The Policy Layer

Erwin Voloder of Blockchain for Europe joins us to unpack why euro stablecoins still struggle to gain traction under MiCA, despite Europe’s push for regulated digital finance. From remuneration and reserve design to legal uncertainty and central bank infrastructure, this episode looks at the frictions shaping the market now and the monetary future Europe may be building toward. The conversation is...

This episode starts with a simple argument: Europe cannot buy its way into digital sovereignty. Professor Roman Beck explains why the real issue is not nationality, but control, and why blockchain and decentralized systems belong in that conversation. From governance and key custody to resilience and execution, this is a policy discussion about what blockchain infrastructure can offer when institu...

What does good crypto regulation look like when the technology keeps moving and the stakes are real? Maha El Dimachki (GFTN) to talk about the gap between blockchain and crypto in policy conversations, the importance of proportionate regulation, and why useful engagement between regulators and industry depends on trust, tension, and clarity. We also get into policy coordination, experimentation, a...

This episode starts at the core. Why should people care about blockchain? Is everything permissionless? From concert tickets to land records, the conversation shows why blockchain matters once you stop reducing it to Bitcoin or price charts.

Adam Zec, CEO of MyStandard, joins us to talk about fixing one of the most broken parts of the digital economy: data ownership. MyStandard is building infrastructure that lets individuals control and monetize their workforce data instead of handing it over to platforms by default. The conversation covers hiring, privacy, bias, and why useful blockchain products should lead with what they solve.&nb...

Adrian Ang (Partner at Allen & Gledhill) at brings a clear view of how Singapore approaches stablecoins, blockchain regulation, and the risks that come with digital money. He lays out the logic behind MAS’s framework, from technology-neutral regulation to the higher standards expected of serious market participants. Adrian also explains why regulatory clarity has become one of Singapore’s bigg...

Liquid staking tokens may sound like a niche corner of crypto, but they raise a much bigger question: can regulation actually keep up with decentralized systems? Juan Ignacio Ibañez of the MiCA Crypto Alliance dicusses why LSTs are so hard to classify under MiCA, and why that ambiguity creates real compliance risk for platforms and service providers. The conversation moves beyond labels to a deepe...

Ep 63: Productivity Enables Security: The Economics of Blockchain Settlement

Yes, illicit finance in crypto exists, but it's not the whole story. Ari Redbord (TRM Labs) walks us through the real numbers, how blockchain data is used as evidence, and what better enforcement could look like. From sanctions to smart compliance tools, we get into what’s working and what still needs to improve. Discover more in TRM's 2026 Crypto Crime Report 

Congressman Troy Downing joins us to discuss what it really takes to give digital assets and AI clear rules in the United States. From the Genius Act on stablecoins and the Clarity Act on SEC vs CFTC roles, to his AI Wise Act on education for small businesses, he explains why the US cannot afford to fall behind while still protecting consumers. He also shares how financial literacy, tribal outreac...

Women are stepping into new forms of financial power, and digital assets are opening the door. The founders of Eve Wealth, Sadie Raney and Elaine Asher discuss the misconceptions that keep women out of this space and the education and community that bring them in. They explain how long-term digital-asset investing sits at the intersection of wealth-building and agency, and why it may be one of the...

Stablecoins were the main character in policy circles this year, and for good reason. Urszula McCormack, Andrew Whitworth, and Laura Navaratnam walk us through how 2025 played out across Hong Kong, the EU, UK, and Australia. From what got finalized, what’s still fuzzy, and what signals to watch in early 2026... it's the year-end reality check for anyone dealing with digital money, law, and regulat...

This episode examines Decentralized Lending Protocols (DLPs) and the contagion that can arise due to assets lent to one pool serving as collateral in a different pool. We discuss efficient design of DLPs and mitigations for managing risk. Guest: Julien Prat (CNRS Researcher CREST, Ecole Polytechnique, IP Paris)Paper: Shock Propagation in Decentralized Lending Networks: Evidence from the Compound P...

Contrary to popular belief, price discovery can occur at decentralized exchanges instead of at centralized exchanges. We discuss the underlying economics and how this affects bidding for block space. We also discuss how private memory pools affect bidding behavior and the price discovery process. Guests: Agostino Capponi (Columbia University), Ruizhe Jia (Stanford University), Shihao Yu (Sing...

This episode covers the digitization of payments and the rise of stablecoins. We discuss China’s CBDC project, the success of USD stablecoins, and the barriers to broader stablecoin adoption. We also examine how stablecoins could reshape the modern payment infrastructure. Guests: Lin William Cong (Cornell University), Simon Mayer (Carnegie Mellon University) Paper : Strategic Digitization in Curre...

This episode examines the central role nonprofit foundations have played in supporting blockchain networks. We trace their original purpose, how these entities have become a point of friction for many projects, and how regulatory and policy shifts have opened the door to alternatives. We reference two emerging models: the Decentralized Unincorporated Nonprofit Association (DUNA) and the Cybernetic...

This episode explores the governance of Decentralized Autonomous Organizations (DAOs). We discuss how ownership concentration and whale voting can distort incentives and hinder platform growth. The conversation examines mechanisms to embed long-term incentives directly into DAO economic design. Guests: Jungsuk Han (Seoul National University), Jongsub Lee (Seoul National University; University of F...

Crypto says it’s for everyone, but who’s actually building the future? Michelle O’Connor, founder of The Digital Future , joins us to talk about inclusion, innovation, and why the next wave of Web3 depends on who’s in the room. From breaking down crypto’s insider language to creating real access for builders across different backgrounds and regions, Michelle shares how diverse voices are shaping t...

What happens when Bordeaux meets blockchain? Connor Daly, CTO of CrewTrade, explains how tokenizing wine on the blockchain is transforming a $25B industry with transparency, traceability, and a whole new kind of cellar. By unlocking instant liquidity and aligning incentives, the model empowers producers with fairer economics and gives collectors and consumers trusted access to the world’s finest b...

Keith Bear, Fellow at Cambridge Judge Business School, joins us to break down what digital money really looks like in a tokenized economy. From stablecoins to CBDCs, we explore what’s working, what’s missing, and what still needs to be reimagined.

Can blockchains ever truly be privacy-compliant? Clifford Chance lawyers walk through the gray areas, from wallet addresses to pseudonymous data, and explain what regulators are starting to expect.

Lord Holmes explains how tokenization could reshape identity, finance, and trust across the UK and beyond. He breaks down what digital assets really are and why they matter for everyone, not just technologists. From refugee ID to football cards, this episode connects the dots between everyday life and emerging tech.

Global crypto rules are changing fast, and 2025 is a turning point. We are joined by Elise Soucie Watts (Executive Director at Global Digital Finance), who discusses the big moves: MiCA in Europe, U.S. legislation, Asia’s innovation wave, and so much more. Check out the GDF’s report here: https://www.gdf.io/wp-content/uploads/2020/12/23.7.25_GDFDACxTokenizationReport_FINAL.pdf

Michael Mainelli, former Lord Mayor of London, joins Owl Explains to unpack how blockchain can help cities govern smarter: from planning records to transit data. From congestion charges to building permits, Mainelli explains why cities need better memory systems and not just better apps. It’s local meets ledger, and a reminder that blockchain’s real power might lie in fixing what cities forget to...

Professor Michele Neitz (University of San Francisco) makes the case for tech courts, a bold idea that could help us rethink how justice works in a digital-first world. As AI and blockchain reshape everything from contracts to crime, our legal system needs to evolve. Tech-savvy justice isn’t a luxury anymore but a necessity for protecting rights and resolving disputes in the age of code.