The Points Project

Mid-year check-in time on the public feed. Kristoff and Raymond take a step back to assess the state of the game in mid-2026. But first, we have some alliance moves, award travel findings, and a Paze promo that got way out of hand. Our main topic is how we’re feeling, a sort of ‘meta’ discussion in which we come away with the overall takeaway of: the game isn't dead. It's just asking more of you....

Hey there TPP Listeners, In this show, we focus on a new Amex Graphite Business Charge Card (the 2x), 5x opportunities in Q2 as well as a 5x platform that's going away, and we also get into a crazy 57x Rove booking stunt that could turn into a way to buy JL miles at ~1.1 - 1.2 cpp. In our main discussion, we talk about how Kristoff spun up a brand new player to the churning game (and how we got sp...

Hey TPP listeners, It’s January and you know what that means, we’re getting to work on incidentals, but also we’re taking some time to think about how we approach incidentals. Other than this, we have some feelings about all the Bilt v2.x noise. We end the show with upcoming vacations we’re ( still ) gardening. We hope you enjoy the show! -TPP Timestamps [01:30] - BILT v2.1 [15:20] - Incidental Se...

Timestamps [00:33] - Japan Airlines Added to Capital One Transfer Partners [13:49] - Amex Delta Card Portfolio Elevated Offers - Expiring 10/29/2025 [22:20] - Bank of America ‘More Rewards Day’ 11/06/2025 [25:42] - Q4 3-5% cap reset  [30:37] - Shop Your Way Nerf [33:02] - Main Show Topic – What cards offer long-term value post-SUB? Cards you can no longer obtain (what made them special) What...

00:43 - Citi Strata Elite Details: 80K TYP | $4K | 90d | $595 AF ($450 AF w/ CitiGold) 2:05 - Pulling 100K Offer—2 options In-branch US Credit Card Guide US Card Forum (still alive as of 08/18/2025) Citi Nights - 6x on Dining? First to market with hourly CC benefits Strata Elite Benefits Raymond’s P2 approval via 100K link Did Kristoff apply? Multiple Strata Elites? Year 2 options and beyond… 18:1...

Kristoff and Raymond hop on this week to chat about some elevated sign-up bonus offers for: Mesa Homeowners Visa Signature Card (issued by Celtic Bank) Limited-Time Offer: 50,000 points after $5,000 spend in 90 days using code Bonus50 . No annual fee. Card comes with a laundry list of unique 'coupon book adjacent' credits. Raymond messes up the application process #noobmistake? Points are likely g...

Spring is here! Kristoff and Raymond check in on the public podcast feed to discuss: 1.  Current transfer bonuses with the big 4 bank point currencies. 2. Reports of the Amex Resy credit triggering at Walgreens ? 3. Adapting to the need to hit spend requirements with Amex. We noodled on paying taxes and whether or not we need to reconsider buying groups. Lastly, a few Q1 spending reminders. 4...

Happy Holidays! Kristoff and Raymond dive into the holiday spirit, covering increased shopping portal offers, Citi and AAdvantage becoming exclusive partners, end-of-year credit card housekeeping notes, and insights into elevated BofA and US Bank benefits when banking as a preferred client. To wrap up our last public episode of the year, we reflect on what we're most thankful for this year... - TP...

Hello Points Project Listeners, In this episode,  we are reminded that it's already October 2024, and that means Q4 is in full swing. With that, we've decided to load up on some new cards, but not everything on that front was a success. Synchrony, Amex & Chase have some highs as we prepare for more wedding banquets, while BofA and Wells Fargo are still odd and fickle beasts. Lastly, we re...

In this episode, we discuss some new cards we’ve recently applied for, and our churning strategy for the rest of 2024. Raymond also talks about his recent trip to Japan. Enjoy! -TPP AMEX Connect Website (link AMEX offers to 3rd party AMEX cards): https://global.americanexpress.com/card-offers/view-all Patreon Feed: https://www.patreon.com/ThePointsProject Intro / Outro Music Credits: "Vibing Over...

In this episode, we recap our Amex 10x dining referral offer, go over some news and updates we're working on, focus in on how to maximize your Southwest bookings to minimize your cash outlay, and give our thoughts on a couple trips we've taken in the last few weeks. Enjoy! $2K / 5K MR - Business Gold Employee Card Link: https://www.americanexpress.com/en-us/business/campaigns/employee-cards/busine...

In this episode, we talk about a new credit card option from a lesser-known bank, a Virgin Atlantic transfer bonus, issues with a popular gift card website, and updates to the Hilton Honors program. We then have a face off between Hilton Diamond elite status and Hyatt Globalist elite status to help you decide where you'll get the best return on your status investment. We then wrap up with woes of...

In our first public release episode, we take a deep dive into the latest happenings with American Express, how we're approaching our credit card spend, and how to maximize our return on our spend. We also discuss recent updates in the credit card spending world, and upcoming travel plans for Summer 2024. Personal Gold AU: https://www.americanexpress.com/en-us/apply/supplementary-card/gold-card/167...