More Than Money

A MTM listener is trying to determine whether they need a financial advisor. In this episode, Art provides guidance regarding when to get a financial advisor and what to look for. Notes: Question #1: Are you a fiduciary? Question #2: Tell me about your qualifications. Question #3: How do you get paid? Question #4: Outside of your payment, what are my costs? Question #5: What services are included...

Stat overload! Do you find yourself desiring to live like everyone else? In this episode, Art shares a lot of financial health statistics that may make you rethink the standard you are chasing. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

Do you have inconsistent income? This one is for you. In this episode, Art walks through how you can better plan irregular income and avoid debt. Notes: Establish a baseline and average monthly income. Establish base line and average monthly expenses. Build your baseline and average blueprint for mission. Set up a holding and operating accounts. Transfer baseline monthly amount from holding accoun...

Have you found yourself in a position where your home is eating up a massive portion of your budget, where every dollar seems to go toward your home? In this episode, Art talks about what to do in this situation. Art also discusses how to leverage your home for God’s Kingdom. Notes: Assess the why. Make a Blueprint for Mission. Consider downsizing. Consider refinancing. Consider increasing income...

Let’s talk marriage and money. In this episode, Art hits on two big topics—joint accounts and prenups, what they communicate and whether a couple should or should not have them. Notes: What joint accounts can communicate: Joint accounts communicate “our money.” Join accounts communicate “our expenditures.” Joint accounts communicate transparency. Joint accounts communicate trust. Joint accounts co...

Are you searching for a cheaper automobile to avoid an automobile loan? This episode is for you. In this packed episode, Art discusses the most and least reliable automobile brands, great cars under $10,000, and what to do if you are broke and need a car. Notes: 2012 Toyota Camry 2011 Honda Accord 2013 Honda Civic 2012 Toyota Corolla 2013 Mazda 3 2013 Subaru Outback 2010 Toyota Venza 2014 Ford Fus...

So, you’re ready to start saving for retirement. Great! In this episode, Art answers a common question, “Which should I do first, my 401(k) or a Roth IRA.” Art also discusses why getting the company match should take place before paying off debt. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

As parents, we want to raise our children to be generous, reflecting God’s generosity to others. In this episode, Art and Taylor discuss why we care about raising generous children and provide some generosity teaching tactics for parents. Notes: Use Give. Save. Live. jars. Allow them to give to the church or other areas of interest. Talk about the impact their generosity is having. Take advantage...

Welcome to warmer weather! It’s June and time for some smart money moves. In this episode, Art discusses five money moves that you should consider making this month. Notes: 1. Pay attention to student loan news. 2. Plan a no-spend, no-screen summer weekend. 3. Give away unused items. 4. If you are self-employed, pay your quarterly taxes (June 15) – Second payment 5. Prepare for hurricane season. R...

It looks like student loan payments will start back up soon. How did we get here, and what should you do next? Resources: Free Resources from Christian Money Solutions More Than Money Facebook Group Ask a Money Question!

Did your child recently graduate high school? They are about to face some harsh money realities. In this episode, Art provides five money realities that high graduates need to learn quickly. Notes: 1. Your college money decisions will have post-college consequences. 2. Generosity won’t magically begin when you make a certain amount of money. 3. Debt will crush your dreams. 4. Everything will not b...

You are ready to start your journey toward financial health for the sake of living and giving generously. Be careful with whom you surround yourself. In this episode, Art discusses the five people you need on your financial journey and the one to avoid. Notes: Your spouse (if you are married). The example. The cheerleader. The accountability partner. The spiritual mentor. Resources: Free Resources...

A recent study revealed that 26% of adults do not have anything they can turn to for trusted financial guidance. On this episode, Art talks with Courtney Markley about her work as a Christian Financial Counselor. Resources: Free Resources from Christian Money Solutions Markley Coaching Group Ask a Money Question!

