IBS Intelligence Global FinTech Interviews

DN Prahlad, Founder and Chairman, Surya FinTech As banks move beyond AI experimentation to enterprise-wide deployment, Puja Sharma speaks with DN Prahlad, Founder and Chairman, Surya FinTech, on why the industry must shift its focus from AI hype to measurable business outcomes, how agentic AI is reshaping financial services, the critical role of data readiness, and the strategic priorities bank bo...

Booshan Rengachari, founder and CEO of Finzly As banks look beyond traditional core modernisation, the industry is increasingly focused on building a modern bank operating system that combines real-time payments, AI-driven intelligence, and connected financial ecosystems. Puja Sharma speaks with Booshan Rengachari, Founder and CEO of Finzly , about overcoming legacy constraints, enabling low-risk...

In this interview, Mambu CEO Fernando Zandona discusses the critical importance of securing younger customers , specifically Gen Z and Alpha, because bank loyalty often lasts a lifetime. These demographics demand fast, digitally native experiences that traditional institutions struggle to provide using outdated legacy systems. To remain competitive against agile neobanks, Zandona suggests that est...

This interview highlights the significant transformation of transaction banking as it moves from a traditional product-based model to an intelligence-led service. By utilizing API-driven architectures and real-time data, banks are now embedding financial capabilities directly into their clients' daily business workflows and internal systems. The text emphasizes how artificial intelligence and...

This interview outlines Murex’s strategic expansion into India’s rapidly evolving capital markets through the year 2026. This growth plan centers on providing sophisticated trading and risk management infrastructure to help local banks handle rising derivatives volumes and complex regulatory standards. By establishing a dedicated Mumbai office , Murex aims to leverage local technical talent and of...

This interview features Jean-Charles Duyck from SBS discussing a successful core banking modernization project for Fransabank France. Rather than a risky total system replacement, the approach utilized modular, cloud-native components to update digital services and instant payment capabilities. This incremental strategy allowed the bank to maintain operational stability and regulatory compliance w...

This interview talks about the financial sector is undergoing a massive shift from physical trading floors to cloud-based ecosystems that prioritise speed and global accessibility. This evolution is democratising market infrastructure, allowing smaller banks to utilise the same high-powered tools as major global institutions. However, many firms struggle with costly system fragmentation and siloed...

This interview explores the global shift toward unified real-time payment ecosystems, highlighting how interoperability and 24/7 settlement are becoming the new international standards. It details how traditional banks are adopting cloud-native stacks and API-driven architectures to modernise legacy systems and remain competitive against agile FinTech rivals. Key innovations such as ISO 20022 data...

Pat Bermingham, CEO, Adflex We review the top trends that will transform how businesses make and take payments in the modern world. Robin Amlôt of IBS Intelligence speaks to Pat Bermingham, CEO of UK-based B2B digital payment processor Adflex. The company is Europe’s leading processor of commercial card payments, processing over 7 million transactions a year for more than 4,000 businesses. Among t...

This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major financial provider in Eastern Europe. The discussion highlights how deferred payment solutions help businesses optimize cash flow management during periods of economic uncertainty and inflation. The source emphasizes that the sector must adopt proactive...

This interview features Krishna Subramanyan discussing the major FinTech trends expected to shape the financial industry in 2025. The conversation highlights the growing importance of embedded compliance, where regulatory processes are integrated directly into digital workflows to improve efficiency and reduce operational costs. Subramanyan also explains that digital assets and central bank digita...

This interview features an interview with Lina Mestari from Skaleet, a technology provider that recently won an award for its cloud-native core banking platform. The text highlights a successful partnership with FDJ Services, illustrating how the Nirio payment solution achieved significant growth in transactions and customer retention within months of launching. Beyond this specific case study, th...

This interview features Raji Challita discussing the changing financial technology landscape across the Middle East and North Africa. The conversation highlights how traditional banks and agile BML Istisharat are increasingly working alongside FinTech firms to combine financial stability with rapid innovation. Challita explains that major regional trends include the adoption of cloud-based technol...

