson #4 is?  For a deeper dive, tune in to the full episode here: Episode 343 | “Pass Go & C...

In this episode, Ben is unpacking the world of property investment advice - through the lens of a Qualified Property Investment Advisor (QPIA).   To do so, we’ve bought an expert in this field... Joel Burton is a Qualified Property Investment Advisor who has crafted more than 850 personalised property plans for his clients. He has recommended thousands of investment property purchases, family home...

Today’s bonus snippet is from a previous Q&A episode.  Question #1: When Should I Buy My Next Property? 🤔  Brad wants to know how soon he should buy his next property after purchasing the first one. And is it better to opt for interest-only or principal and interest loans?  Question #2: What Makes a Cash Flow Property? 💰  Stephen wants to know more about cash flow properties. What is it? How...

After last week’s insightful episode with Noel Whittaker, we’re thrilled to continue with another stellar guest who helped to co-write the tax chapters of Noel’s latest book, “Wills, Death & Taxes Made Simple.” 💰📝  Please welcome back, Julia Hartman , THE #1 Property Tax Expert in Australia!!   Julia is the Founder of BAN TACS, a cooperative of Accountants that has been helping thousands of...