Money and Me

Ever wished every time you spent, you were also investing? Host Michelle Martin explores a new robo-advisor with guest Kelvin Liew, Head of Wealth & Trading at Revolut. If you have no time for research or are new to investing, could an automated portfolio be the answer? Revolut, known for money transfers and multi-currency spending, has launched a Robo-Advisor in Singapore, offering a fully au...

Singapore is expanding its list of recognized foreign medical schools, giving aspiring medical students more options to study abroad. Hosted by Michelle Martin, this episode features Dr. Dexter Sim, Medical Doctor with the UK’s NHS and Senior Medical School Admissions Consultant at Crimson Education. He breaks down the newly recognized institutions, the competitiveness of local versus overse...

Founder of the Tao of Trading, Simon Ree, joins Michelle Martin to discuss the market’s current valuation landscape. He highlights that the Cyclically-Adjusted PE (CAPE) ratio stands at 38 - making U.S. stocks 97% more expensive than historical averages. Against this backdrop, how should investors assess their exposure to AI stocks as concerns grow over AI infrastructure spending? Is AI opti...

Hosted by Michelle Martin who invites Arun Pai to this episode to unpack Trump’s 10% tariff on Chinese imports and the closure of the "de minimis" loophole. What do the moves mean for US interests? Then the discussion shifts to whether DeepSeek can reshape semiconductor demand in Asia. As AI shifts from training to inference, is a sector rotation from hardware to software underway? Find...

Hosted by Michelle Martin, this episode explores the financial impact of Singapore’s Platform Workers Act with Elijah Lee, Senior Financial Services Manager at Phillip Securities. How will mandatory CPF contributions reshape the financial security of gig workers? With 62% citing rising costs as their primary worry, what are the trade-offs between immediate take-home pay and future financial...

Michelle Martin explores how businesses can thrive in the AI era with Professor Jason Davis, Associate Professor of Entrepreneurship and Family Enterprise at INSEAD.  Discover how businesses are leveraging AI using key strategies outlined in his book  Event Horizon Strategy: Enhance Careers, Create Business Value, and Avoid Industry Disruption with Generative AI.   Learn why the int...

Amidst an escalating trade war as President Trump imposes tariffs, triggering significant market declines, what does China's DeepSeek AI's disruptive force mean for the AI infrastructure investment theme? Michelle Martin speaks with Cheng Chye Hsern, Head of Investment, Providend and their conversation unpacks the impact on AI investments alongside surprises in S&P 500 earnings...

Join Michelle Martin on Money and Me as she explores the rising threat of deepfake fraud with Bala Kumar, Chief Product and Technology Officer at Jumio. With identity fraud surging in Singapore, the conversation delves into how AI is enabling scammers to create convincing fake videos and voices. Bala shares insights on the role of deepfakes in identity verification and the challenges facing banks...

Glimpse into how in five short years economies, careers and businesses could be redefined in this conversation between Michelle Martin and Theo Scherman, Chief Strategy Officer at Hitachi Asia and author of  Infinite Futures: How Technology and Innovation Will Redefine Humanity by 2030 . Discover how AI, renewable energy, and digital connectivity will reshape economies, redefine GDP, and driv...

What is on this investor's high quality dividend stock list? If your runway is short, will the dividend approach still offer deep value ? How could you think of using SRS or CPF in relation to dividend investing ? In the universe of REITS, are S-REITS still attractive in 2025? Find out the answers to the episode where dividend investing in 2025 from a Singaporean perspective takes centrestage. Joi...

You can already smell and feel those crisp bank notes, now what should you do with the money?  Michelle Martin, explores why ang pows have become a tradition and what the meaning behind the tradition can teach us about giving and receiving today with her guest, Christopher Tan, CEO of Providend. Tune in for actionable advice to start 2025 well and with your ang pow money working  fo...

Join Michelle Martin and guest Arun Pai from Monk’s Hill Ventures, as they discuss the evolving landscape of quantum computing from a VC investor perspective. What is Silicon Valley talking about in this arena? Michelle and Arun also discuss Trump’s return to power, examining its implications for SEA economies. They also cover the TikTok saga—will Elon Musk, Kevin O’Leary,...

