Money with Alpha

What does business growth mean to you?  What do you think is even possible? These are important questions to ask yourself and to clarify as you build a business.  Otherwise, you become reactionary and may end up building a business that feels more like a cage. Speaking with Business Mentor and Strategist, Paul Farmer, we delve into these topics and more, also talking about what strategy even is, a...

In this episode, we're diving into a topic that trips up so many women—especially business owners: expecting strategy when you're only getting compliance. Alpha breaks down the crucial difference between compliance (think: tax returns and BAS statements) and strategy (like cash flow planning and profit analysis). If you've ever assumed your accountant or bookkeeper would "just take care of everyth...

Regardless of the business structure that you have, it's important to separate your business and personal finances. You have your own personality and Core Values, and so does your business. Think about how you respond to challenges as a business owner versus as a parent. You will come at the problem very differently.   In this episode, I go through:  It's easier to see where and when your business...

In this joyful and eye-opening episode, Alpha is joined by the vibrant Sammy Barnett—nutritionist, speaker, and soon-to-be author—who shares her powerful journey from childhood panic attacks to helping others reconnect with their bodies through food, fun, and self-awareness. Together, they explore the deep links between nutrition, anxiety, and financial wellbeing—and how slowing down, creating spa...

What do you like to do for fun?   If this isn't a question you've asked yourself for a while, then you're OVERDUE to schedule in some fun. If your fun requires funds (money), then make sure your cashflow/budget has money being put aside for you to enjoy your fun without financial regret. It's vital to enjoy fun - it's prioritising you (and let's face it, you're probably holding the world/family ar...

In this episode I talk about that (distant, or not so distant) goal of... retirement! When lifes slows down and we can finally relax and enjoy life...  Well, that's so long as there is enough money to support the lifestyle you want. A few questions and concerns that I hear a lot are: How much do I need to retire? How much will I need to live on in retirement? What can I do now to help me get to wh...

Beliefs are powerful and have the ability to either derail us or empower us.  This week's topic was triggered by a realisation that I client of mine had about her beliefs around money.  It was both emotional, heartbreaking and empowering to see her remember what caused one of her core beliefs around money. I wanted to share some of the work I do around money beliefs, so in this episode I go throug...

Micro-investing should form part of everyone's investing strategy, I believe.  It's also a great way to get started on your investing journey, and it's a great way to get kids started too! Here are the areas I cover in this episode: Why do you want to invest? What is your timeframe for investing? What is the difference between passive and active investing What is Asset Allocation and why is it imp...

When it comes to investing, many women feel hesitant, unsure, or even fearful—and that's completely understandable. We've worked hard for our money and naturally want to protect it. But what if the key to investing confidently isn't about doing more, but rather doing what aligns with  who you are ? In this episode I go through some areas to help you understand this better, including: Start simple...

If you're experiencing indecision and a lack of confidence managing money and growing wealth, this episode can help you understand why and move past it.  Here are the 5 elements I go through: Vision and Values - be clear on what lifestyle you want and why Learn - where you have knowledge gaps, find books and potentially courses to help you find out more Listen - to people who have done what you wa...

Uncertainty is part of life.  The dial on this is pretty high at the moment though - structures are being challenged around the world, and money market charts are looking like a rollercoaster. How does that impact how you think about money, and also how you manage your money? That's what I cover in this week's episode - there are 3 elements that I take you through. It is simple, but not always eas...

Living day to day it can seem difficult to break out of this and make changes.  Habits can feel difficult to break. So, what are 3 simple ways to get some momentum when it comes to your money?  Have a listen to this episode to find out!   In summary, I go through: Invest regularly (and how) Develop a savings habit (and how) Review your insurances (you can find hundreds of dollars!)  

As women striving for financial empowerment, we often think we can manage everything ourselves—or that one advisor will do the trick. But true financial clarity and confidence come from building a team of professionals who each bring a unique skill set to the table. In this episode, I'm joined by Nicola, a passionate tax accountant, and Cassie, a finance broker with a knack for helping clients tur...

Human Design is a great tool for understanding how you operate in multiple areas of your life.  It also helps to de-personalise events that happen within a relationship.  Plus, it helps you understand your kids and family dynamics to the point where you can either prevent conflict or diffuse it easier when it happens. From a money perspective, there is a "money line"!  We talk about that in this e...

Do you get caught on the treadmill of "doing", rather than "being"?  I often hear the "we are Human Beings, not Human Doings", and while it's catchy phrase, it does right true.  Getting caught up in the "doing" is something I'm constantly trying to break free from, and if this is something you can relate to, then this episode can be a reminder to help you. The 5 elements I go through in this episo...

Financial independence is important.  What is it though, and how do you achieve it? That's what this episode covers!  Focusing on: Having a bank account in your sole name, that only you can access Knowing where your money is going and coming from Understanding anything that you are being asked to sign Having control of what you spend, without guilt or control. Here is a link to free masterclasses...

Here are the  Wealth Quadrant  elements: Income minus Expenses  Assets (what you own) minus Liabilities (what you owe) With the money that you have left over each month (aka once you deduct your expenses from your income) - hopefully you have money left over (if you don't, then that's a whole different topic!), you invest it in Assets.   These Assets are how you build wealth. Assets are something...

This week I interview my 80 year old mother and my 9 year old daughter, about money.  We are all at different times on our life and money journey, and in this episode that becomes very obvious!  My mother's experiences are very different from mine, yet I learned a lot about money from both my parents. My daughter is also learning about money from me and my husband, and her journey will be differen...

What does the feeling of being in "flow" mean to you? For me it means ease and calm and when things just work. How does that sound to you?  In this week's episode I talk about how you can achieve that, and what I do to keep in flow and get back into flow (because let's face it, sometimes life throws some curveballs!).  Here are the 5 components:  Clarity of Vision  Purposeful Money  System (for ma...

A great conversation about an important money topic that impacts most of us - financing to buy a home, or an investment property, or a business.   Cassie from Grow Well Financial talks about some of the main pain points she sees, and how you can prepare yourself to overcome them.  Lots of great tips and information gems in this conversation.   Here is where you can contact Cassie and find out more...

It's easy to feel overwhelmed about money when there are so many unknowns - how much do you need in retirement? How do you invest? Do you invest while paying off debt? What else should you be doing? The questions feel like they are endless, and then comes the "how do I set financial goals and then actually achieve them? This episode is designed to help you answer some of these questions, specifica...

What an awesome conversation this week with Michelle Saunderson from Those 2 Sisters!  We talked about so many relevant topics, such as overcoming/working on our money stories, building a successful business as an iterative process over time, building trust in a business partnership (even when it's with your sister), the growth and evolution of women as we enter new stages of life (both the joy an...

In this episode I take you through the 5 pitfalls I see many people fall into when it comes to money, and they revolve around: Acknowledge your progress Don't underestimate the power of compounding Big actions aren't necessary Don't confuse avoidance for a lack of ability Stop judging yourself about not taking action sooner. This is a powerful episode, and hopefully one that helps propel you forwa...

Our capability to manage your money isn't just about knowing what to do, it's also being aware of what is holding you back - this is primarily routed in your Beliefs and Stories/Experiences, mainly from your childhood and formative years. Knowing about mindset is one thing, knowing how to improve it is another.  In this episode, I take you through the process I use and how to help yourself when tr...

When we set goals, it's usually to do something or have something more than we have right now.  Do you know what you will do when that "something more" happens?  If we don't have a plan or purpose for this addition we are working to bring into our reality, it is too easy for this to just slip away because it doesn't have a place in our life. In this episode I go through some ways to help you make...