More Than Money

President Biden announced his student loan forgiveness plan, and many people have an opinion on the decision. On this episode, Art and Taylor talk with Dr. David Jones, a biblical financial ethicist, about how to view the government’s announcement through the lens of Scripture. Some of the questions answered: The Bible says, “the wicked borrows but does not pay back.” (Psalm 37:21) Did our governm...

The usage of buy now, pay later services is rapidly growing. This is a problem. On this episode, Art talks with Ramsey Personality, George Kamel, about the financial dangers of these services and how to overcome the buy now, pay later temptation. Listener Question: Car prices are going crazy. Should I buy a car? How do I budget during times of inflation? Resources mentioned: The Money Challenge |...

Should you keep a mortgage for tax savings? Many ask this question. On this episode, Art talks with Andy Hill about why paying off your mortgage is usually worth no longer having the tax deduction. Listener Question: Get a 10% return or pay off my 4% loan? Resources mentioned: Marriage, Kids, and Money | https://marriagekidsandmoney.com/ The Essential Emergency Binder | Buy it here: https://www.ar...

Christmas is the celebration of Jesus’s birth. Unfortunately, it is also a time when people can make some poor financial decisions. In this episode, Art provides five of the biggest money blunders he sees during the Christmas season. Notes: 4 Principles of Giving Giving is to be a priority. Giving is to be done proportionately. Giving is to be done sacrificially. Giving is to be done cheerfully. 5...

Employees forfeit approximately three billion dollars in Flexible Savings Account (FSA) contributions each year. According to the Employee Benefit Research Institute, 40% of employees give up some portion of their FSA contributions, losing approximately $300 to $400 dollars. For many employees, the FSA spending deadline is December 31st. If you still have money left in your FSA and are faced with...

A Financial State of the Union helps you understand your financial reality. And there is no better time to consider your financial reality than now. In this episode, Art and Taylor discuss the six parts to a Financial State of the Union. Notes: 1. Review your generosity. 2. Review your cash. 3. Review your debt. 4. Review your retirement. 5. Review your net worth. 6. Review your goals. Resources:...

Are you wondering how to experience financial freedom? In this episode, Art talks with Ron Kelley about the seven steps Ron recommends people consider taking, even during financially challenging times. Resources: More Than Money Facebook Group | Join here: https://www.facebook.com/groups/721493032051073 Christian Financial Counselor Program | Learn more here: https://www.christianfinancialhealth.c...

Tammy Gipson and her husband were once in debt. Now, they are debt-free and living generously. In the inspiring episode, Art talks with Tammy about her financial and generosity journey. Resources: More Than Money Facebook Group | Join here: https://www.facebook.com/groups/721493032051073 Christian Financial Counselor Program | Learn more here: https://www.christianfinancialhealth.com/certificate E...

Are you familiar with dual enrollment? It can save you or your child a significant amount of money for college. In this episode, Art talks with Dr. Scott Pace about dual enrollment and its financial benefits. Resources: More Than Money Facebook Group | Join here: https://www.facebook.com/groups/721493032051073 The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emerge...

Do your finances feel out of control? Is every month a struggle? In this episode, Art and Taylor provide seven suggestions for getting control of your finances. Notes: 1. Confess any wrongs to God. 2. Change your mental intake. 3. Get a plan. 4. Set goals. 5. Get a blueprint for mission. 6. Automate everything. 7. Get someone to hold you accountable. Episode Sponsor: Most churches struggle to get...

Are you wasting money? Many unknowingly waste hundreds of dollars every year. In this episode, Art walks through eight common ways people waste money. Plus, he answers a listener’s question about retirement account rollovers. Resources: The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challenge The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-...

If you haven’t noticed, things are pretty crazy in the automobile market. In this episode, Art discusses five shocking automobile purchase stats and answers a money question from a listener in Kenya. Resources: More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073 The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emerg...

