Money with Alpha

Planning is one thing.  Taking action that will help you achieve what is in your plan is another.  Having a strategy to do this is important, as without it, you will bend and sway with things that come along, and get easily distracted (aka Shiny Object Syndrome :-)). In this episode, I take you through the 5 elements that I have been taught, used and refined over the last few years and they are a...

The beginning of the year is a great time to take stock of where you're at, and what you want to achieve.  If you did any planning in the lead up to the New Year, then now is the time to clarify the actions you need to take so you can hit your goals. In this episode, I take you through the process I use: Identify or confirm your financial goals (and I'll talk you through how to set financial goals...

While retirement might still seem a while away, you probably already realize how quickly time flies. Making sure you are optimizing your cashflow, and putting what you can away for retirement - be it inside a government structure like Superannuation, a 401k, Pension Plans, etc, or separately saving and investing specifically for retirement, is important.   In this episode I break the Superannuatio...

Without clarity of Vision, it's difficult to know where you're headed. It makes goal setting almost impossible, and plans become completely random. In this episode, I include a webinar replay where I take you through the process I use, and everything falls more easily into place. There is reflection time is also included, as is money mindset and a habits review. With this, it's more likely that yo...

Christmas can be a time of great joy, but also great stress and overwhelm. It's certainly a time for finding as many ways to reduce the overwhelm as possible. This episode goes through some of the financial ways to help with this - from the cost of food (especially if you're entertaining), and also alternative present ideas that are based on being thoughtful and supportive, rather than big and shi...

What does it take to become financially organised? It is a combination of: Mindset Prioritised Tasks Systems and automation These are the elements I take you through in this episode.  Here is the free Personal Finances Checklist I refer to - https://www.money-madesimple.com.au/checklist  

Learn about the 3 components to securing your financial future: Time Clarity - look to the future to clarify your present Action - aligned to your values and lifestyle vision Here is my special Black Friday offer that shows you how to do this! Here are some calculators to help you: Compound earnings Paying off your mortgage Retirement balance

In this week's episode we hear from Kylie Hayes about her personal and business journey.  At the core of it is following your intuition, speaking up, and having confidence in yourself. She started out as a mathematician who travelled the world as a management consultant, and then helped her husband build a successful winery brand, by setting up the systems and process, and managing the people side...

After being asked so many times - "how do I make my chocolate" and all the other things I make, and "how do I fit everything in?", I decided to do an episode showing you how! In this episode I show you how I make: Vegan, refined sugar-free chocolate  Almond milk Moisturising Body scrub In a previous episode I showed you how I make my own Spelt Sourdough Bread . Making your own is a great way to: k...

Running a business can certainly be challenging, and many business don't survive their first 3 years. Lana Surnina from On Tap Digital has found a way to make success more of a certainty! In this conversation she talks about her own business journey, and why what she is doing now helps her clients become more profitable.

How can I make more money? How can I keep more of the money I'm making? How do I invest? What about Self-Managed Super Funds? How do I invest for my kids? Can I pay my mortgage and invest at the same time? Do you ask yourself some (or all) of these questions, and more? In this episode I go through some of the mindset behind money, as well as answering some of these fundamental questions.

Lisa Rowland shares how she has found a way to make money on the side, while also saving money on household items and going low tox in the process, with Melaleuca Wellness. She shares her journey and also her passion for what this lifestyle offers!

Money is energy, and energy flows. Wouldn't it feel nicer to be IN the flow, rather than AGAINST the flow of money? In this week's episode, I go through how to bring your mindset and systems together, to be IN the flow of financial abundance. Also, here is the link to a new mini-program I'm running on this called Money Flow (starting 28 October) - www.money-madesimple.com.au/flow  

Understanding our Core Values give us the foundation to see where things are and aren't flowing in our money life (and life in general). Aligning your Values and Money makes life SO much easier and more abundant. In this episode I talk about: What Core Values are and why they are important Your Personal Core Values Your Business Core Values Aligning your Core Values (both personal and business) to...

Investing is something that we all need to be doing.  Reaching financial independence before we retire, and having a comfortable retirement can only happen when we invest regularly over time. The thing is, where do we learn how to invest?   There are lots of courses out there, but choosing one can seem overwhelming and potentially expensive. There are some basics that you need to know, so you can...

There are SO many apps out there.  Not all are helpful, and some cost a lot of money over time. In this week's episode I take you through the money apps I use and why.  Also, I don't pay for any of these.  They each offer a service (which I use and pay for that way), and these apps purely help to make life easier. During the episode I talk about micro-investing, and here is a Free Guide that I hav...

Money Systems will help free up your mind and reduce stress and overwhelm about money.  Knowing what is going on and where you're money is going makes a huge difference. In this episode I talk about: What a Money System is Why you need to understand your business finances and what systems are currently being used, and whether they are useful to you How to build personal wealth through a money syst...

What does it mean to "future-proof your finances"? It means to look into the future and make decisions in the present to help you achieve the future lifestyle you want. There are often a few obstacles to this: 1) Knowing what you want; and 2) How to know what to do in the present. This episode helps you with Number 2 (I have previous episodes where I go through Number 1).  Looking at you currently...

Much of Money Mindset work is based around thoughts, affirmations belief systems and habits.  It's very much about psychology.  In this week's episode, I want to elevate this conversation into the practical - how does our mindset around money impact us in our daily lives? There are 5 elements that I go through in this episode. This was recorded as part of my annual webinar series, so if you want t...

Finding purpose in life is something many of us are seeking, and it's a journey.  Something I've learned on my journey, is that this also applies to money. If your money doesn't have some kind of purpose, it too easily disappears, making it more difficult and frustrating to get where you want to go (assuming you know where you're going).  Here are the key elements of giving your money a purpose: B...

Managing money is not something many of us are explicity taught how to do.  We learn by observing what our parents do, what others do, and what society says we "should" do.  We might get some direction instruction if we're lucky enough to have parents or people around us who are able to manage money well, and then teach us in a way that we understand. For me, it was completely random, until I star...

As children we learn through stories.  Swashbuckling characters, heros, villains, obstacles overcome, and mysteries solved.  They are etched in our minds and form the basis of how we learn and how we share what we have learned and how we feel. For instance, I love puzzles and solving problems.  My first "literary love" was Agatha Christie.  To this day I still love reading her books and watching t...

What are Money Beliefs?  How are they formed?  How can they be changed?  What impact do they have on your relationship with money and how you then manage money? This is what I talk about in this episode, which is a recording from a Webinar that I delivered. Here is a link to the Money Essentials for Business Owners program that I refer to: Money Essentials for Business Owners - Learn Money Managem...

Nearly everything in our life stems from how we see and process it in our minds.  Money especially. In this episode I delve into 5 mental elements to manifest and experience financial abundance: Getting a good night's sleep Eating good, nourishing food and drinking enough water Awareness (of the patterns in our live and the lives of those closely related to us) Meditation and/or mentally quiet tim...

Money is a topic that is always on everyone's minds, and particularly these days.  So much is written in the media about the economic situation, and we see it daily in all our bills. To help with this, I have turned what I do one-on-one with clients into a live group online program called " Money Essentials for Business Owners ". The program is officially launching on Monday 15 July, and I'm very...