Wealth in Progress

In today’s episode of Wealth in Progress, I share my journey from being a young kid learning about finance to starting my own firm, Wealth and Plan. I saw firsthand how my parents were turned away by financial advisors because they didn’t meet asset minimums. That moment fueled my passion to create a space where everyone is welcomed, regardless of their financial situation. At Wealth and Plan, we...

Interest rates determine the cost of borrowing money, and they impact everything from mortgage rates to car loans. When rates rise, borrowing becomes more expensive, making big purchases daunting. But there's a silver lining: higher interest rates can mean better returns on savings accounts! Conversely, lower rates make borrowing cheaper, encouraging spending but also increasing competition in...

Most planners focus on folks nearing retirement, but if you're in your 30s and 40s and thinking about retirement, it is usually best to start planning early. Your biggest advantage is time. 💡 Did you know that accessing retirement funds before age 59½ can come with penalties? Planning ahead means creating a separate bucket so you’re not stuck waiting, and understanding tax rules is key. Healthcar...

Maxing out your 401k isn’t just about hitting a number. Most think maxing out a 401k is simply setting your contribution percentage high enough, but there’s a lot more. It’s not just about your employee contributions... there are employer matches, profit sharing, and IRS limits that can boost your savings way beyond what you imagine. Did you know in 2026, if you're under age 50, you can contribute...

We often think that a higher income means financial freedom, but it can actually lead to new pressures and lifestyle creep. It’s easy to let that extra cash disappear into subscriptions, fancy dinners, or vacations, leaving us feeling right where we started. How do we avoid this trap? Defining *your* version of success is crucial. What does it look like for you? Maybe it’s retiring early, or being...

Welcome to Episode 1 of Wealth in Progress! Are you feeling behind financially? If so, you're not alone. Let's talk about the real struggles with money. You’re not broke or irresponsible; you just feel out of the loop. Many hardworking folks think everyone else has it all figured out while they’re lost in the noise of financial advice. From comparing yourself to others to feeling guilty about spen...