IBS Intelligence Global FinTech Interviews

Dan Scholey, Chief Product Officer, Moneyhub Financial services platforms have been guilty of differentiating more on technical specifications, or look and feel, than their ability to impact the real lives of consumers. Dan Scholey, Chief Product Officer at UK FinTech Moneyhub believes many consumers suffer with high levels of financial anxiety, low confidence in managing money, and a lack of basi...

Carrie Osman, Founder & CEO, Cruxy London-based Cruxy has delivered growth strategy to 40+ capital markets FinTechs and advised 20+ private equity firms (ranging from $1bn up to $100 billion AUM) on value creation through product, packaging and pricing. More than 80% of Cruxy's clients are based in the USA. The firm’s Founder and CEO, Carrie Osman talks FinTech value creation with Robin A...

Ben Turner, Founder & CEO, Verituity Instant settlement has a downside – the potential for fraud and compliance exposure. Continuous verification is likely essential for stablecoin-based disbursements to function safely. Banks must look to design stablecoin systems that combine speed with enterprise grade integrity. Robin Amlôt of IBS Intelligence speaks to Ben Turner, Founder and CEO of Verit...

Alfred Quertier, Field chief technology officer, Azentio   As banks and insurers accelerate their AI ambitions, the challenge has shifted from experimentation to enterprise-wide adoption. Puja Sharma speaks with Alfred Quertier, Field Chief Technology Officer at Azentio , on the barriers to scaling AI, emerging production-grade use cases across banking operations and insurance claims processing, a...

This interview with Ritesh Pai discusses the rapidly changing world of global digital payments. He explains how technologies such as artificial intelligence, biometric security, and blockchain are improving the personalization and security of financial services. The interview places strong emphasis on financial inclusion, highlighting the importance of mobile-first infrastructure and simplified id...

This interview highlights how Perfios operates as a “TechFin” leader by providing AI-driven digital infrastructure for the banking and insurance sectors. The company offers tools that automate the customer lifecycle, including onboarding, identity verification, credit underwriting, and fraud detection. By using alternative data and machine learning, Perfios helps financial institutions improve fin...

This interview with leaders from X-Biz Techventures discusses the growing role of artificial intelligence in modern cybersecurity. The interview explains how AI is helping organizations move from reactive to proactive security by continuously monitoring attack surfaces and detecting hidden risks such as shadow IT and undocumented APIs. The leaders emphasize that traditional security audits are no...

This interview with Ashish Rai discusses Aurionpro Solutions Ltd and its strategy to become a global leader in transaction banking and enterprise AI. Rai explains that the company stands out through AI-native applications and its explainability lab, which provides advanced, domain-specific intelligence for financial institutions. The interview also highlights Aurionpro’s international expansion, e...

This interview explains how artificial intelligence and digital infrastructure are transforming India’s MSME lending sector. Financial institutions are moving away from traditional collateral-based lending and using alternative data, such as UPI transactions and digital activity, to assess creditworthiness more efficiently. PSL Association of India is helping drive this change by promoting ethical...

This interview with Sreepriya N.S. discusses the changing landscape of wealth management in India. She explains that Entrust Family Office focuses on balancing capital preservation with long-term wealth creation through India-centric investments, including unlisted opportunities and debt alternatives. The interview highlights the importance of tax efficiency, liquidity management, and disciplined...

This interview with Sanjay Singh explains that the future of financial services and insurance depends on more than just artificial intelligence. He highlights the importance of composable architectures and embedded compliance, which help companies stay flexible, secure, and prepared for changing regulations. The interview also discusses the rise of “invisible banking,” where financial services are...

This interview features MobiKwik CEO Bipin Preet Singh discussing how India’s FinTech landscape is shifting from payments to sustainable, compliant credit ecosystems. He emphasises that innovation must align with the “spirit of regulation,” advocating proactive engagement with regulators and industry‑led SROs. With UPI now commoditised, Singh sees differentiation emerging through credit‑first prod...

