More Than Money

Are you tired? Your lack of sleep may be impacting your finances. In this episode, Art and Taylor encourage you to get some sleep so you will spend less and make more. Notes: A lack of sleep makes you feel worse about yourself. A lack of sleep leads to a lack of discipline. A lack of sleep can lead to increased spending. Increased sleep can lead to making more money. Resources: ChristianMoneySolut...

Do you want to be more intentional with your generosity? In this episode, Art and Taylor discuss some practices of intentional givers. Listen and take a step toward becoming a more intentional giver. Notes: Intentionally generous people are in control of their finances. Intentionally generous people follow the biblical pattern of: Give generously, Save wisely, and live appropriately. Intentionally...

As parents know, college is expensive. So, what is the best way to save for college? In this episode Art and Taylor talk about their favorite college savings tool, the 529 Plan. Notes: Take care of your finances first before taking care of your children’s finances. More than likely, you will need some type of investment account to save for college. A 529 Plan is usually a great option for parents....

Do you agree with how the government spends your tax dollars? Most have some disagreement with their use. But what about when you feel the dollars are going toward something unbiblical? In this episode, Art talks with financial ethicist, David Jones about whether it is okay for Christians to skip taxes when they disagree with their use. Resources: Should Christians Give to the Homeless Man on the...

A listener wants to know if it is better to put a lump sum into his Roth IRA at the beginning or end of the year. Art’s answer becomes, not just about Roth IRAs, but emergency funds as well. Notes: Your emergency fund should be a relatively stagnant number. Removing money from your emergency fund should be for emergency purposes only. We recommend putting 15% of your gross income toward retirement...

There are a lot of concerns surrounding banks and FDIC coverage. In this episode, Art and Taylor walk through what happened with Silicon Valley Bank and whether you should be worried about your bank. Plus, they help you determine whether your deposits are covered by the FDIC. Resources: ChristianMoneySolutions.com Certified Christian Financial Counselor

Andrew McNair was after one thing—riches. But then God got a hold of him. Now, he has a new perspective on money and helps others live generously. In this episode, Art talks to Andrew about his story, and answers a money question about church debt. Resources: More Than Money Bracket Challenge Tithe: A Living Testimony ChristianMoneySolutions.com Certified Christian Financial Counselor

Over 60% of Americans are living paycheck-to-paycheck. Needless to say, most Americans need to find ways to increase their financial margin. In this episode, Art and Taylor discuss four different strategies to do just that. Notes: Strategy 1#: Decrease variable expenses. Strategy #2: Eliminate debt. Strategy #3: Downsize your automobile. Strategy #4: Get a side gig. Resources: ChristianMoneySoluti...

On average, Americans change jobs twelve times during their lifetime. If you are leaving an employer, what should you do with your 401(k)? In this episode, David Sandhu joins Art to discuss four options for your old 401(k). Notes: Option 1: Cash out. Option 2: Do nothing. Option 3: Roll it over to a new 401(k) account. Option 4: Roll it over to an IRA. Resources: ChristianMoneySolutions.com Certif...

What should you be doing this month? In this episode, Art and Taylor provide some smart money moves you should be making in March and answer a listener’s question about Money Milestone 6. Notes: Finish your taxes. Submit for FSA reimbursements. Plan your summer activities. Ask God to reveal any area of your finances that is not surrendered to Him. Resources: 6 Smart Ways to Spend Your FSA Dollars...

Do you find yourself constantly chasing the standard of living supposedly experienced by your neighbors and Facebook friends? Well, everything might not be as it seems with your friends. In this episode, Art shares seven stats that will make you rethink your chase. Half of millennial and Gen Z respondents have gone into debt for summer travel. 35% of Americans took on holiday debt. Average credit...

