Truly Diversified

What if you could invest the exact same way Warren Buffett does without needing millions? In this episode of Truly Diversified , retirement strategist Ben Mohr breaks down how the ultra-wealthy use life settlements to generate competitive returns with no stock market risk. For decades, hedge funds, banks, and major institutions have quietly bought life insurance policies as assets… and now, for th...

Ben sits down once again with Barry Neal, CEO of Equity Life LLC, to break down real-life performance from this year’s life settlement maturities.  If you’ve ever wondered whether life settlements actually deliver competitive returns without stock market risk, this is the episode to listen to. Barry walks through four actual maturities from 2025, including one that doubled its life expectancy...

How much of your portfolio should go into life settlements and other alternative investments? In this episode of Truly Diversified , retirement strategist Ben Mohr breaks down his simple and effective 70/20/10 rule for smart portfolio allocation. He explains why most investors are overexposed to the stock market, how to think differently about diversification, and where alternative assets like lif...

What really happens if everyone lives to 150 or if your insurance carrier suddenly disappears? In this episode of Truly Diversified , retirement strategist Ben Mohr takes on two of the most common (and misunderstood) questions he hears at investor dinners: longevity risk and carrier stability. Drawing on decades of experience in the life settlements industry, Ben explains why both fears are statis...

What if the “next big investment opportunity” in your feed is nothing more than a cleverly packaged scam? In this episode of Truly Diversified , retirement strategist Ben Mohr exposes the alarming rise of fake investment companies on social media and the shocking claims they’re making to attract unsuspecting investors. From “crypto funds” promising 7% a month to “40-year track records” built on so...

Is investing in life settlements really “too good to be true”? In this episode of Truly Diversified , retirement strategist Ben Mohr tackles the #1 question skeptics ask: how is this even legal, and why haven’t I heard of it before? He breaks down exactly how life settlements work, why premiums drive policyholders to sell, and how average investors can now access a strategy once reserved for the u...

How do you really know if a life settlement is a solid investment… or a ticking time bomb? In this episode of Truly Diversified , retirement strategist Ben Mohr pulls back the curtain on one of the most misunderstood parts of life settlements: life expectancy reports . These detailed medical reviews are the backbone of every policy purchase, yet most investors have no idea how they work or why the...

In today's episode of The Truly Diversified Show, Ben is joined by Kimberly Ann Flynn, President of XA Investments, to discuss a timely and often misunderstood corner of the financial world: hedge funds.  You'll learn how hedge funds have evolved over the years, and why they are becoming more accessible to a wider range of investors. Hear about a foundational understanding of their purpose, p...

In today's episode of The Truly Diversified Show, Ben turns to one of the most common, not to mention costly, missteps people make as they approach retirement. While the topic of annuities might not impact you immediately, it provides an important cautionary tale and valuable insight into financial products that are often misunderstood, misrepresented, or overhyped. The focus here is on understand...

In today's episode of The Truly Diversified Show, Ben is joined by CPA and financial advisor Jim Yostrum for a timely discussion about major tax legislation that has recently taken effect.  While politics often frame such bills as either the “best” or “worst” law ever, the discussion strips away the rhetoric to focus strictly on what the changes mean for individuals, families, and business ow...

In today's episode of The Truly Diversified Show, Ben breaks down key strategies that many people overlook when it comes to maximizing the potential of their retirement accounts.  He highlights the importance of consistent contributions and explains how different age brackets and marital status can affect contribution limits. These steps not only save taxes today but also set you up for stron...

In today's episode of The Truly Diversified Show, Ben is joined by Barry Neal, CEO of EquiLife LLC. In this fascinating conversation, Ben and Barry discuss a unique investment space that many people still find confusing. Rather than relying on hypotheticals, they break down real numbers from recent cases to show how investors are seeing tangible results. With nearly $5 million in payouts this year...