This interview explores how emerging FinTech infrastructure is reshaping financial inclusion in rural India, with Hitesh Kanariya of Kuberjee highlighting the rise of hyperlocal, women‑led delivery models. He explains that platforms like Aadhaar, UPI, eKYC, and Account Aggregators have made onboarding seamless, while alternative data and sachet‑sized financial products now serve farmers, SHGs, and...

PayU Finance CEO Deepak Mendiratta explains how the company is reimagining SMB credit through embedded, data‑driven lending models that overcome long‑standing barriers like irregular cash flows, limited documentation, and the high cost of small‑ticket loans. PayU uses alternative credit evaluation based on UPI transactions, GST records, and behavioural insights, enabling more accurate underwriting...

QualityKiosk CEO Maneesh Jhawar explains how AI is transforming digital assurance by shifting it from static, reactive checks to dynamic, intelligence‑driven validation. AI models analyse usage patterns and incidents to optimise what needs to be tested, while the biggest leap is in data assurance, where AI now shapes strategy and operating models for trusted data. In multi‑cloud environments, Qual...

Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, product expert, Intellect Design Arena Limited As Islamic banking gains global momentum amid rising demand for ethical, Shariah-compliant financial services, Puja Sharma speaks with Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, Product Expert at Intellect Design Arena Limited, on the evolving role of digital transformation, AI-drive...

This interview details the award-winning implementation of the Finastra Kondor treasury solution at LPBank, a prominent financial institution in Vietnam. Deputy CEO Nguyễn Ánh Vân explains how the bank successfully integrated this front-to-back office platform on an accelerated timeline alongside a major core banking transformation. By moving from manual tasks to automated end-to-end processing, t...

This interview with Yethi Consulting CEO Srirang Srikantha explores the critical role of quality assurance in the modern banking sector. Srikantha highlights how digital transformation has heightened customer expectations, making application speed and reliability more vital than traditional financial metrics for maintaining loyalty. He cautions financial institutions against over-relying on softwa...

This interview with George Toumbev of NatWest Boxed details the rise of Banking-as-a-Service (BaaS), highlighting partnerships with Saga and The AA. Toumbev predicts most retail banking revenue will shift away from traditional channels by 2030, necessitating "embedded banking" that utilizes a bank's license and balance sheet on brand platforms. Successful implementation requires str...

This interview features Udeet Bhagat from PureSoftware discussing the success of their flagship banking platform, Arttha. The source highlights how this cloud-native and modular technology enables financial institutions to automate digital onboarding and loan origination processes. A major focus is placed on the platform's ability to remain scalable while adapting to local regulatory requirem...

In this podcast we revisit an interview with Chris Walters of Finastra, featured in the September issue edition of IBSi, in which he outlines a strategic pivot toward customer-led innovation following a year of extensive global engagement with clients. He explains that the company is doubling down on its core strengths—lending, payments, and core banking—while divesting its Treasury and Capital Ma...

Deepa Santhanam , Partner & SVP - Business Consulting, Intellect Design Arena In an era where growth is defined by ecosystem depth rather than customer count, Puja Sharma speaks with Deepa Santhanam, Partner & SVP - Business Consulting at Intellect Design Arena, on how banks can outperform by embedding themselves into industry value chains—leveraging APIs, AI, and platform models to drive...

In this interview, Tommaso Jacopo Ulissi of Nexi Group explores the ongoing convergence of digital payments with specialized business management software. He explains that modern merchants no longer seek isolated transaction tools, but rather integrated ecosystems that handle industry-specific tasks like table management or online booking. To remain relevant, payment service providers must shift f...

This podcast revisits an interview with Siobhan Byron from Finastra, featured in the October edition of IBSi, explaining how Finastra’s Essence core banking platform enables financial institutions to succeed in a digital-first economy. It highlights successful partnerships with Tonik and Oro Bank, demonstrating how cloud-native architecture and modular design allow for rapid product launches and r...

In an interview with IBS Intelligence, William Moroney of Temenos discusses the urgent need for financial institutions to replace outdated legacy systems with flexible, modern technology. He explains that banks are increasingly adopting cloud-native platforms and artificial intelligence to enhance operational efficiency, combat financial crime, and provide tailored customer experiences. Temenos is...