The retirement years are looking different than they did for prior generations. In this episode, Art walks through a recent report that identified five major forces that are starting to shape current and future retirement years. Resources: Longevity and the New Journey of Retirement ChristianMoneySolutions.com Certified Christian Financial Counselor

It can take a while to save for a house purchase’s down payment. So, when should you start saving for one? In this episode, Art and Taylor discuss the ideal time to start setting aside money for your next home purchase. Resources: ChristianMoneySolutions.com Certified Christian Financial Counselor

We keep talking about the CertCFC program. What in the world is it, and is it right for you? In this episode Art and Taylor talk about the program, and Taylor shares what he likes (and doesn’t like) about the program. Resources: ChristianMoneySolutions.com Certified Christian Financial Counselor

Pay off my mortgage early? You are kidding, right? We’re not. In this episode, Art talks with Ramsey Personality, George Kamel, about how he paid off his mortgage early. Resources: ChristianMoneySolutions.com Certified Christian Financial Counselor

What better way to celebrate Valentine’s Day than to have a budgeting conversation with your spouse? In this episode, Sarah Rainer joins Art to talk about creating a budget that builds marital unity, not division. Plus, you learn about one of Art’s financial flaws (he has them!). Resources: Raleigh Kids ChristianMoneySolutions.com Episode Sponsor: Most churches struggle to get people to give. Secu...

The recently signed SECURE Act 2.0 was created to significantly improve retirement savings options. But it didn’t just impact retirement accounts. If you are a parent with kids going college, you will want to listen to this episode. David Sandhu, a rocket scientist turned financial advisor, joins Art to discuss the implications for 529 Plans. Resources: ChristianMoneySolutions.com Episode Sponsor:...

For many, February is that cold month that you just must get through. This episode will encourage you not to waste this month, but instead, use it to better your financial health and consider something fun, like your next vacation! Resources: ChristianMoneySolutions.com Episode Sponsor: Most churches struggle to get people to give. SecureGive , has created a system that helps churches increase giv...

God is using regular men and women to reach the lost around the world. In this episode, Art has an inspirational conversation with Chris Winkler of Wycliffe Bible Translators. This episode will motivate you to get financially healthy for the sake of advancing God’s Kingdom. Resources: ChristianMoneySolutions.com Wycliffe.org Episode Sponsor: Most churches struggle to get people to give. SecureGive...

We are about to wrap up the first month of 2023, and we want you to finish what you started this year. In this episode, Art and Taylor discuss six things that can derail your finances this year. Listen, enjoy, and stay on track in 2023. Forgetting your “Why.” Not having a budget. Keeping up with the Joneses. Immediate gratification. Not being a part of a community. Not being tied to the Vine . Res...

A financial blueprint (also known as a budget) is an essential tool to get you financially healthy and to better leverage your resources for the advancement of God’s Kingdom. In this episode, Art and Taylor provide five questions you should ask when building your financial budget. Ask these questions when building your financial blueprint: Have I prayed about my budget? Does my budget reflect Gods...

Money Milestone 2 is to save $1,500 for a minor emergency. Knock it out in thirty days with these five suggestions from Art. Notes: 1. Eliminate unused subscription services. 2. Sell stuff. 3. Don’t eat out for 30 days. 4. Get a side gig. 5. Build a budget. Resources: More Than Money Facebook Group Christian Financial Counselor Program Episode Sponsor: Most churches struggle to get people to give....

In this episode, Art shares some suggestions that can help you have a financially healthy and generous year. Plus, Art answers a listener question about their church’s debt. Notes: Develop a Kingdom vision for your finances. Identify where you want to give this year. Determine to learn more about money this year. Set twelve-week goals. Automate everything. Resources: More Than Money Facebook Group...

How does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his marathon race…way too much. You will find yourself learning and laughing throughout this episode. Listener Question: My net worth is in the negative. I don't WANT to know exactly what it is because it is too depressing. Resources mentione...

What is God’s view on wealth? Why should I stop asking, “How much should I give?” Is it okay to decrease my giving? On this episode, author of God and Money, John Cortines, joins Art to help think through what God says about money. Listener Question: Is it okay for me to decrease my giving? Is there anything lost when someone gives online? Resources mentioned: God and Money | Buy the book here: ht...