Not Your Father's Two Cents

Recently, the Trump administration rescinded Biden-era guidance that urged employers to be cautious about adding cryptocurrency to 401(k) plans. So, what does this policy change mean, and what should you consider before investing in cryptocurrency? Sources: https://pensionrights.org/resource/how-many-american-workers-participate-in-workplace-retirement-plans/#:~:text=Annual%20figures%20from%20the%...

Father's Day is this weekend, and we'd be remiss if we didn't highlight our fathers' financial advice. Tune in to hear how our guest's father shaped his financial outlook and how that compares to the way he's teaching his children about finance. Sources: https://newsroom.fidelity.com/pressreleases/fidelity-investments--research--americans-ready-to-break-the-cycle-of-avoiding-family-discussions-on/...

The Trump Administration is proposing budget cuts to Medicaid. The public insurance program provides health care coverage to nearly 72 million Americans. So, what are the proposed cuts and how could they impact your wallet? Sources: https://www.pbs.org/newshour/health/1-in-5-americans-are-on-medicaid-some-enrollees-have-no-idea#:~:text=Medicaid%20is%20the%20health%20insurance,its%20program%2C%20wi...

We live in a society that thrives on consumerism. Whether you're on social media, watching TV, or driving along the highway, advertisements are everywhere trying to get you to buy their newest product. If you aren't careful, you could overspend or make purchases you can't afford. Sources: https://www.netflix.com/tudum/articles/buy-now-shopping-conspiracy-release-date-news Disclosure: T...

Summer is almost here, and there are a lot of activities on the calendar that may burn you financially--especially if you haven't budgeted for them. In this episode, we're exploring ways to enjoy the heat without breaking the bank. Sources: N/A Disclaimer: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a f...

We've all heard of retail therapy, and you may even be guilty of it. In this episode, we're discussing some of the psychological triggers that can lead to senseless purchases and what you can do to break those bad spending habits. Sources: https://www.nerdwallet.com/article/finance/data-retail-therapy#:~:text=Retail%20therapy%20among%20women%20and,know%20about%20American%20shopping%20habit...

Are you feeling tapped out financially? In this episode, we're discussing financial burnout and the steps you can take to manage your money despite feeling financially spent. Sources: https://www.heart.org/en/healthy-living/healthy-lifestyle/stress-management/financial-stress-losing-money?utm_source=chatgpt.com   https://www.bankrate.com/loans/personal-loans/money-and-mental-health-survey/ Dis...

Figuring out life after college can be hard, especially when it comes to your personal finances. In this episode, we're giving you tips to help you achieve and maintain financial stability if you're a recent college grad or graduating in the coming months. Sources: https://wallethub.com/blog/student-money-survey/60207 Disclosure: The views shared in this episode do not serve as professiona...

Are you enrolled in a 401(k)? In this episode, we're discussing how this investment vehicle works and why it's important to contribute. Sources: https://secure02.principal.com/publicvsupply/GetFile?fm=PQ13805&ty=VOP&_gl=1*96rxle*_gcl_au*NDkzMzg4NzE4LjE3MTg4OTcxNjA.*_ga*NDM2ODI5MjE5LjE3MTg4OTcxNjA.*_ga_GP3ZP21MGH*MTcxODk5MTUwMC41LjAuMTcxODk5MTUwMC4wLjAuMA Disclosure: The views share...

Tariffs, volatile stock markets, increasedunemployment and slow economic growth are all contributing to growing concernsof a recession. So how can you prepare should we experience an economic recession in the future? Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Starting a new job can be overwhelming. Acclimating to the organization’s culture, adjusting to a new position, and navigating a new employer’s benefits package is a lot to handle all at once. So what should new hires keep in mind when it comes to their employer’s benefits package? Disclosure:The views shared in this episode do not serve as professional advice. If you're seeking financial guid...

Spring is here and what better time to do a little spring cleaning when it comes to your finances. In this episode, we're discussing what that looks like and the steps you can take to stay on track. Sources: https://www.forbes.com/sites/simonmoore/2025/03/05/2025-recession-risk-is-increasing-according-to-multiple-indicators/ The views shared in this episode do not serve as professional advice....

