IBS Intelligence Global FinTech Interviews

Arman Aygen, Director of Technology, EMVco EMVCo facilitates testing and evaluation for compliance with EMV specifications – the technical requirements that are used to develop payment card products. In 2023 the company launched an EV Open Payments Task Force, aiming to work with industry stakeholders to explore how EMV payment technology could help support a secure and seamless EV charging paymen...

Rajesh Saxena, CEO, Intellect Global Consumer Banking (iGCB) , Intellect Design Arena Hungary-based OTP Bank, one of the leading banks in central and eastern Europe, has signed up with Intellect Global Consumer Banking to modernise its core banking system, heading for a cloud-native public cloud installation. Robin Amlôt of IBS Intelligence speaks to Rajesh Saxena, Chief Executive Officer of Intel...

Paul Davis, Founder, The Bank Slate (formerly with SRM ) It is going to be a challenging year with legislative and regulatory pressures, a mixed economic outlook and interest rate uncertainties – and all that before US banks and credit unions begin to consider their tech requirements and the need to invest in their tech stacks! Robin Amlôt of IBS Intelligence discusses the year ahead with Paul Dav...

Pat Bermingham, CEO, Adflex The B2B payments market has been widely estimated to reach $2.5 trillion by 2030. But getting there is likely to be a bumpy ride. Smooth user experiences still seem to be taking second place to what can be lengthy, complex processes. Standard terms of payments vary by industry sector with many companies defaulting to legacy invoicing – this can be detrimental and is lik...

Philipp Pointner, Chief of Digital Identity, Jumio Promoting online safety will become increasingly important in 2024 for the financial services sector. Widespread adoption of generative AI in 2023 has served to highlight the need to focus on end-to-end identity verification with improved risk assessment and compliance solutions. Robin Amlôt of IBS Intelligence speaks to Philipp Pointner, Chief of...

Atala Nijmeh, Principal Product Manager, Eastnets What is cyber-enabled fraud and what tools are bad actors using to commit it? Atala Nijmeh, Principal Product Manager at Eastnets speaks to Robin Amlôt of IBS Intelligence about current trends in fraud attacks and what both businesses and individuals need to do to protect themselves. More than 270 corporate and financial institutions rely on Eastne...

Graham Smith, Managing Director, Volopa FinTech solutions are not just for the financial services industry. Businesses in all sectors, especially those involved in international activities can benefit from the adoption of new technologies and platforms now available in areas like FX, payments, expense management, and business reporting. Volopa brings together three solutions into one offering: glo...

Andrew Boyajian, Head of Variable Recurring Payments, Tink The UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is fascinating, not to say, exciting for the industry...

Ashok Hariharan, co-founder, and CEO  The DPDP Act of 2023 in India is a law that focuses on handling digital personal data. It aims to balance the right of individuals to keep their personal data safe with the necessity of processing that data for legal reasons. Puja Sharma speaks with Ashok Hariharan of IDfy about the growing importance of DPDP act in the country. 

Sanjiva Weerawarana, CEO, WSO2 WSO2 provides foundational technologies for application development and identity and access management… and that’s in addition to its original focus on integrating APIs, applications, and web services. Crucially, the company does this with open-source code and does it for more than 200 financial services organisations. Included in the company’s current product range...

Mousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB ; Nikhil Gokhale, Head of Research, IBS Intelligence Hanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large and small corporates. In discussion, Rob...

Giles Rowlinson, Senior Payments Manager, Flywire Many consumers across Europe just don’t understand the value of open banking, preferring to use local payment methods. Has open banking actually failed to take off in Europe, or is it just slow to take off? Robin Amlôt of IBS Intelligence speaks to Giles Rowlinson, Senior Payments Manager at payments platform Flywire. 

Emma Steeley, Chief Executive Officer, Aro Aro claims to be the UK’s largest digital lending platform. Previously known as Freedom Finance, it rebranded as Aro in September 2023, with the company saying at the time that the rebrand signifies ‘a departure from the outdated credit scoring systems of pre-approvals and unattainable offers’. While lending in the UK, as with other developed markets, wor...

