Money and Me

Join Michelle Martin on  Money and Me  as she dives into the evolving world of diversification with  Christopher Tan, CEO of Providend . With US stock markets facing uncertainty and traditional diversification tools like bonds losing effectiveness, investors need smarter strategies. Is the classic 60/40 portfolio still relevant? What alternative assets should investors consider? And...

What are the warning signals of a US recession? Michelle Martin sits down with Swapnil Mishra, author of Investing for the Clueless, Reckless and Overly Cautious , to decode the latest market signals. With consumer sentiment plunging and manufacturing faltering, are U.S. stocks on shaky ground? Could Trump’s tariffs push the economy into recession? They break down banking risk...

Join Michelle Martin on  Money and Me  as she explores the recent surge in Singapore REITs, with the SREIT Index jumping 5.5% last week. Join Michelle and her guest Kenny Loh, REIT Specialist, as they discuss whether lower US Treasury yields, cooling fixed deposit rates, and SGX’s $5B stock package signal a long-awaited S-REIT turnaround. Will investors shift to REITs for better yi...

Hosted by Michelle Martin, this episode explores whether you can become a CPF millionaire solely through contributions with Chuin Ting Weber, CEO and Chief Investment Officer of MoneyOwl. Chuin Ting breaks down CPF-OA investing - when it makes sense and when it doesn't. Should you prioritize topping up your SA/RA or invest your OA? What’s the right portfolio mix for CPF investments? Plus, ho...

The biggest barriers to change aren't usually about technology, they're human. And if there are major problems with trust involved with the implementation at workplaces, that comes at a cost. Michelle Martin finds out more, in conversation with Dr. Cecelia Herbert, Workplace Behavioural Scientist, Qualtrics. See omnystudio.com/listener for privacy information.

It's a habit that is foundational to building wealth, but does this extreme budgeter think he can repeat tightening his belt the way he did 15 years ago today? How little do you really need to get by as a young working adult? Join Michelle Martin as she unpacks the mindset of the extreme budgeter, with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities. See omnystudi...

So your child has won a place at UCL or LSE? Well done, are you looking for a university pad? Michelle Martin goes to London to check out the property market with Matthew Burgess, Director of APAC at Regal. This episode explores the London property market from a Singaporean investor’s perspective. Should you buy or rent? What are the hot areas? What could your exit strategy be? How do the ty...

Hosted by Michelle Martin, this episode dives into the biggest market-moving forces shaping investor sentiment. With geopolitical tensions rising, a fresh wave of U.S. tariffs hitting global trade, and the surprise announcement of a U.S. sovereign wealth fund, are markets at a tipping point? Simon Ree, Founder of Tao of Trading, shares insights on a slow topping process and signs of the approach o...

Hosted by Michelle Martin, this International Women’s Day special is all about getting more women to invest with confidence! Daphne Tan, Director of Business Development at CMC Markets Singapore, shares her personal money journey and why investing isn’t as intimidating as it seems. Here how $5000 can become over $300k! Whether you’re in your 20s or 50s, there’s no bett...

As CDL’s leadership battle and stock plunge unsettle investors, we explore potential merger outcomes and what they could mean for minority shareholders. Meanwhile, global markets react to Trump’s escalating foreign policy shifts, sparking fears of rising U.S. isolationism. Could this reshape trade, investment flows, and financial stability? Plus, Bitcoin’s 20% surge following its...

Will Singaporeans increasingly look to Johor Bahru for property investments? Michelle explores the impact of the RTS Link and Johor’s Special Economic Zone (JS-SEZ) on housing demand, property prices, and investor sentiment with guest Daniel Sim, Founder of Golden Goose Properties. Can these developments reshape Singapore’s real estate market? What property segments stand to gain the m...

US stocks have been swan diving in the run up to new US tariffs on Canada, Mexico, and China. Set to take effect this afternoon (Singapore time), what could the tariffs mean for  global stock markets? Nvidia has tumbled 7% year to date despite strong earnings and guidance - what’s behind the drop? We also analyze shifting Fed rate expectations and the impact on investors. Singapore...

