More Than Money

How do people get debt-free? How do they stay debt-free? If you are wanting to know what debt-free people do, this episode is for you. In this episode, Art shares ten secrets of debt-free people. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

When should you start saving for a down payment on a home? In this episode, Art answers a listener’s questions about when and how to save for a down payment while walking through the 8 Money Milestones. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

A long-time More Than Money listener is concerned about the economy and wonders if increasing his emergency fund instead of paying off his car loan is the wiser move. In this episode, Art walks everyone through the 8 Money Milestones and answers the listener’s question. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

Sinking funds are a gamechanger for your financial health. In this episode, Art talks all things sinking funds—what are they, and how do you set them up? By the end of the episode you will be ready to implement this game changing strategy for your finances. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

Being mortgage-free is an incredible accomplishment. After all, it is Money Milestone 7. We want you to find yourself in a place where you no longer have a house payment. But should you use your emergency fund to pay off your mortgage? Art answers that question in today’s episode. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

Cooler weather. College football. PSL. The signs of fall are starting to appear. What should you be doing with your money over the next few months? In this episode, Art provides 5 must-ask questions for the fall. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

A listener has lost their tech job, and he is concerned. What steps should he take next? In this episode, Art provides some guidance for him and others who find themselves in a similar situation. Resources: Money in the Light of Eternity Free Resources from Christian Money Solutions Ask a Money Question!

Does your heart long to be a part of something greater than yourself? God’s most ambitious mission is ready for you to join. In this special episode, Art shares from his new book, “Money in the Light of Eternity.” When you follow God’s design for your life, you will find what no large bank account, big house, or fast car can provide. You will find your true heart. Resources: Money in the Light of...

A car lease is bad news for financial health. In this episode, a listener asks Art to talk her out of getting a car lease. Art does his best by explaining how a car lease works, why people get them, and why she should avoid them. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

The costs associated with homeownership go way beyond the mortgage payment. In this episode, Art talks about some of those expenses they don’t tell you about. Plus, Art answers a listener question about whether a 20% down payment is really necessary. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

God has designed married couples to be one in all areas, including their finances. What does a husband or wife do when their spouse just doesn’t care about the household finances? Art answers that question in this More Than Money episode. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

We have a long way to go and a short time to get there in this episode! During this episode, Art cover 33 practical tips to help you take the next step on your financial journey. Notes: Pray about your finances. Automate your generosity. Make your church the first place of giving. Give to an organization that does something you care about in a place you pay attention to. Do your Financial State of...

Is owning a home actually better than renting? There has been some debate over it recently. In this episode, Art provides the argument vs renting and homeownership an gives his thoughts on the matter. Plus, a listener is considering an adjustable-rate mortgage. Should he do it? Resources: Free Resources from Christian Money Solutions Ask a Money Question!

Is retirement savings for those with higher incomes? Is it possible to save for retirement with limited income? In this episode, Art provides hope for those who are trying to save for retirement with modest earnings. Stop assuming you must have a high income to save for retirement. Don’t underestimate the importance of your 401(k). Create a plan. Stick to the plan. Resources: Free Resources from C...

We want you to live more generously during your retirement years. In this episode, Art discusses four ways to retirement plans get derailed, or never even started. Leaving your 401k plan on autopilot. Not getting your company match. Not paying attention to expense ratios. Not adjusting your portfolio. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

Welcome to August! In this episode, Art walk through some money moves you should consider this month. Take advantage of tax-free days for school supplies. Take advantage of the last month for no-interest student loans. Declutter. Prepare for insurance rates to go up. Celebrate National Financial Awareness Day accordingly. Resources: Free Resources from Christian Money Solutions Ask a Money Questio...

What is an ABLE account? In this episode, Art talks about ABLE accounts for the first time and answers a listener question about withdrawing money from a Roth IRA to pay off her debt. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

Are you making some big financial mistakes? In this episode, Art covers some of the biggest financial mistakes he sees. Plus, Art answers a listener question about 401(k) withdrawals. Notes: Not giving. Not budgeting. Accumulating debt. Not having an emergency fund. Neglecting retirement savings. Impulse buying. Overlooking insurance needs. Ignoring investing. Not negotiating. Falling for get-rich...

You should be taking advantage of current high yields savings account rates right now. In this episode, Art provides the top high yield savings account rates for July. Notes: TotalDirectBank, 5.2% CFG Bank, 5.17% Western State Bank, 5.15% UFB Direct, 5.06% Popular Direct, 5.05% TAB Bank, 5.02% Vio Bank, 5.02% (via Investopedia.com) Resources: Free Resources from Christian Money Solutions Ask a Mon...

A scarcity mindset is simply fearing there are not enough resources available. This can impact your finances and relationships in a significant way. I this episode, Art discusses 5 signs that you may have a scarcity mindset. Notes: You regularly worry about money. You never feel like you have enough. You aren't happy when others succeed. You feel that to improve your situation, someone else's situ...

Interest rates are higher, and the housing market is tight. Is now the right time to buy a house? In this episode, Art talks with Jordan Hall about the housing market and whether now is the right time to purchase a home. Resources: “What Does a Real Estate Agent Do, and Do I Really Need One?” Free Resources from Christian Money Solutions Ask a Money Question!

This is for all the thrifty ministers out there! In this episode, Art provides six vacation spots where ministers can receive significant discounts. Ministers, you can take (and afford) a vacation! Notes: Quiet Waters Ministries (qwaters.org) Christian Hospitality Network (thechn.org) Elijah’s Harbor (elijahsharbor.com) Beulah Land Retreats (beulahlandretreats.org) Beside Still Waters (besidestill...

We are halfway through the year. How are things going? This is a great month for a check-up. In this episode, Art provides five smart money moves that you should consider making this month. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

This is the heartbeat of the MTM podcast. We want to see you get financially healthy for the sake of advancing God’s Kingdom. In this episode, Art talks with Chuck Lawless and Jeremy Berger about “holding the rope” for missionaries. Get ready to be inspired to be debt-free so you can better fuel the Great Commission. Resources: Free Resources from Christian Money Solutions Ask a Money Question!

A MTM listener wants to know if she should use her HSA to save for her son’s hearing aids. In this episode, Art walks listeners through HSAs, sinking funds, and how they can help you prepare for future medical expenses. Resources: Free Resources from Christian Money Solutions Ask a Money Question!