Not Your Father's Two Cents

President Trump’s proposed 2027 defense budget includes a pay increase of 5-7% for many service members, specifically focusing on improving retention and strengthening the military workforce. Sources: https://www.fedweek.com/armed-forces-news/trump-proposes-5-7-military-pay-raise-for-2027-1-5-trillion-in-defense-spending/ Disclosure: The views shared in this episode do not serve as professional ad...

According to a report from the Consumer Financial Protection Board, 81% of Americans intentionally avoid discussing financial topics with family and friends. 51% believe finances should stay private and 40% say they feel embarrassed about their situation. Sources: https://www.cfp.net/news/2026/03/financial-fomo-quietly-straining-american-relationships?utm_source Disclosure: The views shared in thi...

Credit reporting company Experian is announcing plans to integrate financial literacy into AI-sponsored ads on Snapchat, allowing users to have interactive conversations about credit, budgeting, debt and decision-making.  Sources: https://www.experianplc.com/newsroom/press-releases/2026/experian-meets-the-next-generation-with-first--ai-sponsored-snap Disclosure: The views shared in this episode do...

Nearly 9 in 10 Americans who are planning to travel this summer say they're taking steps to reduce costs, according to a recent survey. Sources: https://www.nerdwallet.com/travel/studies/summer-travel-report?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

According to Prudential Financial, 7 in 10 employees reported feeling financially stressed over the past year as rising costs and economic uncertainty continues. Sources: https://www.businesswire.com/news/home/20260511937326/en/Employees-Face-Difficult-Trade-offs-Amid-Rising-Costs?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking fin...

What are the biggest mistakes people make when it comes to emergency savings and how much money should you be setting aside? Sources: https://www.bankrate.com/banking/savings/emergency-savings-report/ Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Recent data shows more than 8 in 10 peoplehave at least one financial regret and many of those come down to spending decisions, debt or a lack of long-term planning. Sources: https://www.investopedia.com/3-in-10-think-a-raise-would-help-their-money-stress-most-but-there-may-be-an-easier-fix-11932647 Disclosure: The views shared in this episode do not serve as professional advice. If you're see...

Americans now say they expect to need around $1.46 million to retire on their own terms, according to Northwestern Mutual. Sources: https://news.northwesternmutual.com/2026-04-01-Americans-Believe-They-Will-Need-1-46-Million-to-Retire-Comfortably,-Up-More-Than-15-Since-Last-Year,-According-to-Northwestern-Mutual-2026-Planning-Progress-Study Disclosure: The views shared in this episode do not serve...

A lot of people think retirement planning is all about hitting a certain number, but what often gets overlooked is what happens after you reach that goal. Today, we’re talking about that transition — how to turn retirement savings into income, the mistakes people make early on, and what it really takes to make that money last. Sources: https://www.morningstar.com/news/pr-newswire/20260218de87865/r...

It’s easy to assume big purchases are whatthrow people off track. But actually, it’s the smaller, everyday decisions that have the biggest impact over time. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Most people think they understand Social Security—but many are still getting it wrong. In this episode, we break down the deeming rule, why it matters, and what to consider before claiming benefits. Sources: https://www.aarp.org/social-security/ssa-trends-survey-90th-anniversary/?utm_source=chatgpt.com Disclosure: The views shared in this episode do not serve as professional advice. If you're seek...

In this episode, we’re talking about the gapbetween income and financial confidence. Plus, why making more money doesn’t automatically create security and what actually does. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Scheduling that first meeting with a financialadvisor can feel intimidating. What documents should you bring? What questions should you ask? And how do you know if it’s a good fit? Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

According to a survey from Bankrate, 61% ofparents with children over 18 say they’re currently sacrificing or have sacrificed financially to provide assistance to their adult children. So how can parentsstrike the right balance between being supportive and protecting their ownfinancial security? Sources: https://www.bankrate.com/banking/parents-sacrifice-for-adult-children-survey/?utm_source=chatg...

When discussing inheritances, the conversation usually centers around how much wealth will be transferred and who it will be left to. But, many don’t factor in timing and the disruptions that can occur when an inheritance is received too early or too late. So how do you time it out right? Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're se...

Women are more likely to step away from work to care for children, aging parents, or a spouse. While it's an act of love, becoming a caregiver can come with long-term financial implications. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.  

Women tend to live longer than men. They are more likely to outlive a spouse. And statistically, they’re more likely to need extended care later in life. Yet long-term care planning is often delayed, or never addressed at all. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial exper...

Between inflation adjustments, updateddeductions, and ongoing changes to the tax landscape, it can be tough to know what actually matters and what doesn’t. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

A 'gray divorce' is when a couple over the age of 50 gets divorced after several years, or even decades of marriage. Research from Bowling Green State University found the divorce rates among Americans 65 and older has nearly tripled since 1990. Sources: https://www.bgsu.edu/news/2024/10/bgsu-research-finds-divorce-among-older-adults-has-nearly-tripled-since-1990?utm_source= https://pmc.nc...

When geopolitical tensions rise, it’s natural for investors to worry about what comes next. In this episode, we're discussion how geopolitical conflicts impact certain investments. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

This summer the Trump Administration is rolling out it's latest savings initiative 'Trump Accounts.' The accounts are available to children under 18. Children born between January 1, 2025 and December 31, 2028, will receive a $1,000 deposit from the the Treasury Department. So, what does this latest initiative mean for the next generation? Sources: https://trumpaccounts.gov/ Disclosure...

According to Fidelity, 45% of partners say they argue aboutmoney at least occasionally–yet more than 1 in 4 couples say money is the biggest challenge in their relationship. Today, we're discussing how to overcome that. Sources: https://newsroom.fidelity.com/pressreleases/love---money--most-couples-give-themselves-high-marks-in-communication--yet-fidelity-study-reveals-h/s/c15df94d-f289-4d2d-bb10-...

The COVID-19 pandemic sparked a surge in estate planning, but many of those plans were created quickly or haven't been reviewed since. In this episode, we're discussing why simply having an estate plan isn't the same as having one that actually works for your life. Sources: https://www.caring.com/resources/wills-survey Disclosure: The views shared in this episode do not serve as profes...

Choosing an executor over your estate is a decision that shouldn't be made lightly. The role can involve months or years of work, legal responsibility and financial exposure all while navigating family dynamics and grief. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial exper...

When it comes to planning for retirement, many people center their plan around their age and assets. But what often gets neglected is factoring the cost and complexity of health insurance if they’re planning to retire or semi-retire before they become eligible for Medicare at 65. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking fi...