Michelle Martin meets Gareth Lloyd, international entrepreneur and founder of Truly Nuts. Discover how he transitioned from DJing to building businesses worth over $250 million. Learn how Truly Nuts pioneered the world's first savory Brazil nut, overcoming industry skepticism. Gareth shares insights into innovative funding methods, including profit-participating notes and equity deals. Hear about...

Join Michelle Martin as she invites Christopher Forbes, Head of Asia at CMC, to unpack the financial playbook for anyone choosing to live or work abroad. Learn how to navigate currency risks, taxation, and financial systems when investing globally. Discover strategies for asset allocation, hedging against volatility, and leveraging ETFs. Explore why Singapore is a prime destination for expat inves...

Join Michelle Martin as she explores the AI trade. Hosted by Michelle Martin with Thomas Rupf, Co-Head Singapore & CIO Asia, VP Bank, the discussion covers DeepSeek’s AI breakthrough and its impact on Singapore-listed tech and semiconductor firms. Should Singaporean investors increase exposure to Chinese tech, or does US regulation pose risks? The conversation then shifts to Trump’...

Just last week, major cryptocurrency exchange Bybit's cold wallet of etherium was compromised triggering a rush of withdrawals from users fearing potential insolvency. Here in Singapore in late 2024, Singapore’s regulator unveiled new measures meant to ring-fence Singapore customers’ assets to avoid the huge losses that can occur when cryptocurrency firms went bust - among them requiri...

Hosted by Michelle Martin, this episode explores the emerging role of AI in wealth management. According to the white paper, "Alpha Intelligence: The Investment Fund of the Future," 18% of funds are already utilizing AI to drive operational efficiencies and enhance portfolio value. We examine the intersection of AI and wealth management  with guest Christopher Tan, CEO of Providend.  See...

No ADB on her second property, areas that are coming into "regeneration" and interest-only mortgages are part of the reason this investor has gone from 1 - 15 properties in the UK. While she first bought her first UK property six years ago, what are interest rates for bank loans  like in 2025? How much cash would you need to put down for a loan as a Singaporean? How can one identify curr...

How much do you really need to be able to spend with ease when you retire? $600 thousand or $1 million dollars?  What if the answer was much less? Michelle Martin speaks with Invest Editor at the Straits Times Tan Ooi Boon to find out more about the reality of achievable retirement and how to think your way to that monthly spend for a happy retirement. See omnystudio.com/listener for privacy...

As markets hit record highs, should investors buy now or wait for a pullback? What do the historical numbers say about the probability of pullbacks? Are there ETF's that do well when markets reach ATH's? Meanwhile, Samyang Foods’ spicy noodles are heating up, but South Korea’s stock market is struggling. What lessons can investors learn from this divergence? Plus, strategies for invest...

Has your CPF account closed already because you turned 55 this year? Join Michelle Martin as she dissects how to make your CPF work for you when you turn 55. Should you keep your money in the 2.5% earning OA or move what you can to the RA for long-term 4%? What are the pros and cons of investing with your OA after age 55 either through CPF or in the open market? If liquidity of your CPF funds are...

What happens when the world's most powerful economy is run by people staffed by loyalty vs competence? Are markets complacent because of the "predictable, unpredictability" of the Trump administration and what does this all mean for investors? Five former Treasury secretaries warned that recent actions by the Trump administration and Elon Musk’s DOGE team at the Treasury Department raise &ld...

Hosted by Michelle Martin, this episode dives into the hotly watched sectors and businesses of APAC's IPO market with Bhavik Vashi, Managing Director, Carta, APAC & Middle East. What’s driving the region’s public listings? Beyond consumer and e-commerce, what are other secotrs poised for a surge? Why is India an interesting contender in the field? Which subsector of Chinese tech is...

How are ESG considerations transforming real estate investing? Join Michelle Martin as she explores the growing impact of sustainability on property investments. With ESG-linked loans dominating global lending and investors seeing stronger yields, the shift is undeniable. Keith Ong, co-founder and CEO of RealVantage, unpacks the numbers, risks, and opportunities in ESG-driven real estate. How do g...

Less than 500 square feet in size, over 80% of the new apartments were snapped up on their first day of sale. Why? Host Michelle Martin and Daniel Sim, Founder of Golden Goose Properties discuss when buying a newly built condo could fit your needs and when different strategies could work better. Capital appreciation, the mathematics behind considering if rental yield makes sense, most valuable pla...