In this episode of The Truly Diversified Show, Ben dives into a recent change that could fundamentally alter the way millions of Americans manage their retirement savings.  Traditionally, employer-sponsored retirement accounts have offered a narrow set of investment options tied directly to the stock market, offering participants little control over how their funds are invested. This long-sta...

In today's episode of The Truly Diversified Show, Ben dives into the story of a high-profile billionaire who used a little-known financial strategy to shield billions of dollars from future taxation.  While Peter Thiel's name might be familiar from headlines about tech and startups, the real story lies in how he legally navigated the tax code to transform the way his wealth will be accessed i...

In today's episode of The Truly Diversified Show, Ben is joined by Jim Yostrom, a CPA and hybrid professional who not only handles taxes but also advises on investment opportunities for retirement. During this conversation, Ben and Jim dive into a niche financial strategy that often flies under the radar but offers intriguing opportunities for diversification beyond the typical stock market option...

In today's episode of The Truly Diversified Show, Ben pulls back the curtain on an often-overlooked financial strategy quietly used by some of the world's most successful investors.  While the public tends to focus on headline-making stock picks and high-profile business acquisitions, there's another lesser-known approach that plays a significant role in how certain fortunes are built and pre...

In today's episode of The Truly Diversified Show, Ben is joined by Ramez Fakoury, Vice-President of IRA Club. During the conversation, Ben and Ramez challenge common assumptions about traditional investment vehicles and introduce a lesser-known alternative that could reshape how people think about retirement savings. They explore the concept of taking control away from mainstream financial institu...

In today's episode of The Truly Diversified Show, Ben challenges a common assumption many investors make about their retirement accounts: that their only options for growth are tied to the stock market. While most people diligently track whether their 401(k), 403(b), or IRA balances go up or down, Ben suggests that few truly understand what their money is invested in—or realize that they have othe...

In today's episode of The Truly Diversified Show, Ben explores a lesser-known financial strategy that sidesteps the volatility of traditional stock market investing: Life Settlements.  As market fluctuations continue to rattle portfolios and retirement plans, the discussion looks at a powerful but often overlooked option that’s gaining traction among savvy investors, including some of the wor...

In today's episode of The Truly Diversified Show, Ben explores the complex world of annuities, often misunderstood financial products that generate strong opinions both for and against them. You'll gain insights into the various types of annuities, from single premium immediate annuities to fixed indexed annuities, and debunk common myths surrounding their risks and rewards. While some people bene...

In today's episode of The Truly Diversified Show, Ben is joined by Barry Neal, CEO of Life Asset, LLC. During the conversation, Ben and Barry explore a unique investment strategy that revolves around providing financial solutions to individuals in their final stages of life. This approach offers an alternative to traditional investment avenues, particularly when the market is volatile. The discuss...

In this episode of The Truly Diversified Show, Ben peels back the curtain on an often-overlooked aspect of wealth management, urging you to rethink what it really means to be diversified. While many investors take comfort in familiar financial tools and professional guidance, you'll find a candid examination of whether those trusted sources are truly working in their best interest. It’s a conversa...

In today's episode of The Truly Diversified Show, Ben looks at the turbulence of the current market, discussing the frequent fluctuations caused by political decisions and their impact on everyday investors. You'll discover the importance of diversifying your investments to avoid being at the mercy of external forces, whether political, economic, or global. While many financial advisors push for t...

In today's episode of The Truly Diversified Show, Ben is joined by Ryan O'Toole, President of RMO Wealth and Insurance Solutions. In this insightful conversation, Ben and Ryan explore an alternative approach to diversifying investments outside the stock market. With Wall Street’s volatility affecting retirement portfolios, the conversation dives into the role of annuities in providing safe, guaran...

Welcome to The Truly Diversified Show, where your host, Ben Mohr, shares insights that challenge the conventional wisdom around investing for retirement. Many investors find themselves overly exposed to the stock market, unsure of how to balance risk and returns as they approach their golden years. This show promises to reveal lesser-known investment strategies that can offer solid returns without...