Money and Me

S-REITs have raised at least S$4.5 billion in equity funding this year, while average distribution yields of around 6.2% continue to tempt income investors. But after years of weak capital performance, are investors still being paid to wait—or overlooking deteriorating assets and balance sheets? Michelle Martin speaks with Kenny Loh, REIT Specialist and Wealth Advisory Director, about where...

Is one of the market’s biggest investment narratives starting to shift? Michelle Martin speaks with Alvin Chow, Co-founder of Dr Wealth , about calls to slow frontier AI development, the surge in cybersecurity stocks and where the next AI winners could emerge. They also unpack the Fed’s rate decision, inflation and oil risks, before putting  McDonald’s and Tencent  unde...

Is Nvidia just one slice of a much bigger AI investment story? CEO Jensen Huang describes artificial intelligence as a five-layer cake: energy, chips, infrastructure, models and applications . Michelle Martin speaks with  Brandon Ho, CFA, Head of Investment Advisory Singapore , to unpack where companies including Constellation Energy, TSMC, Broadcom, Micron, Microsoft, Alphabet, Palantir and...

If you’re living overseas for a few weeks or months, what’s the smartest way to pay without carrying a wallet full of cards — or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney , about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really...

Singapore’s housing market could be entering a new phase. The BTO household income ceiling is rising to  S$16,000 , while the Executive Condominium ceiling moves to  S$18,000 - potentially widening the pool of households eligible for public and subsidised housing. At the same time, thousands of new BTO flats are coming onto the market, with a growing number of HDB flats reaching th...

For much of 2026, investors have been waiting for US interest rates to fall. After Federal Reserve Chair Kevin Warsh’s hawkish Jackson Hole debut, should they be preparing for another hike instead? Michelle Martin speaks with Simon Ree, Founder of Tao of Trading, about what Warsh’s inflation-first message could mean for the Fed’s next move, why Christopher Waller could provide th...

Enter the moneyverse with Michelle and her guest who explains that there are invisible rules to the systems that generate and perpetuate wealth and economies we all need to understand. Why can you know how to budget, save and invest - and still struggle to get ahead? Michelle Martin speaks with Lionel Lee, author of  Into the Moneyverse: The Real World of Money and Why Financial Literacy Alon...

AI has dominated markets, but could some of the more interesting long-term opportunities now lie elsewhere? Michelle Martin looks at two structural themes: healthcare innovation and the infrastructure required for global electrification with four names in focus. We also examine what separates a genuine megatrend from a compelling investment story, the risks of paying too much for long-term growth,...

Bonds are supposed to bring stability to a portfolio, so why have so many investors fallen out of love with them - and could that make them more interesting today? Michelle Martin speaks with  Willie Keng, Founder of Dividend Titan ( www.dividendtitan.com ) , about where bonds fit alongside dividend stocks.  They also tackle one of investing’s hardest decisions: when to sell . How...

Michelle thinks this is going to be a huge bestseller in Singapore and around the world, and it is a book any investor should pick up. Thomas Chua achieved financial independence at 31 and argues that ordinary investors can build long-term wealth with a focused process that takes as little as an hour a day. Michelle Martin speaks with  Thomas Chua, author of The Lunch Break Investor  and...

More Singaporeans are hitting their CPF retirement targets, but is having enough to retire the same as having enough for the retirement you actually want? Two very different visions of ageing are emerging in Singapore. Private assisted living can cost upwards of $8,000 a month, while demand for more affordable Community Care Apartments has been lacklustre. Michelle Martin speaks with Elijah Lee, S...

Michelle Martin speaks with Cheng Chye Hsern, Head of Investment at Providend , about what is driving the AI sell-off and the growing use of off-balance-sheet financing to fund the enormous data centres and infrastructure behind the AI boom. What risks should investors be watching? They also examine why long-term bond yields are rising in the US and Singapore, what higher yields mean for bond inve...

CPF helps pay for some of life's biggest needs - from housing and healthcare to retirement. But could using too much CPF for your home today leave you with less tomorrow? Michelle Martin speaks with Brent Seah, Assistant Director, Outreach & Partnerships at CPF Board , about how to assess whether your retirement savings are on track, make better use of CPF throughout your working years, and ba...