Nicky Senyard, Founder & CEO, Fintel Connect Fintel Connect is a performance marketing company based in Vancouver, Canada, dedicated to serving financial services providers and FinTechs. The aim is to help banks and FinTechs leverage affiliate marketing to grow their acquisition of new customers in a scalable, cost-efficient way. But to do that, the message being promoted has to be right and h...

Stuart MacKinnon, Chief Operating Officer, NCR Atleos As the traditional banking industry continues to evolve, the efficiency needs of financial institutions and the continuing preference among many bank customers for cash access and self-directed banking is driving growth for NCR Atleos. The ‘new’ company sees a bright future for both its hardware and software BankTech solutions. Robin Amlôt of I...

Raj Bakhru, CEO & Co-Founder, BlueFlame AI Blueflame AI offers a generative AI platform purpose-built for alternative investment managers. The aim is to allow clients to be able to search structured, unstructured, and external data sources with a single natural language prompt, including CRMs, research and deal management tools, data rooms and more. Raj Bakhru, CEO and Co-Founder of BlueFlame...

Funmi Dele-Giwa, General Counsel and Head, GRC, Onafriq MFS Africa has a new identity: Onafriq. The inspiration behind the new name stems from "Ona", the Yoruba word for pathways and the French word for Africa, Afrique - plus a nod to IQ, signalling a commitment to being the smartest game in African FinTech. Robin Amlôt of IBS Intelligence speaks to Funmi Dele-Giwa, General Counsel and H...

Vineet Sukumar, Founder and MD, Vivriti Capital  Viviti Capital, is a FinTech NBFC with a mission of providing debt financing to hundreds of mid-market businesses nationwide. Puja Sharma speaks with Vineet Sukumar about Vivriti’s deep focus on investment in technology, underwriting and distribution. 

Jonathan Bell, President and Head of Client Relationships, RedCompass Labs India achieved its financial inclusion goals in 6 years – 41 years early. The country’s UPI scheme allows instant payments across bank, card, mobile and ATM rails. In Brazil, 50 million people have used the country’s Pix payment system this year. So is this a new golden age of instant payments? Robin Amlôt of IBS Intelligen...

Matt Smith, Chief Executive Officer & Co-Founder, SteelEye Global regulators are continuing to fine investment banks and investment managers for failing to monitor employee business communications. Offering a potential solution, Steeleye’s new Compliance CoPilot uses the capabilities of advanced Large Language Models (LLMs) to accelerate the communication Surveillance Alert Review process. The...

Domenico Scaffidi, Vice President, Global Payments Industry Lead, Yethi Consulting Payments are being disrupted by the globalisation of payment standards, FinTechs, and a rising expectation of superior user experience. Financial institutions are hard at work to curate new business models in this increasingly dynamic operating environment. Robin Amlôt of IBS Intelligence speaks to Domenico Scaffidi...

Charles Damen, Chief Product Officer, Token.io Token.io reaches 567 million bank accounts in 20 countries through a single API and interface. Robin Amlôt of IBS Intelligence speaks to Charles Damen, Chief Product Officer of Token.io about variable recurring payments. Notably, a survey by the company suggests that a majority of merchants in the UK would like to migrate customers from card payments...

Simon Axon, EMEA Industry Consulting Director, Teradata The cloud can help transform back-end systems, process transactions and banking operations. At the same time banks can leverage cloud-based architecture for stronger data-mining capabilities and a seamless customer journey, using AI and machine learning. Robin Amlôt of IBS Intelligence speaks to Simon Axon, EMEA Industry Consulting Director o...

Santosh Radhakrishnan, Chief Commercial Officer, XYB End-to-end 'coreless' banking platform provider XYB by Monese is collaborating with Google Cloud to bring generative AI into its platform. The partnership aims to empower banks, non-banks and FinTechs to build cutting-edge products and propositions faster and more easily. Key use cases include assisted investigation of blocked payments...

Dominic Broom, SVP Working Capital Technology, Arqit TradeSecure Legislation which came into effect in September in the UK could well mark a giant leap towards a cheaper, faster, and more sustainable global trading system. Electronic trade documents offer security and ease of compliance by making it easier to trace records through blockchain and distributed-ledger technology. Robin Amlôt of IBS In...