Not Your Father's Two Cents

According to Fidelity, 76% of the next generation wants to know if they're named beneficiaries, but only 35% of Baby Boomers feel they need to talk with designated beneficiaries. So what should be shared and what should be kept quiet? Sources: https://newsroom.fidelity.com/pressreleases/fidelity--study-finds-the-great-wealth-transfer-leaves-families-poised-to-build-stronger-financial-f/s/3c72b...

This year is coming to a close, but the best financial advice lives on. Today, we’re highlighting the top tips, tricks, and insights from 2025 that can help you save, invest, and spend smarter in 2026. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

The good news is you don't have to make major changes to make a positive impact. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

When it comes to our health insurance, many ofus view it as a safety net for big medical bills. But what isn't talked about as much is the fact that your plan is probably paying for services and perks you’re not even awareof. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial e...

Mixing family and business can be complicated, but when it comes to independent advisors, a lot of firms are keeping it in the family. So, how do you set boundaries, maintain professionalism, and handle disagreements? Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Holiday spending is hitting record highs — even as budgets tighten and debt climbs. Why are Americans dishing out nearly $80 billion on Black Friday and Cyber Monday? Are these “deals” really deals… or just clever traps? Sources: https://www.prnewswire.com/news-releases/us-consumers-spend-more-to-save-more-black-friday-and-cyber-monday-sales-expected-to-increase-by-20-billion-302590811.html Disclo...

A 2025 Morgan Stanley survey found 39% ofemployees reduced contributions as a result of current economic conditions. So what’s the cost of pausing contributions, and what should you consider before making your choice? Sources: https://institutional.vanguard.com/content/dam/inst/iig-transformation/insights/pdf/2025/has/2025_How_America_Saves.pdf https://www.morganstanley.com/press-releases/retireme...

November is National Long-Term Care Awareness Month. We're discussing why everyone needs a long-term care plan to protect their future. Sources: https://www.aarp.org/pri/topics/ltss/family-caregiving/caregiving-in-the-us-2025-caring-across-states/ Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a fi...

Netflix's 'Unknown Number: The High School Catfish' went viral on social media. One of the themes in this documentary was financial infidelity. In this episode, we discuss the dangers of financial secrecy, its impacts on families, and ways to share financial responsibility. Sources: https://www.yahoo.com/entertainment/tv/articles/unknown-number-netflix-answer-every-194006219.html?guccounter=1&...

The U.S. economy is dealing with an influx of federal layoffs, inflation, and a slow hiring market. We're sharing some tips to help you navigate these tough times. Sources: https://www.marketwatch.com/story/adp-says-businesses-cut-jobs-for-third-time-in-four-month-as-labor-market-weakens-8e245e92 https://www.cnbc.com/2025/10/02/report-shows-hiring-at-lowest-since-2009-as-economists-turn-to-alt...

Do you use BNPL? The CFPB says 3 in 4 Americans use BNPL, with half admitting to a missed payment. So what do you need to know before opting for buy now, pay later? Sources: https://www.legalshield.com/press-releases/new-legalshield-research-warns-of-buy-now-pay-later-credit-crunch-3-in-4-americans-use-it-half-miss-payments?_gl=1*1mfzxh9*_up*MQ..*_ga*NTUxMDM3ODM2LjE3NTc0MzI3NDI.*_ga_SV7E8G22BW*czE...

Medicare’s Open Enrollment Period begins October 15th. So what do first-time enrollees need to know ahead of Medicare's annual open enrollment period? Sources: https://www.census.gov/library/stories/2019/12/by-2030-all-baby-boomers-will-be-age-65-or-older.html#:~:text=%E2%80%9CData%20from%20the%202020%20Census,be%20at%20least%20age%2065 . Disclosure: The views shared in this episode do not ser...

A recent survey from Achieve found 58% of Americans give their financial situation a poor or fair rating. So what can you do to improve your situation? Sources: https://www.achieve.com/about/press/58-percent-of-americans-say-their-finances-are-in-crisis-achieve-survey-finds Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, pleas...

A recent Nationwide Retirement Institute survey found 68% of those who receive or expect to receive Social Security benefits believe the financial impacts of tariffs will be so expensive that future cost-of-living adjustments won’t keep up.  So what can retirees do to manage the gap should benefits fall short? Sources: https://nationwidefinancial.com/media/pdf/NFM-24801AO.pdf?utm_source=NWNewsroom...

Is your benefits package working for you? With open enrollment coming up in November, it's important to know how to pick the right coverage for you. In this episode, we're sharing what to look for in each plan and what to consider before you make those elections. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial g...

Many people think life insurance is there to benefit you're loved ones after you are gone, but that's not entirely the case. In light of Life Insurance Awareness Month, we're showing you how you can benefit from a life insurance policy while you are still living. Sources: https://www.businesswire.com/news/home/20250819266804/en/Americans-with-Life-Insurance-Dramatically-More-Confident-in-the-Abili...

According to a report from CNBC, the U.S.fertility rate has fallen to 1.6 births per woman, which is below the 2.1 needed to sustain the population. So, if you want to start a family but are worried about the financial implications, what steps can you take now to preparefinancially? Sources: https://www.cnbc.com/2025/05/30/us-birth-rate-decline-outpaces-policy-response-raising-concerns.html https:...

This year, parents are expected to spend anaverage of $741 for clothing, supplies and books. That’s $200 more than last year, according to NerdWallet. So how can parents financially plan for the upcoming school year? Sources: https://www.nerdwallet.com/article/shopping/2025-back-to-school-shopping-report Disclosure: The views shared in this episode do not serve as professional advice. If you'r...

Today, more than 73 million people receiveSocial Security benefits–but it’s future is hanging in the balance. So how has the program changed, what are somecommon misconceptions people have, and what do you need to know about its rolein retirement? Sources: https://www.pewresearch.org/short-reads/2025/05/20/what-the-data-says-about-social-security/ Disclosure: The views shared in this episode do no...

A recent report from Point2Homes found thatbetween 2013 and 2023, the number of renters who are 65 and older increased by 2.4 million. So why is this happening and what should you consider if you’re planning to rent in retirement? Sources: https://www.point2homes.com/news/research/senior-age-group-up-over-2-million-renters-in-a-decade.html Disclosure: The views shared in this episode do not serve...

For families raising a child with disabilities, the 18th birthday can feel like a legal minefield. Now they're suddenly responsible for making health and financial decisions regardless of whether they're capable or ready. So how can families in this situation prepare for what's to come? Disclosure: The views shared in this episode do not serve as professional advice. If you're seek...

The year is more than halfway over. Are your finances holding up? In this episode, we're helping you do a mid-year financial check-in. Sources: Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Talks of tariffs and various trade wars have been top of mind for American and international investors alike. So, how do U.S. policy decisions impact those beyond our borders, and what does this mean for your portfolio if your money moves internationally? Sources: https://www.morningstar.com/portfolios/how-use-international-stocks-your-portfolio   Disclosure: The views shared in this episode do no...

Achieving financial freedom is the goal, but what does it take to get there? Does it look the same for everyone? Sources: https://www.cbsnews.com/news/economic-views-summer-winter-opinion-poll/ Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Whether it’s a broken AC unit, needed car repairs ahead of your annual family road trip, or even an unexpected medical expense, it’s important to make sure your emergency fund can handle whatever unplanned expenses this summer may throw your way. We're helping you prepare in this week's episode. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you'r...