The sad death of legendary actor Gene Hackman and his wife has shaken the nation. As investigators work to unravel this case, the tragic events surrounding their deaths have raised estate planning questions. We're discussing what those are in this week's episode. Sources: https://www.wealthmanagement.com/estate-planning/who-will-inherit-gene-hackman-s-80-million-estate- https://www.theguar...

March is National Credit Education Month. In this episode, we're discussing how to tackle credit card debt, which has hit a record high. Sources: https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620   https://www.bankrate.com/credit-cards/news/credit-card-debt-survey/   https://www.bankrate.com/f/102997/x/327243e366/february-fsp-survey-press-release...

Federal income tax returns are due Tuesday, April 15th unless you've filed an extension. So what do you need to know if you still haven't filed? Sources: https://www.freep.com/story/money/personal-finance/susan-tompor/2025/02/17/tax-refunds-2024-flowing-irs-fewer-returns/78719480007/ The views shared in this episode do not serve as professional advice. If you're seeking financial guida...

It's March and that means many families are gearing up for their spring break getaway. In this episode, we're talking about ways to financially plan for your trip so you don't break the bank. Sources:- https://www.squaremouth.com/press-room/is-spring-break-2025-the-most-expensive-yetheres-what-you-need-to-know The views shared in this episode do not serve as professional advice. If you're seeking...

According to a Pew Research study, in 2023, 42% of adults report not having a romantic partner. Meanwhile, a quarter of U.S. 40-year-olds reported never being married–hitting a record high in 2021. So what considerations do you need to make if you’re a single adult with no children when planning your estate? Sources: https://www.pewresearch.org/short-reads/2025/01/08/share-of-us-adults-living-with...

Talking about your personal finances can be uncomfortable, especially in romantic relationships. In this episode, we're giving you some tips on the conversations you and your partner should have before you get too serious. Sources: https://preview.thenewsmarket.com/Previews/FINP/DocumentAssets/660835_v4.pdf The views shared in this episode do not serve as professional advice. If you're see...

Planning to bet on Super Bowl LIX? In this episode, we're sharing information you'll want to keep as you're placing your bet. Sources: https://www.espn.com/espn/betting/story/_/id/39444679/super-bowl-2024-betting-trends-chiefs-49ers https://www.forbes.com/sites/jayginsbach/2025/01/27/chiefs-eagles-super-bowl-lix-betting-odds-stats-tips-and-trends/ The views shared in this episode do no...

Tax filing season is here and for many, it's a dreadful and stressful process. In this episode, we're giving you some tips to ensure you're taxes are ready to go by the April 15th deadline. Sources: https://www.cnbc.com/2024/04/01/gen-zers-say-theyll-need-a-therapist-to-deal-with-tax-filing-stress.html   https://nysscpa.org/article-content/survey-younger-generations-more-willing-to-use...

After spending decades working, retirement is the ultimate goal. But for many Americans, it feels like a hopeful dream rather than a practical reality. In this episode, we're discussing the steps you can take to start planning your retirement. Sources: https://www.bankrate.com/retirement/retirement-savings-survey/ The views shared in this episode do not serve as professional advice. If you&#39...

Elder financial abuse has become a growing problem in the United States. The Department of Labor estimates elderly Americans lose around $2.6 billion to financial abuse and exploitation each year. So what can you do to safeguard your nest egg? Sources: https://ncea.acl.gov/elder-abuse#gsc.tab=0   https://blog.dol.gov/2024/06/14/avoiding-elder-financial-abuse The views shared in this episode do not...

In addition to getting fit or picking up a new hobby, many Americans are setting their sites on a brighter financial future in 2025. So, what do you need to consider if you're making financial new year's resolutions? Sources: https://www.fool.com/money/research/financial-new-years-resolutions/ The views shared in this episode do not serve as professional advice. If you're seeking financial guidanc...

Can you believe 2024 is almost over? Not Your Father's Two Cents will return with new content in 2025. Happy Holidays and we'll see you next year!

The holidays are here and that means scammers are working overtime to get their hands on your personal information. In this episode, we're giving you some tips to protect your identity and your wealth. Sources: https://www.fbi.gov/contact-us/field-offices/sanfrancisco/news/fbi-warns-the-public-of-holiday-scam-trends#:~:text=SAN%20FRANCISCO%E2%80%94This%20holiday%20season,November%20and%20December%...