IBS Intelligence Global FinTech Interviews

Phil Cotter, Chief Executive Officer, Smartsearch Earlier this year, the UK’s HM Treasury published its consultation on improving the effectiveness of the Money Laundering, Terrorist Financing and Transfer of Funds Regulations. New rules will inevitably follow – the clock is ticking on that. While we may welcome improved clarity, it will also mean a higher regulatory burden. Staying compliant with...

Donal McGuinness, CEO, Prommt A luxury purchase demands a luxury experience from start to end and this should extend to the checkout process. Now what can help you achieve this? The answer is open banking and the ease of digital payments. Gloria Methri of IBS Intelligence speaks to Donal McGuinness, CEO at Prommt, on the impact of digital payment transformation on the automotive sector - especiall...

James O’Sullivan, CEO & Founder, Nuke from Orbit Theft of a smartphone used to be about the value of the device. Now it is about the value of the data on the device. What is needed is a simple 'kill switch' solution to protect your data and accounts, a FinTech security platform designed to mitigate the impact of security breaches. Founded in 2023, Nuke From Orbit is currently operati...

Gabriel Le Roux, Co-Founder & CEO, Primer  Global enterprise merchants are increasingly recognising the role of payments in creating new commerce experiences, streamlining costs, and accelerating growth. However, the payments ecosystem has become too fragmented, opaque, and complex for businesses to manage, creating unnecessary costs and stifling that growth potential. A fragmented marketplace...

Sameer Dubey, Chief Product Officer, Griffin Griffin is one of the UK’s neobanks. In the last year it has received its full banking licence, raised funds and begun onboarding customers. Sameer Dubey, Chief Product Officer of Griffin speaks to Robin Amlôt of IBS Intelligence about the bank’s product set and its ambitions for its embedded finance and white labelled banking solutions. He has over 20...

Alana Levine, Chief Revenue Officer, Fintel Connect FinTechs in Canada are making waves in a financial services scene that has been traditionally dominated by just 5 big banks. How? As a result of a new approach to partnerships and affiliate marketing. For example, Neo Financial grew customer acquisition by 511% and boosted its credibility through the implementation of performance marketing strate...

Avion Gray, Co-Founder & CEO, Belong Former investment banker Avion Gray together with behavioural economist Samantha Rosenberg have launched wealth-building platform Belong in response to inertia in the wealth management sector and among millennials – the FinTech’s target demographic. The new WealthTech  platform secured the largest-ever pre-seed round by a female-led FinTech in Europe. A uni...

Shay Merary, Chief Development Officer, Flyfish A new category of FinTech? Maybe… Flyfish aims to develop a comprehensive marketplace for financial services, hoping to mirror the impact of the likes of Airbnb but doing so in the financial sector. The company wants to be a disruptor and is on a mission to explain to potential clients and partners why that disruption makes sense, integrating diverse...

Ermes Dajko, Senior Cloud Solutions Architect at Temenos Ermes Dajko, is an expert in the field of generative artificial intelligence and its impact on banking. Puja Sharma of IBS intelligence speaks with Ermes about his insights on the potential of generative AI to enhance customer experiences and the future of AI-driven banking.

Akshay Mehrotra, Co-Founder & CEO at Fibe   Fibe's Co-Founder and CEO, Akshay Mehrotra , launched “EarlySalary” in 2015 to address the financial needs of young professionals facing end-of-month fund shortages. Puja Sharma of IBS Intelligence speaks with Akshay about the evolving patterns of borrowing among millennials, highlighting the significant impact of unsecured personal loans. 

Ben Goldin Founder & Chief Executive Officer, Plumery How have established financial institutions and challenger banks adapted to changing customer expectations and composable banking? Digital banking solutions can be built quickly but fast doesn’t necessarily mean attractive to customers. We are now entering the third generation of digital banking, moving from basic banking functionality to m...

Connor Heaton, Director AI, Strategic Resource Management Artificial intelligence is one of the most compelling tools that banks can implement but it is just that – a tool, addressing questions that begin with ‘how’ – it also comes with inherent risks that could leave financial institutions and their customers vulnerable. However, AI is in your organisation now – whether you are aware of it or not...

