The Property Couch

Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.”   The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio .   We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth.   So how does it happen?   ✅ What...

When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises.  In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property.   For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment?   LISTEN TO...

As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman , to help you understand the nuanced world of property tax.   Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.   This week’s episode is all about how to av...

In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float.  What is the Seven-Day Float?   It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose.  The best part? It works whether you’re a uni student, a parent managing a household, or the...

What happens when one partner sees the long-term vision, but the other only sees the short-term cost?  In this week's Q&A, we also unpack:  💡 Whether to tap equity from your home or your investment property  💡 Understanding your goals BEFORE pulling the trigger  💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)  FREE STUFF MENTIONED Pre-Order Now! How to R...

It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?”   In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems.  For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure   LISTEN TO THE FIRST 20 EPISODES HER...

Is demand finally absorbing after the RBA’s recent rate cut? Which state is on track to become the most affordable rental market in 2025?   What’s next for Perth — boom or bust?   And where is the elusive “missing middle” data hiding?   We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends...  Pl...

What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table?  In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout.  💡 Thinking about refinancing or adjusting you...

We're back with another powerful Case Study episode featuring return guest, David Robertson , Head of Property Wealth Planning at Empower Wealth!   In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property.  Tune in to learn:   ✔️ How to plan for future expenses even if you don’t have exact dates  ✔️ Why fl...

There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think.  People start building a property portfolio… without ever building a plan.  They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strate...

"History doesn’t repeat itself—people repeat history.”   Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago...  The alarming rise of the new-age Property Spruikers.   We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of asp...

For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant.  In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life...

Ever Googled a finance or money management question and felt more confused than before?   We know the feeling! That’s why, in Ep 537, we're continuing our series on the internet's most searched questions, this time homing in on your top finance and money management questions.  Here's a sneak peek of what we cover:   💡 How much Superannuation do you actually need to retire?  💡 Is a...

Property investing is a long-term game, but what happens when it feels like nothing is happening? When life gets in the way, distractions pile up, and the market isn’t moving as fast as you’d hoped—it’s easy to start questioning if property investing is worth it.   In this TPC Gold soundbite, we tackle one of the biggest challenges investors face: staying patient, focused, and motivated when progr...

Folks, in today’s supercharged Q&A session, we’re answering the top 5 property & finance questions on the internet!    From the essentials you need to know about capital gains tax to understanding how banks assess your borrowing power, we’re covering the most searched (and often misunderstood!) topics in property, finance, and money management.  Here’s what we cover...   ✅ The hidden pros...

Teaching kids about money can feel overwhelming, but the key is starting early, keeping it simple, and making it part of everyday life.  In this week's bonus snippet, Bryce & Ben share how they teach their own kids about money—from saving and spending to understanding opportunity cost and financial priorities.   For the original episode, tune in here: Episode 201 | Money Lessons for Kids...

What’s REALLY ahead for Australia’s property market in 2025? 🤔   With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up.  That’s why we’ve timed it perfectly to present to you...  🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮  We're revie...

The Barefoot Investor has helped thousands of Australians take control of their finances—but when it comes to property investing, it’s no surprise that we don’t quite see eye to eye. 🤔  In this bonus snippet, we break down where our MoneySMARTS system aligns with Scott Pape’s approach and where we strongly disagree—especially when it comes to property, offset accounts, and long-term wealth creati...

As lifelong AFL fans, we couldn’t be more excited to welcome a player who’s become a pillar of the Essendon Football Club…  Please welcome Kyle Langford! 🔥🔥🔥  Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015. ...

The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years!    With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts.   Join Ben Kingsley and Evan Lucas as they provide insights on what this rate change means for homeowners, investors, and the ec...

As we gear up for the highly anticipated launch of our third book, “How to Retire on $3,000 a Week: The Property Couch’s Playbook for Passive Property Investing,” we’re diving deep into one of its most eye-opening case studies!  But we’re not doing it alone…  Joining us is David Robertson , Head of Property Wealth Planning at our own, Empower Wealth!   With a unique, high-level view of property we...

Some people earn six figures but still have nothing to show for it. Sound familiar?  In this week’s bonus episode, we’re hearing from the always-insightful Tom Panos, one of Australia’s leading real estate coaches, auctioneers, and media personalities.    Tom has worked with top-performing agents and seen firsthand why so many high earners remain financially stuck—despite their impressive pay chec...

How can you create a financial buffer WITHOUT impacting your family budget?   Are you stuck with a property that’s not performing? (Here’s the key reason why you should be asking, “Will the banks like it?”)   And are property finfluencers manipulating the market?   Folks, The Property Couch is BACK for 2025 and we’re kicking off the year with a ripper Q&A session answering your most pressing q...

Welcome to the first bonus episode of 2025!   In today’s snippet, we’re answering a question from listener Lou, who’s wondering: Is living off equity a smart strategy for early retirement—or a risky move?   Bryce & Ben break down the pros and cons of borrowing against equity, why passive income is key, and how having the right exit strategy can make all the difference.  For the full Q&A ep...

“I’ve definitely (got) no regrets and very excited for what the future holds...”    - Jonti    Folks, this inspirational quote is from our LAST Summer Series guest for 2024/25 who, by the age of 32, has survived and grown from experiences and horrors most of us can only imagine...    With a new business, a flourishing property portfolio in Australia and a recent purchase of his dream $1.9M home, i...