Join Michelle Martin on  Money and Me  as she dives into the upcoming changes to MediShield Life with Jake Lim, book author and Founder of Money Mindfulness Ltd. This episode unpacks the new claim limits, expanded coverage, and premium hikes set to roll out from April 2025. Jake shares insights into how these changes impact seniors, vulnerable groups, and policyholders with Integrated Sh...

Heard of the landmark CPF changes for Singapore's gig workers?  The law allows for legal protections in the areas of injury compensation and retirement benefits. It also includes CPF deductions starting January 2025. Explore strategies for money management amidst rising expense-to-income ratios, especially for platform workers with variable incomes. Uncover investment opportunities, from ETFs...

On what grounds can a child sue his parent for maintenance? When does financial support from a parent to a child end in the eyes of the law?  We dive into the details with Justin Chan, Managing Partner, Justin Chan Chambers LLP. See omnystudio.com/listener for privacy information.

Join Michelle Martin on  Money and Me  with Cheng Chye Hsern, Head of Investment at Providend. Explore what the strengthening USD means for Singapore’s economy and the stock market in 2025. Gain insights into the volatile performance of S-REITs and whether a rebound is on the horizon. Learn why Singapore’s local banks had a record-breaking 2024 and if their momentum will cont...

Hosted by Michelle Martin, this episode explores how S-REITS' performed in 2024 and the possible outlook for 2025 outlook for Singapore-listed REITs with Kenny Loh, REIT Specialist and Independent Financial Advisor. Gain insights into the best and worst-performing S-REITs, geopolitical risks, and a simple but clear strategy to balance yield and risk. The two also discuss opport...

Michelle Martin takes a closer look at the expectation around SingPost's special dividend with her guest Tim Phillips, founder of timtalksmoney.com . They also discuss how to set financial resolutions that make sense for 2025. See omnystudio.com/listener for privacy information.

Join Michelle Martin as she delves into the world of professional investors! Michelle speaks with Gerald Goh, Co-Founder and CEO APAC of Sygnum, to explore Sygnum's partnership with Moomoo Singapore to offer a fund meant for accredited investors. Are institutional and accredited investors increasing their crypto allocations? How do actively managed crypto funds differ from directly trading tokens...

Moving from full-time employment to starting a business can seem daunting but we have some great ideas from a Singaporean who moved from the army and PMO to starting his own business. Hear about his light-bulb moment as a dad changing a nappy and what he recommends we all do if anticipating a career switch. Guest : Daniel Sim, Founder Golden Goose Property. See omnystudio.com/listener for privacy...

Hosted by Michelle Martin, this episode dives into the investing trends of Gen Z with Christopher Forbes, Head of Asia at CMC. With nearly half of CMC's customers aged 20-30, Forbes sheds light on how TikTok trends like #FinTok are influencing financial behaviors. Discover how Gen Z balances high-risk assets, meme stocks, and cryptocurrencies with a focus on financial independence. Learn about the...

So you are turning 55 soon and are wondering what the closure of the CPF Special Account this January means for your retirement? Michelle Martin asks Elijah Lee, Senior Financial Services Manager, Phillip Securities, what people who have been using the CPF Shielding Strategy need to know.  Explore the CPF Special Account closure for members aged 55 and above this year, understand it...

Whether you believe in Bitcoin or not, it offers value in the area of diversification. What do investors need to know about the race by countries to become global crypto hubs? Join Michelle Martin and guest Nirgunan Tiruchelvam, Head of Consumer and Internet at Alethia Capital Equity Research, as they explore Singapore's growing role as a global digital asset hub. Discover how the city-state has o...

Hosted by Michelle Martin, this episode welcomes Simon Ree, Founder of Tao of Trading, to uncover the secrets of successful options trading. Explore the “8 Steps to Making a Profitable Options Trade,” a beginner-friendly framework for navigating the world of trading. From identifying market trends to refining strategies and managing risk, Simon shares actionable insights to simplify th...

Where can you find affordable property that can be converted to co-living space? Who is entering this business and why? Hosted by Michelle Martin, this episode of  Money and Me  features Benny Ong, Co-founder of I Quadrant , and Ivan Cai, Founder and Head of Research at I Quadrant . Together, they delve into the performance of Singapore’s property market in 2024 and share key trend...