Is South Korea’s bruising sell-off creating a buying opportunity? Does Alibaba become more compelling as it sells businesses to double down on AI? And with 30-year US Treasuries yielding around 5.25%, is that an attractive return - or a warning about risk, especially for Singapore investors exposed to a weaker US dollar? Michelle Martin speaks with Swapnil Mishra, author of  Investing f...

Could sticking to familiar choices like cash and stocks leave a gap in your portfolio? A new BlackRock survey offers fresh insight into where investors are putting  their money. Michelle Martin speaks with Koay Hui Sien, Head of iShares Fixed Income Product Strategy for APAC at BlackRock , about the opportunity cost of holding too much cash, concentration risk in ETFs and what bond ETFs can o...

Singapore is proposing significant changes to its en bloc rules, potentially making it easier for some ageing developments to be sold collectively - even when a sizeable group of owners wants to stay. Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties , about what really drives a successful collective sale, how homeowners can judge whether an en bloc payout is enough to buy...

Singapore’s banks are delivering record results, but with wealth management increasingly driving growth, which of DBS, OCBC and UOB offers the strongest investment case? Michelle Martin speaks with Alvin Chow, Co-founder of Dr Wealth, about what the numbers reveal and where value may lie beyond the STI. They examine  Singapore’s new and first mid-cap focused ETF, we also take a cl...

Should S-REIT managers tell investors more about what lies ahead? Michelle Martin speaks with  Kenny Loh, REIT Specialist and Wealth Advisory Director , about the push for stronger forward guidance from Singapore REITs and whether greater transparency could lead to better investment decisions. What would constitute meaningful guidance? What are investors currently hearing  from investor-...

Nearly half of consumers are already using AI to help guide savings and investment decisions. But when does a useful financial tool become a dangerous shortcut? On Money and Me, Michelle Martin speaks with Christopher Tan, CEO of Providend, about what AI can genuinely do well when it comes to investing and financial planning - and where its limitations matter most. See omnystudio.com/listener for...

The STI has enjoyed a strong run, but not every blue chip has kept pace. 3 stocks have all lagged the benchmark - after years of disruption, restructuring and investor patience being put to the test. Michelle Martin speaks with Chin Hui Leong, Co-founder of The Smart Investor, to examine whether the market is overlooking opportunity or correctly pricing in risk. They unpack DFI Retail’s exit...

Could Tesla and SpaceX ever merge, or are geopolitical realities too great to overcome? We examine SpaceX's first earnings report as a public company and whether investors sitting on losses should take comfort from the recoveries of companies like Meta - or worry about becoming the next Alibaba. We also debate whether soaring profits at the world's biggest oil companies are a sign of corporate gre...

The Straits Times Index has just delivered its strongest monthly gain since November 2020, surging 8.8% to a fresh record high. But after such a powerful rally, where do investors go from here? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about what's been driving Singapore's stock market, and what to watch as Singapore's major banks report earnings, as Michelle asks whether...

What is the best way to spend during retirement? Michelle Martin speaks with Grace Tay, Associate Director at Finexis Advisory, about one of the most overlooked aspects of retirement planning: the decumulation phase. They discuss why retirement investing requires a completely different mindset. The conversation also explores the 4% withdrawal rule. You may actually do better with spending a differ...

Beyond dialysis there is still kidney care! When chronic kidney disease reaches an advanced stage, many patients assume dialysis is the only option. But it may not always be the best choice. Singapore has launched  Renalssance , a pioneering national initiative that integrates palliative care earlier into the treatment of advanced kidney disease. Michelle Martin speaks with  A/Prof...

How are retail traders responding to a year dominated by geopolitical tensions, volatile oil prices and shifting market sentiment? Michelle Martin speaks with Dani Magner, Chief Growth Officer at Plus500, whose platform serves around 33 million users worldwide, about what trading data from Singapore reveals about investor behaviour in 2026. This discussion is for educational purposes only and shou...