More Than Money

Money feels overwhelming, so you avoid it. But avoiding it won't make it go away. In this episode, Art Rainer helps Ignorers overcome financial avoidance, understand your financial reality, and take your next faithful step. Discover how a few small actions can lead to greater confidence and peace. Resources: 8 Money Milestones Ask a Money Question!

Saving is wise, but it can become a problem when saving becomes the goal. In this episode, Art Rainer shares how the 8 Money Milestones help savers spend with confidence and steward God's resources faithfully. Resources: 8 Money Milestones Ask a Money Question!

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started. Resources: 8 Money Milestones Ask a...

Halfway through the year is the perfect time to stop guessing and start measuring your financial progress. In this episode, Art walks you through a simple mid-year financial check-up that reveals where you stand and what your next smartest move should be. If you want to finish the year stronger than you started, this episode will help you get there. Resources: 8 Money Milestones Ask a Money Questi...

Buy Now, Pay Later promises convenience, but it may be one of the most dangerous financial traps facing young adults today. In this episode, Art Rainer exposes the psychology behind BNPL, shares eye-opening statistics on missed payments, and explains why small installments can quietly lead to big financial problems. Resources: 8 Money Milestones Ask a Money Question!

Credit cards promise rewards, convenience, and cash back, but are they quietly draining your budget and keeping you stuck financially? In this episode, Art unpacks the psychology behind credit card spending, explains why rewards often cost more than they return, and shares a biblical framework for using money faithfully. Plus, learn why the debt snowball continues to help thousands of people elimi...

What happens when two people with the same income make very different decisions with their money? Art shares a compelling story that illustrates the power of delayed gratification, then answers listener questions about building net worth and choosing the right place to retire. This episode is packed with practical wisdom for anyone who wants to make smarter financial decisions today and enjoy grea...

Elon Musk has become a trillionaire, and there are many opinions about it. Dr. David Jones, a financial ethicist, joins Art to examine extreme wealth through a biblical lens. Don’t miss this engaging and theologically rich conversation. Resources:  8 Money Milestones Ask a Money Question!

What's quietly destroying your financial health? In this episode, Art identifies seven common financial pitfalls—from discontentment and lifestyle inflation to debt and misplaced trust—and explains how they can derail your progress over time. He also answers listener questions about contentment, spending decisions, and how to faithfully steward God's resources. Resources: 8 Money Milestones Ask a...

What does your bank statement reveal about your faith? In this episode, Art shares 10 reasons a Christian's finances should look different from the world's. He also answers listener questions about giving before saving, prioritizing the local church in generosity, and navigating financial support for aging parents. Resources: 8 Money Milestones Ask a Money Question!

Should you pause your debt payoff plan when a baby is on the way? How do you trust God when money is tight? What are Trump Accounts, and what do parents need to know? Plus, Art makes his Stanley Cup prediction. This episode is packed with practical financial guidance, biblical wisdom, and answers to listener questions. Don't miss it! Resources: 8 Money Milestones Ask a Money Question!

This episode is packed with practical financial wisdom! Art shares four smart money moves to make during the month of June, helps a couple determine whether it's the right time to refinance their mortgage, guides a single mom through the decision of whether travel sports are worth the cost, and wraps up with several great summer book recommendations. Resources: 8 Money Milestones Ask a Money Quest...

Feeling like you’ve failed financially can quietly crush your confidence, your marriage, and your peace. In this episode, Art shares encouragement on what financial leadership looks like in difficult seasons. Plus, a simple strategy for escaping the Klarna “buy now, pay later” cycle before it takes over your budget. Resources: 8 Money Milestones Ask a Money Question!

Debt doesn’t just impact your finances. It shapes your family. In this episode, we explore how payments, credit cards, and financial stress become normalized across generations, and how to break the cycle before your kids repeat it. Resources: 8 Money Milestones Ask a Money Question!

Are credit card rewards worth the risk? What are some signs you may be ready for a credit card? When should you stay away from them? Art dives into some More Than Money Facebook posts on this episode and answers those questions.   Resources: 8 Money Milestones Ask a Money Question!

Can you actually buy a car with cash anymore? You can. In this episode, Art shares how he and his wife purchased their new-to-them SUV with cash. Plus, he answers two listener questions: How do you know if lifestyle inflation is hurting your finances, and what should you do if you’re behind on retirement savings in your 40s? Don’t miss this practical and encouraging conversation. Resources: 8 Mone...

Are you (or someone you know) a recent college graduate? In this episode, Art shares five smart money moves every 2026 graduate should make, using advice from the MTM community. He also highlights a few must-read financial books that can help young adults build a strong financial foundation. Resources: 8 Money Milestones Ask a Money Question!

In this episode of More Than Money, Art answers questions about retirement savings, tithing while in debt, and how much house you can actually afford. From Roth vs. traditional accounts to navigating generosity in tight seasons, if you’re trying to honor God and stay financially steady, this conversation is for you. Resources: 8 Money Milestones Ask a Money Question!

What side hustles are perfect for the summer months? In this episode, Art shares five opportunities to earn extra income when the weather warms up and the days get longer. Plus, he walks you through the Trifecta frameworks to help you identify your perfect side hustle. Resources: 8 Money Milestones Ask a Money Question!

Are finances tight? This episode is for you. Join Art and Nate as they walk you through practical steps to build a budget when there’s little, or nothing, left at the end of the month, helping you regain clarity, control, and confidence with your money. Resources:  8 Money Milestones Ask a Money Question!

Discontent isn’t just a financial issue. It’s a heart issue that Scripture addresses head-on. In this episode, discover four ways discontent undermines your finances and how embracing biblical contentment can lead to lasting peace and faithful stewardship. Resources: 8 Money Milestones Ask a Money Question!

In this episode, we explore the five most common regrets retirees share about their financial decisions and what they wish they had done differently. From saving too little to retiring too early, these insights will help you make wiser choices today, so your future self has fewer regrets tomorrow. Resources: 8 Money Milestones Ask a Money Question!

Time for some economics! In this episode, we break down NYC’s proposed government-run grocery stores and ask a simple question: Will this make groceries cheaper, or will it just shift the costs somewhere else? We also explore what this could mean for local competition and the long-term ripple effects in the market. Resources: 8 Money Milestones Ask a Money Question!

What does it really mean to “afford” a family vacation, and could taking one be poor stewardship? In this episode, we unpack a biblical approach to vacation spending, explore the types of trips that deliver the most value, and highlight five of the most cost-efficient family vacation destinations in the U.S. Resources: 8 Money Milestones Ask a Money Question!

In this episode, we break down four simple, but all too common, mistakes that can derail your retirement investments. Learn how to avoid emotional decisions, stay consistent, and build long-term wealth even when the market feels uncertain. Plus, hear about the March Madness bracket strategy that won this year’s More Than Money Bracket Challenge! Resources: 8 Money Milestones Ask a Money Question!