Not Your Father's Two Cents

72% of Americans say they’re worried taking amini retirement could damage their future retirement security. Sources: https://www.businesswire.com/news/home/20261001555910/en/New-MassMutual-Research-Reveals-72-of-Americans-Worry-That-Taking-a-Mini-Retirement-Would-Damage-Their-Retirement-Security?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you&#39...

New research from Basis found nearly 7 in 10 consumers shop early to avoid delays, while more than half look for holiday deals throughout the year. Sources: https://basis.com/reports/2026-holiday-shopping-and-advertising-trends-report?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financia...

The Consumer Financial Protections Board found 4in 5 Americans say the financial situations of those close to them have influenced the way they think about their own finances. Sources: https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/consumer-surveys/financial-fomo-a-survey-about-money-and-relationships.pdf  https://www.empower.com/the-currency/financial-fomo-research  Di...

Empower found 65% of Americans would save orinvest a financial windfall and 52% said they would use it to pay off debt. Sources: https://www.empower.com/the-currency/money/spending-a-windfall-research?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Responsibilities can vary depending on theadvisor, the firm and the services included in the relationship, while some financial decisions may require the expertise of another professional. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

From Social Security and TSPs, healthcare and insurance-- federal employees have one of the most comprehensive retirement systems in the country. Sources: N/A Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.  

Whether it’s deciding what age you want toretire, how much income you’ll need to maintain your lifestyle, or your future healthcare, it’s easy to get overwhelmed. Sources: https://www.fastcompany.com/91584794/3-tricky-retirement-decisions-and-how-to-tackle-them Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult...

More than 70% of retirees say they're carrying some form of regret. Especially, when it comes to saving. Sources: https://www.investopedia.com/the-majority-of-retirees-say-they-regret-not-saving-enough-or-saving-sooner-12031112?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial e...

The average American carries around $63,500,according to the Federal Reserve Bank of New York. Sources: https://www.newyorkfed.org/microeconomics/databank⁠ ⁠https://usafacts.org/answers/how-much-debt-does-the-average-american-owe/country/united-states/⁠ ⁠https://www.wsj.com/personal-finance/credit/debt-collectors-chase-more-consumers-in-court-f8d0ed3f?mod=credit_news_article_pos2 Disclosure: The v...

It’s uncomfortable, but having conversationsabout future financial planning, healthcare, caregiving preferences and estateaffairs are crucial, especially in life-altering situations. Sources: https://www.wsj.com/personal-finance/when-its-time-to-have-the-talk-with-your-parents-54d93bb5?mod=personal-finance_lead_pos4 Disclosure: The views shared in this episode do not serve as professional advice....

The National Library of Medicine reports nearly 38% of people age 18 to 34 have some form of medical debt. Sources: https://www.wsj.com/personal-finance/young-adult-finance-medical-bill-debt-e39b0123 Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

According to the  Bureau of Labor  statistics, around 5.4% of the working force holds multiple jobs. Sources: https://thehill.com/business/5199261-americans-working-second-job-labor-statistics/ Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Trump Accounts have sparked plenty of debate since their launch, but are they the right savings option for your family? Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

College is often the first real taste of financial independence. Suddenly, students are making spending decisions ontheir own, managing a budget, and taking on new financial responsibilities without the day-to-day guidance of their parents. Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a f...

When it comes to financial management,Americans are generally encouraged to spend less, save more, and plan for thefuture. But, is it possible to becomeso focused on saving for the future, that you forget to live in the present? Sources: NA Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial exp...

When it comes to your finances, sometimeshindsight is 20/20. Sources N/A Disclosure The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Recent data from Zillow found that renters who live alone pay an average of $10,470 more per year than those who share housing expenses. Some experts refer to this as the "singles tax"—the financial burden of covering 100% of life's costs on a single income. Sources: https://www.zillow.com/research/singles-tax-2026-36061/?utm_source https://www.investopedia.com/survey-reveals-why-man...

President Trump’s proposed 2027 defense budget includes a pay increase of 5-7% for many service members, specifically focusing on improving retention and strengthening the military workforce. Sources: https://www.fedweek.com/armed-forces-news/trump-proposes-5-7-military-pay-raise-for-2027-1-5-trillion-in-defense-spending/ Disclosure: The views shared in this episode do not serve as professional ad...

According to a report from the Consumer Financial Protection Board, 81% of Americans intentionally avoid discussing financial topics with family and friends. 51% believe finances should stay private and 40% say they feel embarrassed about their situation. Sources: https://www.cfp.net/news/2026/03/financial-fomo-quietly-straining-american-relationships?utm_source Disclosure: The views shared in thi...

Credit reporting company Experian is announcing plans to integrate financial literacy into AI-sponsored ads on Snapchat, allowing users to have interactive conversations about credit, budgeting, debt and decision-making.  Sources: https://www.experianplc.com/newsroom/press-releases/2026/experian-meets-the-next-generation-with-first--ai-sponsored-snap Disclosure: The views shared in this episode do...

Nearly 9 in 10 Americans who are planning to travel this summer say they're taking steps to reduce costs, according to a recent survey. Sources: https://www.nerdwallet.com/travel/studies/summer-travel-report?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

According to Prudential Financial, 7 in 10 employees reported feeling financially stressed over the past year as rising costs and economic uncertainty continues. Sources: https://www.businesswire.com/news/home/20260511937326/en/Employees-Face-Difficult-Trade-offs-Amid-Rising-Costs?utm_source Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking fin...

What are the biggest mistakes people make when it comes to emergency savings and how much money should you be setting aside? Sources: https://www.bankrate.com/banking/savings/emergency-savings-report/ Disclosure: The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Recent data shows more than 8 in 10 peoplehave at least one financial regret and many of those come down to spending decisions, debt or a lack of long-term planning. Sources: https://www.investopedia.com/3-in-10-think-a-raise-would-help-their-money-stress-most-but-there-may-be-an-easier-fix-11932647 Disclosure: The views shared in this episode do not serve as professional advice. If you're see...

Americans now say they expect to need around $1.46 million to retire on their own terms, according to Northwestern Mutual. Sources: https://news.northwesternmutual.com/2026-04-01-Americans-Believe-They-Will-Need-1-46-Million-to-Retire-Comfortably,-Up-More-Than-15-Since-Last-Year,-According-to-Northwestern-Mutual-2026-Planning-Progress-Study Disclosure: The views shared in this episode do not serve...