Not Your Father's Two Cents

Whether it's from student loans or credit cards, it's no secret millions of Americans are dealing with debt. But, can having debt be a good thing? We're breaking it all down for you in this episode of Not Your Father's Two Cents. Sources: https://fiscaldata.treasury.gov/americas-finance-guide/national-debt/ https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/#:~:text=Overall...

The holidays can be overwhelming and stressful--especially if you're tight on cash. In this episode, we're discussing ways to get into the holiday spirit that won't break the bank. Sources : https://www.nerdwallet.com/article/shopping/holiday-tips-news/2024-holiday-spending-report The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please con...

The holidays are here and that means Americans will be spending some much-needed time with their family and friends. In this episode, we're discussing ways to get the estate planning conversation started and why the holidays might be the perfect time to do it. The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial...

Data shows more and more Americans are turning to a DINK/SINK lifestyle. But, are they doing it because they want to or because they have to? We're exploring what this lifestyle looks like, why it's happening, and what you need to know if you're living one. Sources: https://www.forbes.com/sites/jackkelly/2024/06/20/the-rise-in-dinks-sinks-dinkwads-kippers/   https://www.marketwatch.com/guides/savi...

Have you ever heard of a fin-fluencer? These financial influencers use their social media platforms to share information and personal finance tips. But are they trustworthy? Sources: https://www.forbes.com/advisor/investing/financial-advisor/adults-financial-advice-social-media/   https://www.finrafoundation.org/sites/finrafoundation/files/NFCS-Investor-Report-Changing-Landscape.pdf The views shar...

It's Election Day and many Americans will be lining up at the polls to vote for the next president, but not everyone takes advantage of this opportunity. In this episode, we're talking about the financial cost of choosing not to vote in this election. Sources: https://projects.fivethirtyeight.com/non-voters-poll-2020-election/   https://www.cnbc.com/2020/10/30/why-people-choose-not-to-vote.html

Halloween is just days away and many people are feeling spooked by their finances. A recent Capitol One survey found 77% of Americans report feeling anxious about their financial situation. In this episode, we're discussing ways to manage those fears instead of allowing them to control you. Sources: https://www.cnbc.com/select/how-to-take-control-of-your-finances/ https://www.bankrate.com/insuranc...

Renting versus buying. There are pros and cons to each. In this episode, find out when it might be better to rent than to buy, and what to consider when making your choice. Sources: https://www.creditkarma.com/about/commentary/many-americans-opt-for-a-rent-first-lifestyle The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with...

Would you consider keeping a financial secret from your partner cheating? In this episode, we're unpacking what financial infidelity is, what it looks like, and how to make money talk a regular part of your relationship. Sources: https://www.bankrate.com/credit-cards/news/financial-infidelity-survey/   https://www.debt.com/research/divorce-survey/   The views shared in this episode do not serve as...

Getting a college degree comes with a hefty price tag. Tune in to learn how you can help make paying for college more affordable. Sources: https://www.salliemae.com/about/leading-research/how-america-pays-for-college/   data https://www.cnn.com/2023/06/30/politics/supreme-court-student-loan-forgiveness-biden/index.html   https://newsroom.fidelity.com/pressreleases/fidelity--study--saving-for-colle...

They say the adult version of looking at your report card is checking your bank account. And unfortunately, that’s becoming a reality for so many Americans. So what steps can you take to boost your savings? Sources: https://www.cnbc.com/2024/01/24/many-americans-cannot-pay-for-an-unexpected-1000-expense-heres-why.html   https://techreport.com/statistics/business-workplace/gig-economy-statistics/#:...

Have you ever wanted or needed something, but didn’t have the money to pay for it? Enter buy now, pay later. This service is growing in popularity allowing buyers to purchase items now and pay for them through a series of interest-free installments later. But could using buy now, pay later apps be dangerous? Sources: https://www.bankrate.com/loans/personal-loans/buy-now-pay-later-survey/#americans...

The 2024 election season has been full of unprecedented events. President Biden announced he will not be seeking re-election, meanwhile, two assassination attempts have been made against former president Trump. Tune in to learn more about how this election is impacting families' estate plans. Sources: https://www.nytimes.com/2022/10/18/us/politics/political-division-friends-family.html The views s...

Are you feeling inferior to inflation? It seems like everyone is. While inflation rates are cooling, high prices are still forcing many American families to stretch their dollars thin. Listen to learn more about how to live with inflation. Sources:  https://www.bls.gov/opub/mlr/2023/beyond-bls/what-caused-the-high-inflation-during-the-covid-19-period.htm   https://www.businesswire.com/news/home/20...

It’s been a historic election cycle, to say the least. Within a week of each other, former President Trump was the target of an attempted assassination and President Biden announced he would not be seeking re-election this November. Listen to learn how these political events impact your personal finances. Sources: https://www.cnn.com/2024/07/15/markets/us-markets-trump/index.html#:~:text=US%20mark...

Struggling with debt? Need to boost your savings? Want to develop better spending habits? Look no further than Not Your Father's Two Cents. Our first episode is coming this September so be sure to subscribe!