IBS Intelligence Global FinTech Interviews

Deepak Chand Thakur, Co-founder, and CEO of NPST Completing a decade in the Payments ecosystem, NPST aims to be closer to banks and scale-up its value chain to FinTechs and merchants and cater to the end users. Gloria Mathias of IBS Intelligence speaks to Deepak Chand Thakur of NPST as he shares insights on the future trends of UPI in India and globally. 

Paul Mountford, Chief Executive Officer, Protegrity Integration and accessibility, quality and compliance, and strategic governance – all issues around the security and management of your enterprise’s data. Robin Amlôt of IBS Intelligence speaks to Paul Mountford, CEO of data protection specialist Protegrity about how businesses are harnessing their data and reviews the key trends in data modernis...

Ram Iyer, Founder & CEO, Vayana Affordable financing is not just a necessity but a catalyst for growth for businesses. Ram Iyer, Founder & CEO of Vayana shares with Gloria Methri of IBS Intelligence, how easy access to low-cost finance enables MSMEs to manage their working capital and grow business, thereby positively impacting India's GDP. 

Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA, Fiserv Access to financial services remains challenging for billions of people around the world, leaving them unable to access savings, credit, loans and insurance – in other words all the financial products that can help developing economic activity. But as Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA at Fiserv tell...

Vishal Gupta, Founder & Chief Executive Officer, Hylobiz Profits alone won’t keep you in business! What you need to stay on top of, is your cashflow. Vishal Gupta, Founder and CEO of Hylobiz discusses the cashflow challenge with Robin Amlôt of IBS Intelligence, and explains how the firm’s solution allows you to accept instant payments and pay to your vendors, automate account receivables, paya...

Danielle Sesko, Director of Product Management, TruStage A projected $46 billion US digital lending platform value by 2032 reflects the prospects for lending growth but it is growth that harbours risk. One way to reduce the risks of delinquency and default while still growing a loan portfolio is by making digital lending insurance (DLI) part of the lender’s business strategy. How does DLI do this?...

Nabeel Moosa, VP, Strategy & Value Creation, Group eCommerce, Nexi Group The payments space is crowded and competitive, so the question is: can Europe create a viable retail payments solution that operates across national borders? The European Payments Initiative and the wero brand are a step forward in the creation of a standard platform for payments and digital currencies in Europe. Will a n...

Cees Vermaas, Chief Executive Officer, TISE Group TISE provides financial markets and securities services to public and private companies, its shareholder register platform is a way for SMEs to manage their shareholder base while shareholders have liquidity (in the original meaning of the word – the ability to buy or sell private company shares) without it being onerous, cumbersome, and time-consu...

Nick Kerigan, MD, Head of Innovation, Swift For the last six months, Swift has been working with 38 global institutions on the second phase of sandbox testing on its central bank digital currency (CBDC) interlinking solution. Results from the sandbox include successfully demonstrating the use of CBDCs and other digital tokens across simulated digital trade, tokenised asset and FX networks, and pay...

Romain Mazeries, Chief Executive Officer, Mangopay Payments business Mangopay was launched in 2013. Two years later it was acquired by French bank Crédit Mutuel Arkéa and in 2022 was purchased by private equity firm Advent International. The takeover of Nethone followed, adding cybercrime protection to Mangopay's suite of services, and this was itself followed by the purchase of Irish payment...

Dianne O’Boyle, Co-Chair, Digital Assets Forum, ISITC ISITC is a US-based trade group focused on developing standards and best practices in financial services operations, brings together asset servicers, broker/dealers, asset managers/owners, solution providers and other industry professionals. Artificial intelligence (AI) is emerging as a critical solution for securities firms preparing their sys...

Prema Varadhan, President Product & Chief Operating Officer, Temenos As President Product and Chief Operating Officer, Prema Varadhan is responsible for leading the Product and Technology organisations within Temenos, working directly with customers to identify their challenges and meet market demands. She also leads Temenos’ Global Services and SaaS Engineering. Robin Amlôt of IBS Intelligenc...

Nelson Wootton, CEO & Co-Founder, SaaScada SaaScada, together with Allica Bank, won 2 Global FinTech Innovation Awards for the bank’s digital wallet deployment. It is great example of the way a project can and, indeed, should evolve in reaction to customer response and in the paths it opened up for Allica. Nelson Wootton, CEO and Co-Founder of SaaScada, explains the story to Robin Amlôt of IBS...

