Insure Your Health

Today, Erin breaks down one of the most confusing parts of Medicare: Part D prescription drug coverage. She explains why, once you have Medicare, it is critical to maintain continuous, creditable drug coverage to avoid late enrollment penalties, whether that coverage is embedded in a Medicare Advantage plan or purchased as a standalone Part D policy alongside a Medigap supplement. Erin walks throu...

In this episode, Erin explains what happens after you enroll in Original Medicare Parts A and B: how do you actually cover the gaps? She breaks down the two main paths most people choose—Medicare Advantage (Part C) or Original Medicare with a Medigap (supplement) plan and standalone Part D drug coverage. Erin walks through how Medicare Advantage plans work, including networks, referrals, regional...

Erin explains what happens after you enroll in Original Medicare Parts A and B and realize there are still gaps in your coverage. She walks through the two main paths people usually choose to fill those gaps: enrolling in a Part C Medicare Advantage plan, or keeping Original Medicare and pairing it with a Medigap supplement and a standalone Part D drug plan. You'll hear how Medicare Advantage plan...

In this episode, Erin dives into one of the most common questions she gets: "Do I have to sign up for Medicare when I turn 65?" She explains how the answer depends on your current coverage and whether Medicare will be considered primary or secondary in your situation. Erin breaks down what happens if you are on an individual plan, COBRA, a family plan, Medicaid, or employer group coverage so you u...

Erin kicks off the Medicare 101 series and walks you through the basics of Medicare in a clear, approachable way. You'll learn what Original Medicare Parts A and B cover, what that red, white, and blue card really means, and why those benefits alone often leave important gaps. Erin previews how Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans work together so y...

Katie Bales built on her father's foundation, leading Bales Orthodontics with an all-female team and a focus on patient comfort and cutting-edge care. Her approach has made orthodontics accessible and welcoming for both children and adults. From airway-focused treatment to compassionate service, she continues to redefine the patient experience. Learn more about Bales Orthodontics here , and follow...

*This episode previously aired on November 13, 2013. What does it mean when a health plan asks, "How would we want this to work for our own parents?" Sharon Jawar has worked for over 20 years as the chief pharmacy officer at SCAN Health Plan, making choices that focus on seniors' health—not shareholders. Why did she choose managed care pharmacy over traditional pharmacy roles? How does SCAN Health...

*This episode originally aired on October 23, 2023 She's known as the Sherlock Holmes of gynecology. In this episode, Gynecologic Surgeon Dr. Mona Orady shares how she launched her own business and became the head of robotic surgery at St. Francis Hospital. Discover the path she and her team are forging in women's healthcare. Explore Dr. Orady's website  here . Follow Erin's company, Black Point I...

Have you ever wondered how Medicare agents grow their business and keep their clients coming back year after year? Sometimes it's not about big ads or marketing campaigns. Instead, it comes down to relationships, and finding the right partners and building trust. Day by day. Today, we're talking about provider referrals: Why identifying the right providers can change your business How everyday con...

Strengthen your practice! In this episode, founder of Marina Village Medicine, Dr. Jagmohan S. Khaira discusses his success in nurturing relationships. He believes in building a strong core between each patient and doctor to consistently deliver high-value healthcare. Explore Dr. Khaira's website here. Follow Erin's company, Black Point Insurance, on Instagram here . Follow Erin on Facebook here ....

Medicare is complicated, and every year brings new challenges for those helping seniors choose the best health plan. SCAN Health Plan is a nonprofit that has been serving Northern California with a different approach—prioritizing community, stable benefits, and real customer service. Today, the team behind SCAN's local success joins Erin to talk about: What it means to be a nonprofit Medicare Adva...

*This episode originally aired on October 16, 2023. These are the warning signs you should know. In this educational Provider Spotlight, Dr. Gary Huang, shares his journey in cardiology and supporting heart-healthy lifestyles. Dr. Gary is board certified in Internal Medicine, Cardiovascular Disease, Echocardiography, Nuclear Cardiology, and Cardiovascular Computed Tomography. Get the exact advice...

What does it really mean to stay compliant in Medicare sales? Sometimes, we hear about changes to broker compensation, new rules for sharing beneficiary information, and best practices for telephonic selling.   But what do these updates mean for agents, FMOs, and beneficiaries?  Shelley Segal has spent decades navigating Medicare compliance and working with organizations, agents, and health plans...