Hebrew 13:5 tells us to be content with what we have. In this episode, Art talks with Roy Vargas about his incredible financial journey and how to find real contentment. Resources: More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073 The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder Episode Sponsor: M...

Do you have a question about 401(k)s? You are not alone. In this episode, Art and Jeremy Keil answer some of the most common 401(k) questions. Resources: More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073 The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder Episode Sponsor: Most churches struggle to ge...

Jennifer and her husband were hindered by debt. So, they decided to do something about it, getting rid of their debt and putting themselves in the financial position to adopt a child. Be inspired by Jennifer’s story, and learn from her experience. Resources: More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073 The Essential Emergency Binder | Buy it...

Are you getting the most out of your employer benefits? Are you paying for benefits you don’t need? In this episode, Art Rainer and Taylor Standridge are joined by Robby Scholes to discuss the secrets to maximize employer benefits. Resources: The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder Episode Sponsor: Most churches struggle to get people to g...

They Morvays paid off $46,000 in one year! This is an amazing story with some important lessons learned. Listen to it and be inspired to take the next step in your financial journey. Notes: Your Financial State of the Union: 1. Review your generosity. 2. Review your cash. 3. Review your debt. 4. Review your retirement. 5. Review your net worth. 6. Review your goals Episode #22: Your Financial Stat...

God has designed married couples to operate as one. What happens when couples are not on the same financial page? In this episode, Art discusses some dangers couples could run into if they lack oneness in their finances. Notes: 1. Potentially departing from God’s design for marriage. 2. Increases the temptation for financial infidelity. 3. Could create a “roommate “scenario. 4. Reduces Kingdom imp...

You can smell the new car scent from your house. Your neighbor has a new car, and you are jealous. In this episode, Art discusses why you should stop envying your neighbor’s car. Plus, he talks about how you can get your automobile sinking fund going today. Notes: 1. The Bible tells us not to envy. 2. Keeping up with the Joneses is real. 3. Cars are depreciating assets. 4. Your neighbors probably...

President Biden announced his student loan forgiveness plan, and many people have an opinion on the decision. On this episode, Art and Taylor talk with Dr. David Jones, a biblical financial ethicist, about how to view the government’s recent announcement through the lens of Scripture. Some of the questions answered: The Bible says, “the wicked borrows but does not pay back.” (Psalm 37:21) Did our...

In this episode, Art and Taylor talk about the FIRE movement—Why some think it is unbiblical, and whether they’re right. Plus, they answer a listener question about investing instead of paying off a car loan. Resources mentioned: The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder Episode Sponsor: Most churches struggle to get people to give. SecureGi...

In this episode, Art and Taylor ask Thom Rainer several listener questions about generosity, including questions about amounts to give, church benevolence, stewardship ministries, and more. Resources mentioned: Church Answers University | Learn more here: https://churchanswers.university/ The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder Episode Spo...

Should you pay off your mortgage? Art discusses six reasons why he and his family paid off their mortgage. Notes: 1. Return isn’t everything. 2. Reduced interest paid. 3. Increased cash flow. 4. Increased peace of mind. 5. One of retirement’s largest expense is eliminated. 6. Increased capacity to live and give generously. Listener questions answered: Can I rollover my Traditional 403(b) into a Ro...

In this episode, Art revisits his interview with Paul David Tripp about how Scripture shines a light on the real reasons we struggle with money, and why we don’t fix debt with a budget. Listener questions answered: When one adult child is a very poor money manager, what is the best way to set up a will so that an inheritance does not make the problem worse? Also mentioned: Redeeming Money | Buy th...

Are you still anti-crypto? Should my church take out a loan? In this episode, Art and Taylor answer these questions. Plus, they talk about how ridiculously hot it is in Texas right now. Listener questions answered Are you still anti-crypto? Should my church take out a loan? Notes What the Bible teaches about debt: 1. Be cautious about bringing a church into debt. 2. If you do go into debt, your co...