Money and Me

When the world feels unstable, doing nothing might be your smartest move - or your biggest mistake. As geopolitical tensions and rising energy prices reshape markets, investors are being forced to rethink where safety truly lies. With Daniel Sim, Founder of Golden Goose Properties, we explore the critical “foundations first” approach - liquidity, protection, and resilience - before dep...

S-REITs are under pressure - where is smart money quietly stepping towards? Rising oil prices linked to the Strait of Hormuz are driving costs higher and dragging REIT valuations lower. The iEdge S-REIT Index has slipped, but analysts say this correction may be opening a rare window of opportunity. We unpack First REIT’s Indonesian divestment and whether its special distribution is...

What if your property could double its yield - without buying another one? We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines. From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields. But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity...

Even after life-saving surgery, a critical illness claim can be denied. What are you covered for and why? We explore how definitions influence payouts and highlight what consumers seeking "best" or "comprehensive" coverage need to know. With Elijah Lee of Phillip Securities, we unpack what every policyholder must understand about fine print, exclusions, and evolving medicine. From comparing insure...

If the biggest thing holding you back from investing is just not knowing where to begin, we have got you covered today. We break down what really matters when choosing an investment platform - beyond the hype and flashy interfaces. What do you most need as an investor and how can you match your investment needs from Singapore with a cost-effective platform? We also unpack copy trading, platform sa...

Veteran of the crypto market CEO of Morph, Colin Goltra is optimistic that the average person will comfortably let AI spend money on their behalf by the end of this year. A new wave of “agentic commerce” is emerging, where AI agents can negotiate, decide, and transact on your behalf. But with convenience comes risk: how do you trust an AI with your wallet, and what guardrails actually...

What if the next big investment opportunity isn’t in the US, but right next door in Asia where much of AI's backbone is being built? We zoom in on the “Golden Triangle” of Japan, South Korea and Taiwan, and why this region could power the next phase of global growth. From Japan’s corporate reforms to Korea’s semiconductor cycle and Taiwan’s dominance in advanced...

AI is getting cheaper, smarter - and possibly reshaping everything from property to portfolios. In this episode, hosted by Michelle Martin, we discuss the implications of agentic AI on real estate and what AI commoditisation could shift power towards - platforms, data, or distribution? Then we look closely at China’s rapid AI deployment and ask if it gives them a lasting edge, or if the US s...

Wall Street explodes higher as hopes of a U.S.-Iran de-escalation sparked a powerful relief rally across global markets. But with the Strait of Hormuz still constrained, energy supply risks remain dangerously real beneath the surface. Are markets transitioning into a new, more volatile regime? Also, it is getting harder to figure out interest rate direction.  What does a “trapped Fed&rd...

Michelle Martin chats with the Chairman of real estate agency Crestbrick for insights into today's valuable property and prospects for future gains. A sold-out launch in Tampines and rising global uncertainty are reshaping how investors view property. Rivelle Tampines’ rapid sales at nearly $1,900 psf raise questions about affordability, demand, and the evolving upgrader market. Geopolitical...

When geopolitical shocks ripple through supply chains and markets, what should investors hold onto? The war’s ripple effects are spreading - from energy disruptions hitting everyday businesses to growing stress across global markets. Michelle Martin speaks with Swapnil Mishra, Author of Investing for the Clueless, Reckless and Overly Cautious, on how investors are navigating this uncertainty...

Where is the Asian equivalent to Fort Knox? How can you invest in physical gold? Michelle Martin breaks down the surge in gold investing as prices hit record highs and uncertainty drives demand for safe havens. With guest Ong Xun Xiang, Head of ETFs at Lion Global Investors, we unpack how gold ETFs offer access without the hassle of storing physical bars. What exactly is a “physical gold ETF...

Oil spikes, gold stumbles, and private funds start locking the gates - are investors missing the real risks? March has reshaped the investing landscape as geopolitical tensions send oil soaring and markets into flux, hosted by Michelle Martin. Brent crude surges past $120, forcing investors to rethink inflation, energy exposure and portfolio resilience. At the same time, gold’s unexpected de...

As Asia ages at record speed, the old “save then spend” playbook is evolving. Michelle Martin speaks with Andy Budden of Capital Group on why a 100-year life demands a complete rethink of investing. From China’s pension pressures to Singapore’s CPF LIFE, the gap between savings and real needs is widening. We explore why income resilience - not just portfolio size - is the n...

From weak demand for REIT fundraising to a sharp selloff in one of Europe’s biggest companies, markets are sending mixed signals, hosted by Michelle Martin with Willie Keng, Founder, Dividend Titan. ( https://www.dividendtitan.com) Lendlease REIT’s preferential offering saw a tepid response, raising concerns about investor appetite for yield plays in a higher-rate world. At the same ti...

What if one person, one idea, and one restless night could build a global gaming success? Michelle Martin sits down with 33-year-old Yeo Ying Zhi, founder of YYZ Studio, to explore how indie developers are reshaping the gaming industry. From building Havendock  into a 100,000-player hit to creating viral web games like  Enchanted Heroes , YYZ shares what it really takes to go solo. We un...

A niche corner of real estate is quietly delivering strong income - but is it built to last? Michelle Martin explores whether purpose-built worker and student housing can offer investors stable, resilient returns in uncertain markets. Hosted by Michelle Martin, with insights from Centurion Accommodation REIT’s Chief Investment Officer Ginny Ang, we unpack how the REIT beat its DPU forecast a...

Oil above $110, war risks rising - yet markets are climbing… what’s really going on? Michelle Martin explores the surprising resilience of equities as the Fed holds rates steady despite inflation and geopolitical shocks. We unpack how Middle East tensions - from Iran to Qatar - are reshaping energy markets and reigniting inflation fears. At the same time, capital is rotating into AI,...

If you want to bank on the picks and shovels play behind the AI Capex spend, you need to understand growth drivers.  Investors have been piling into semiconductors but what if you wanted to look beyond NVIDIA? As computing demands grow, bottlenecks are springing up like traditional copper wiring slowing data transfers because of their heat constraints.  Enter photonics: a whole field dev...

The era of “set it and forget it” ETF investing is being challenged - are passive ETFs no longer enough? Michelle Martin dives into the shifting ETF landscape with Aman Pujara, Director of Quantitative Research and Portfolio Construction at Syfe, as investors rethink the classic “VOO and chill” strategy. Hosted by Michelle Martin, this episode explores why active ETFs are r...

Cheap mortgages, a flood of resale flats, and a widening condo price gap - is 2026 the year to buy, sell, or refinance your property? Michelle Martin explores Singapore’s unusual property moment and what it might mean for you. Daniel Sim, Founder, Golden Goose Properties and Michelle unpack whether owners should sell ahead of rising competition, refinance their loans while rates are low, or...

Are investors focusing too much on headline DPU when evaluating Singapore REITs? Michelle Martin examines why the familiar distribution-per-unit number may not tell the full story. In this episode of Money and Me , we explore whether investors should shift their focus from the quantity of distributions to the quality and sustainability behind them . REIT specialist and Wealth Advisory Director Ken...

There will soon be a new way to grow your CPF savings, what do you need to know? In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board. Will you still have access to CPFIS? What sort of products might you be able to invest in? How does portfolio rebalancing happen? Has this scheme been successful elsewhere? What sort of returns...

When markets shake, your instincts may tell you to run  and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage. What separates disciplined investors from panicked sellers...

What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me ,  hosted by Michelle Martin , we dive beneath the headlines with Paul Musson, author of  Capital Offence: Why Some Benefit At Your Expense . Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why...