#12: The right financial advice can help prepare you for whatever life brings — both the expected and the unexpected. Guest Shaini E. Lewis is an amazing Business Development Director with Ascendant Wealth Management Group. She's committed to delivering exceptional service and helping you reach your financial goals. Ready to learn more about retirement prep? This episode is sponsored by Aetna.   E...

#11: Put some pep in your prep! Medicare plans are made easy with this value-packed conversation breaking down everything you need to know about compliance. Backed by over 20 years of experience, CEO Shelley Segal chats with Erin about critical updates to your healthcare coverage. Plan for a healthy new year; listen today!   Explore Shelley's website here. Connect with Shelley on LinkedIn here. Fo...

#10: Hey, Retiree! With almost 3 decades of experience in the health, annuity and life insurance worlds, Eric Imbuelten is here to help you level up your wealth management. He is the founder and CEO of A.E.I. Financial Strategies Inc. In this inspiring episode, Eric shares his expertise so you can enjoy a vivacious future rich with steady, sustainable growth.   Explore Eric's website here. Connect...

#9: Truly do no harm. In this episode, Sharon Jhawar, CVP & Chief Pharmacy Officer, discusses her inspired career in the pharmaceutical space. From the business side to personal care, she's been with SCAN Health Plan the past 20 years helping to manage, support and directly serve senior patient healthcare.   Connect with Sharon on LinkedIn here. Follow Sharon on Facebook here.   Follow Erin's comp...

#8: Strengthen your practice! In this episode, founder of Marina Village Medicine, Dr. Jagmohan S. Khaira discusses his success in nurturing relationships. He believes in building a strong core between each patient and doctor to consistently deliver high-value healthcare.   Explore Dr. Khaira's website here.   Follow Erin's company, Black Point Insurance, on Instagram here . Follow Erin on Faceboo...

#7: CEO Shelley Segal is a true expert in the Medicare space. With over 20 years experience, she and Erin chat about the important compliance updates you should know about. If you're an agent, carrier, or field marketing organization, this episode is packed with the knowledge you need.   To get the full presentation experience, please watch on YouTube here.   Explore Shelley's website here. Connec...

#6: She's known as the Sherlock Holmes of gynecology. In this episode, Gynecologic Surgeon Dr. Mona Orady shares how she launched her own business and became the head of robotic surgery at St. Francis Hospital. Discover the path she and her team are forging in women's healthcare.   Explore Dr. Orady's website here .   Follow Erin's company, Black Point Insurance, on Instagram here .   Follow Erin...

#5. These are the warning signs you should know. In this educational Provider Spotlight, Dr. Gary Huang, shares his journey in cardiology and supporting heart-healthy lifestyles. Dr. Gary is board certified in Internal Medicine, Cardiovascular Disease, Echocardiography, Nuclear Cardiology, and Cardiovascular Computed Tomography. Get the exact advice he tells his real-life patients!   Learn more ab...

#4: There's a lot to consider when it comes to choosing a health insurance plan that's right for you. With a background in education and nine years experience in the insurance industry, Esther Magnus, Broker Sales Manager for Northern California for the Aetna Health Plan, joins Erin today to break down just what sets Aetna apart from its competitors. By offering things like sturdy benefit stabilit...

#3: Obesity and weight management medication is a hot topic in health care news these days and while there are no "quick fixes" when it comes to weight loss, there are multiple options that can help. We're joined by obesity and weight management expert Dr. Ryan Macht MD, MS, for an informative chat about the effectiveness of current obesity therapies and creates a more optimistic approach to obesi...

#2: Ever feel overwhelmed or lost when it comes to the science of nutrition? This episode is for you! Today's guest, Lisa Bellini, MS, RD, CDE, is a nutritionist and wellness professional, and she shares valuable insight on why nutrition matters, what role nutrition plays in our lives, and how you can make educated strides with using food to fuel a healthy and happy life. By the end of this episod...

#1: What changes can you expect in Standard Design Part D in 2024? Agents and brokers, understanding your client's Medicare coverage choices can seem overwhelming, but with 20 years in the industry under her belt, Erin Ackenheil quite literally has you covered. Whether you're new to Medicare or a seasoned agent seeking to stay updated, this episode is power-packed with invaluable insights, essenti...