Money Milestone 4 is to pay off all debt except for your mortgage, and we recommend using the debt snowball method. Should you include student loan in your debt snowball? And should you pay off your student loans before building your emergency fund or buying a home. Art and Taylor answer these questions. Resources: Free Resources from Christian Money Solutions More Than Money Facebook Group Ask a...

Are you looking for a vacation destination that will leave you with memories and not debt? From San Diego to Great Wolf Lodge, Art and Taylor provide some top, budget-friendly summer vacation spots to consider. Resources: Free Resources from Christian Money Solutions More Than Money Facebook Group Ask a Money Question!

Gen Z has an amazing opportunity to get started on the right stewardship foot. What money moves will Gen Z regret not making? In this episode, Art and Taylor discuss six of them. Notes: Not learning about money and God’s design for it. Not having financial goals or a plan. Not having a Blueprint for Mission. Not willing to delay gratification. Not investing for retirement. Falling for the façade....

What money moves do you need to make in the month of May? Art and Taylor provide six smart money moves you won't regret making. Plus, they spend some time discussing artificial intelligence. Notes: Find a high-yield savings account. Use your tax refund to take another financial step. Prepare for student loan payments to resume. Calculate the net cost of attendance for your child’s college options....

Do money worries keep you up at night? Do you find yourself anxious about money? In this episode, Art talks with his wife, Dr. Sarah Rainer, about how to address money anxiety through the lens of Scripture. Notes: Raleigh Kids Free Resources from Christian Money Solutions More Than Money Facebook Group Ask a Money Question!

A recent study showed that 74% of managers say Gen Z is more difficult to work with than other generations. Almost one-third said they had fired a Gen Z employee within 30 days. Here are some suggestions on how Gen Z can avoid getting fired. Notes: View work through a biblical lens. Show up on time and be reliable. Be proactive and take initiative. Set the phone down, listen, and ask questions. Be...

Looking for your forever home? Be careful. It may become a burden instead of a blessing. In this episode Art walks through with homebuying process and warns us about buying a “forever home.” Notes: 6 Steps for Buying a Home: Step 1: Determine your budget and get pre-approved Step 2: Start house hunting. Step 3: Make an offer. Step 4: Get a home inspection. Step 5: Appraisal. Step 6: Close the sale...

A recent study demonstrated that Millennials’ debt situation has grown faster than other generations. In this episode, Art and Taylor talk about the financial and emotional impact this may be having on Millennials and what Millennials can do about it. Notes: Lean into God and get a plan. Ask for forgiveness and take a step forward. Meet with a CertCFC. Go to war. Resources: Free Resources from Chr...

What books made the team? Art and Taylor put together their team of favorite money books. And we want to know who you think put together the better team, and what books were left out. Taylor’s team: Redeeming Money Treasure Principle When Helping Hurts Total Money Makeover Money, Debt, and Finances Art’s team: Gospel Patrons God and Money The Millionaire Next Door The Psychology of Money Master Yo...

This episode was a fun group effort from those on our social media platforms. In this episode, our listeners provide some unwise ways to spend a tax refund and some smart ways to spend those dollars. Resources: Free Resources from Christian Money Solutions More Than Money Facebook Group Ask a Money Question!

Should a parent leave equal inheritances for each child? Jim Wise, author of Inheritolatry, discusses with Art about what the Bible says regarding this and other important issue relating to estate planning. Notes: Inequality is permitted. Requests are acceptable. Limitations are prudent. Responsibility is required. Resources: Free Resources from Christian Money Solutions Ask a Money Question! Inhe...

What money moves should you make this month? Hint: Taxes are due! In this episode, Art and Taylor discuss five smart money moves to make in April. Plus, they discuss the improbable win by Taylor in the MTM Bracket Challenge. Notes: Seriously, pay your taxes. Do some financial spring cleaning. Don’t waste your tax refund. Celebrate Financial Literacy Month accordingly. Reflect Christ’s sacrificial...