Jim Kwiatkowski, Chief Executive Officer, LTX LTX, the bond trading platform from Broadridge, recently announced 4 new patents covering innovations in the fixed income trading life cycle. So, what are these patented tech solutions and how do they address issues on both the buyside and the sellside in the US bond market – probably the least digitised of the US financial markets. LTX CEO Jim Kwiatko...

Jon Horddal, Group Chief Product Officer, emerchantpay What role does payments data have in personalisation and merchant protection? What benefits do Payment Service Providers (PSPs) confer on merchants who use them? How can businesses optimise their in-store, in-app and online payments? These issues and others are addressed in this conversation between Robin Amlôt of IBS Intelligence and Jon Hord...

Priya Konsam, Head of Partnerships at Kiwi   Kiwi is India-based Credit on the UPI platform. It offers “credit cards with UPI” facility by issuing virtual RuPay Credit Cards in collaboration with banks. Their mobile app, as a TPAP license holder, ensures secure payments via credit cards or bank accounts." Puja Sharma of IBS Intelligence speaks to Priya Konsam, Head of Partnerships at Kiwi 

Therese Stowell, Vice President Product, Onfido There has been a massive increase in deepfakes and in digital identity fraud attacks. Less sophisticated social engineering is also a concern. So, how do you create trust at onboarding and beyond? Automation allows you to acquire new customers and reduce costs while meeting global KYC and AML compliance requirements. Robin Amlôt of IBS Intelligence s...

Rich Cooper, Head of Financial Services Go to Market, Fusion Risk Management The countdown to DORA is ticking away. Unlike existing regulations, the coming Digital Operational Resilience Act establishes technical standards that extend to third party tech service providers to identify, assess and mitigate risks that could affect financial services firms’ core business. Final details of the new DORA...

Ava Kelly, Chief Product Officer, Thredd Key developments in the FinTech sector have been focusing on payments but within that is the increasing need to combat fraud and ensure speedy, accurate and secure identity verification, allowing firms to combat fraud across both enrolment and transactions while also protecting the bottom line. Digital ID is key in the face of tightening regulatory requirem...

Arun Jain, Chairman & Managing Director, Intellect Design Arena Technology has brought five waves of transformation in the banking industry, with each wave highlighting new opportunities. Now a fifth wave is upon us – what is BankTech Wave 5 and what does it mean for banks? Arun Jain, Chairman and Managing Director of Intellect Design Arena speaks to Robin Amlôt of IBS Intelligence on why it i...

Dottie Schindlinger, Executive Director, Diligent Institute There has been a politicised backlash against ESG but companies are not putting ESG initiatives on the backburner. Instead, they are just not talking about it as much! And that’s not necessarily a bad thing as legislation is being put in place, including the likes of the EU’s Corporate Sustainability Reporting Directive (CSRD) and an anti...

Solomon Lax, Chief Executive Officer, Revenued It’s always been a challenge for small businesses to manage their finances but there’s a way to do it with help from lenders that are leveraging machine learning and underwriting to provide flexible terms and fast response times. Short-term commercial credit eases cash flow and keeps small business in business. Robin Amlôt of IBS Intelligence speaks t...

Pavan Bachwal, Sales Manager Financial Services, Ericsson Artificial intelligence is having a growing impact on financial services in general, on open banking and in new service opportunities, including AI-driven customer service agents and advanced fraud management systems. At MWC Barcelona earlier this year Ericsson demonstrated its own solutions for frictionless payments and device financing. R...

Chris Skinner, Author, Intelligent Money Digital money will make money personal; individualise currency and its usage; secure it; enable it to automatically grow to meet our personal goals; manage risk automatically; and make life simpler and easier for all – that’s the thesis of Chris Skinner’s latest book, Intelligent Money. Recipient of a Lifetime Achievement Award from the Payments Association...

Prashant Muddu, MD and CEO Jocata Jocata, a subsidiary of BillDesk, is a digital transformation partner for the BFSI industry, specializing in digital lending and offering AI/ML-powered Credit Intelligence Suites for MSME and Retail borrowers. Puja Sharma of IBS Intelligence speaks to Prashant Muddu, MD, and CEO of Jocata.