Thomas Warsop, President & CEO, ACI Worldwide The new EU Instant Payments Regulation came into force in April 2024 and apply in two phases. PSPs will have 9 months to comply for receiving instant payments, and 18 months for sending them. ACI Worldwide’s 2024 Prime Time for Real-Time report, says by 2028, instant payments are forecast to account for 13% of all electronic payments in Europe, up...

Mathias Faure, Chief Technology Officer of audax Tune in for an enlightening discussion to uncover how audax is revolutionizing traditional banking infrastructure. Gloria Mathias of IBS Intelligence speaks with Chief Technology Officer, Mathias Faure on the adaptation of Open Banking by traditional banks and financial institutions in an era of growing digital maturity. 

Ritesh Varma, VP Business Solutions Consulting, Newgen Software Insurance as a sector has been a latecomer to the tech party. Banks have been embracing FinTech solutions but only recently have insurers come to realise the potential benefits of InsurTech to improve the quality of their products and policies. The reason why should be obvious to all, it is simply a matter of customer-centricity – imp...

John Santhosh, Chief Executive Officer, GIEOM Business Solutions Founded in 2012, GIEOM is an enterprise productivity company, enabling financial institutions to adopt an operational resilience framework. The company recently revealed that investing platform, Singapore-based Xcelerate had taken a strategic equity stake in GIEOM through a combination of primary and secondary investment. Globally, t...

Andrew Martin, Chairman & CEO, SMEB SMEB Is a new community banking service that aims to revolutionise banking in rural locations in UK, Europe, USA and beyond. The SME FinTech is an authorised payment institution, a principal member with Visa and Mastercard, and is licenced for open banking services. As a first step, SMEB [‘smeeb’] aims to address the void in banking services in the UK’s rura...

Michael Carbonara, CEO, Ibanera Digital payments are taking off but already, according to the World Economic Forum, 75% of businesses are apparently struggling with financial performance in dealing with the different regulatory frameworks around the world. While it may be a touch utopian to hope for global standards, there is an answer, and it comes in the form of blockchain, digitisation and toke...

Scott Metro, Chief Information Security Officer, Hazeltree If a deepfake scam succeeds, it is clear that a breakdown in the organisation has occurred – as UK multinational design and engineering company Arup discovered to its multi-million-dollar cost in Hong Kong. The advent of generative AI has brought new risks. What needs to be done to protect against increasingly realistic deepfakes? AI and m...

Oli Cook, Co-Founder & CEO, ekko Investment trends say that the UK has been paying more attention to greener businesses. The narrative is evolving from viewing sustainability as a niche to recognizing it as a "fundamental necessity" in financial services. Gloria Methri of IBS Intelligence speaks to Oli Cook, CEO & Co-Founder of ekko on the intersection of FinTech and climate acti...

Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.ai From digital currencies to digital wallets, and financial inclusion to fractional ownership… just some of the glimpses we already have of the shape of the future of finance. Then we must take account of the impact of artificial intelligence on the way we do business, and the way financial institutions interact with their customers....

Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.ai The biggest challenge facing regulatory technology (RegTech) and the tech firms that provide it to the financial services sector is at once highly complex and yet may framed very simply. In the latter instance, it is simply a matter of keeping up with fast-evolving regulations and doing so across borders. The question is this – is...

Ritesh Varma, VP Business Solutions Consulting, Newgen Software Using a low code platform to develop business applications on the cloud allows for improved responsiveness to customer needs, from onboarding to service requests, lending to underwriting, and use cases across industries. Newgen Software offers a unified digital transformation platform with native process automation, content services,...

Sireesh Patnaik, Product Engineering Head, Pennant Technologies The key factors in evolving the lending ecosystem of the future are the proper management of data and the increasing impact of artificial intelligence-based solutions. Getting data right means solid ground for accurate risk management and credit decisioning. Getting AI right means significant cost savings and faster decisions – good f...

Raj Bakhru, Chief Executive Officer, Blueflame AI The LLM (large language model) is the encyclopaedia or library of its time and your AI program bringing together data from that repository of knowledge is your very own assistant librarian. But are you using the most suitable for your business? An LLM agnostic approach may be the way to get the best out of AI with different AI programs offering uni...