This interview features Myles Bertrand discussing how Tuum is helping modernize core banking systems through flexible and cloud-based solutions. The discussion highlights Tuum’s successful collaboration with LHV, which shifted the bank’s IT focus from costly maintenance toward innovation-driven growth. Bertrand explains the importance of the company’s cloud-agnostic strategy and its partnership wi...

This interview highlights a successful partnership between Bluering and Housing Bank in Jordan, which resulted in a prestigious award for the rapid deployment of a corporate lending platform . CEO Fares Kobeissi explains that modern financial institutions require comprehensive digital solutions that automate the entire credit lifecycle while remaining flexible enough to integrate with existing sys...

This interview features Ben Goldin discussing how Plumery aims to democratize financial technology for smaller and mid-sized banks. Goldin explains that the company’s composable banking platform enables institutions to rapidly launch advanced mobile and web banking services without the extensive resources of major global banks. The discussion highlights Plumery’s move beyond traditional banking fu...

Deepak Dastrala, CEO, Purple Fabric, Intellect Design arena As the Middle East prepares for a massive intergenerational wealth transfer and rising demand for personalised financial advice, wealth management firms are rethinking how they engage clients, empower relationship managers, and scale operations. Puja Sharma speaks with Deepak Dastrala, CEO, Purple Fabric, IDA, about the growing role of AI...

This interview explores how Visa’s acquisition of Pismo is shaping the future of digital banking. CEO Vishal Dalai explains that the partnership strengthens innovation, improves global resource access, and helps financial institutions modernize faster through cloud-native core banking solutions. The discussion highlights the shift from outdated legacy systems to flexible API-first architectures, w...

This interview explores how Skaleet is helping modernize the banking industry through modular, cloud-native technology and flexible digital infrastructure. The company’s Chief Product Officer explains that Skaleet’s API-first architecture and SaaS-based solutions enable financial institutions to move beyond the limitations of outdated legacy systems and traditional banking models. The discussion h...

This podcast revisits an interview with Herve Carrere discussing how financial institutions must modernize outdated legacy systems to manage economic uncertainty and increasingly strict regulations. Teciem executive Herve Carrere, formerly of Finastra, explains that cloud-native platforms and modular architectures help banks improve flexibility, reduce operational risks, and respond faster to mark...

This interview with IBSi FinTech Journal explores how artificial intelligence and cloud-native technologies are transforming the global banking industry. Oracle executive Venky Srinivasan explains that banks are evolving from traditional money custodians into data custodians , where embedded AI plays a major role in improving customer experiences, strengthening regulatory compliance, and detecting...

This interview discusses how organizations can manage the rapid adoption of artificial intelligence by focusing on ethical governance and trust. The discussion explains that while AI can improve efficiency and customer experience, businesses must also address challenges such as data privacy, algorithmic bias, and integration with legacy systems. The interview proposes a three-pronged framework bas...

Ross Sinclair, Founder & CEO, EIP Global InsurTech funding remained strong in 2025, but what will it take to make sure the hype does not outpace deliverables? Ross Sinclair, Founder and CEO of EIP believes the pressure is now on for many firms to deliver on their ‘pitch deck’ promises, including AI use cases, and justify them to investors with strong revenue streams.

Nick Fernando, Co-founder & Director, Aqua Global Solutions The Swift ISO 20022 deadline of 22 November 2025 is now past history. Isn’t it? Well, it appears not, with many banks continuing to rely on translation tools to bridge legacy systems. Yet stopgap measures come at a cost. Nick Fernando, Co-founder and Director at Aqua Global Solutions, warns that translation tools won’t cut it in the l...

Chris Newman, Head of Corporates, Clear. Bank UK businesses across a variety of sectors are increasingly looking to offer financial services to their customers, including payments, lending, and savings accounts. Embedded finance is widely perceived as a growth driver and a new opportunity for revenue growth. Chris Newman, Head of Corporates at ClearBank, which offers embedded banking solutions to...