The Numbers Game

Welcome to Episode 201 of The Numbers Game. Tax time can be stressful enough without the changing legislation and additional pieces to be on top of after a significant change in life etc. in this episode, we go through some common tax mistakes that are easy, but costly, to overlook. Learn about the complexities of home office claims, vehicle expenses, rental property deductions, and the importance...

Today we celebrate 200 episodes with a live show at the Inovayt HQ! We look back to 2021, when we first started, and reflect on how the world has changed. Get ready for some laughs, reflections, and bold forecasts! Cheers to the next hundred episodes! On this episode, we discuss: Reflecting on the Journey Shoutouts and Announcements Jase Wants to Rebrand Marty's Numbers Recap 2021 vs 2024 Nick Roa...

Welcome to Episode 199 of The Numbers Game. In this episode, we dive into maximising serviceability for your home loan as interest rates continue to climb. Nick shares insights on how recent tax cuts can positively impact borrowing capacity and explains the role of APRA in regulating the banks and why a 3% buffer is applied to home loans despite already high interest rates. On this episode, we dis...

Welcome to Episode 198 of The Numbers Game. In this episode, we get into the rise of private lending in Australia. We chat about the benefits and risks, and explain how private credit can be a game-changer for business opportunities and investments when traditional lending is not an option. You'll gain insights into navigating these financial trends and making informed decisions in a challenging m...

Welcome to Episode 197 of The Numbers Game. In this episode, we get tactical and break down how you can master the new fin year! We explore the importance of strategic planning and vision sharing with your team, leveraging technology and AI, improving customer relationships, and the need for regular budget check-ins to ensure you stay on track. Get intentional and have your best (fin) year yet! On...

Welcome to Episode 196 of The Numbers Game. Is it too early to start planning your retirement? When is the right time? In this episode, we dive into all things retirement planning. We go through the real impact of property ownership on retirement and how changing the way you view your home and a bit of early planning could make your retirement look vastly different. As entering the property market...

Welcome to Episode 195 of The Numbers Game. Today Marty dives into an issue that faces us all, dealing with anxiety and stress in business. We explore our own personal strategies for coping with stress, recognising anxiety triggers, and the value of self-care. On this episode, we discuss: Dealing with Anxiety in Business Personal Experiences with Anxiety Daily Rituals and Self-Care Managing Busine...

Welcome to Episode 194 of The Numbers Game. This episode is all about making sure you're paying the least amount of tax legally possible, specifically through the use of bucket companies. We take you through strategies and examples for using bucket companies to reduce tax liabilities, protect assets, and grow family wealth! On this episode, we discuss: What is a Bucket Company? The Tax Benefits of...

Welcome to Episode 193 of The Numbers Game. In this episode, we are joined by special guest Clementine Boshevski’s, founder of Salt Lab. Clementine shares her entrepreneurial journey, from starting a gym to creating Salt Lab, and her incredible resilience in the face of losing $1.5 million dollars worth of stock in a devastating warehouse fire. Discover the wellness benefits of magnesium, the impo...

Welcome to Episode 192 of The Numbers Game. In this episode we dive into the intersection of money and technology, focussing on tech giant, Apple, and their recent “buy now, pay later” feature. We get into how these smart moves Apple is making could dominate the market, at the same time, the concerns it raises around the impact on spending habits and financial literacy, especially for the younger...

Welcome to Episode 191 of The Numbers Game! In this episode, we get into buying and financing businesses in Australia. We explore the fundamentals of acquiring a business, including the importance of due diligence, evaluating your readiness, financial planning, and the critical role of professional advice. Marty provides a detailed overview of the financing process, outlining the criteria lenders...

Welcome to Episode 190 of The Numbers Game. Today we dive into business marketing and personal branding. We look at the world of YouTube sensation Mr. Beast and follow his journey from a single YouTube follower at age 12 to over 151 million subscribers at 25. We exploring his marketing genius, the importance of engaging with your audience and the power of consistency in content creation. On this e...

Welcome to Episode 189 of The Numbers Game. In this episode, we zoom in on Australia's current property market dynamic. We untangle the web of property taxes Victoria has introduced and explore the implications of supply and demand issues with rental properties. There are some good-looking opportunities emerging in the Melbourne market that we compare against some overheated markets in other state...

Welcome to Episode 188 of The Numbers Game. Today, we get stuck into luck and its role in our professional lives. We look into the relationship between hard work and luck, and how creating the right team and partnerships can influence your trajectory. Whether it's being open to new opportunities, networking intentionally, or the way we present ourselves to the world, we may have more control over...

Welcome to Episode 187 of The Numbers Game. The new fin year is just around the corner and the stage 3 tax cuts will come into effect. Jase helps us understand how much more you’ll see in your pocket and gives us strategies to put that money to work, benefiting your long term financial health.  On this episode, we discuss: Stage 3 Tax Cuts Strategies for Extra Savings Things to Watch out for with...

Welcome to Episode 186 of The Numbers Game. In this episode, we are joined again by our producer, Tommy Jackett who brings us a personal story of Identity Fraud. He shares the lessons and challenges faced in the aftermath, the lack of support available, and the crucial role of services like Equifax in protecting your identity. We  look at how easily identity theft can occur and share practical tip...

Welcome to Episode 185 of The Numbers Game. Today we explore investing through the lens of a young investor, Charlie, Marty's son. Moving from observing his dad's investment habits to making his own debut into the stock market, Charlie has been paying close attention to the principles Marty has been teaching, including how to assess a company for successful investment and the importance of rigorou...

Welcome to Episode 184 of The Numbers Game. Today producer Tommy Jackett steps in for the absent Jason Robinson. We recently shared a video on the cost of living in Australia which has caused some noice on Instagram. Tommy presents the top comments from this video and Marty and Nick respond and share their take on the mechanisms causing this unsustainable economic landscape.  On this episode, we d...

Welcome to Episode 183 of The Numbers Game. If we told you that you could purchase a property with as little as $10k what would you think? Too good to be true? Let’s find out! A new product that promises to make home ownership more accessible has hit the market. Coposit allows potential property buyers to put down a minimal deposit and pay the rest while the property is being built. What are the b...

Welcome to Episode 182 of The Numbers Game. Today we get into generational dynamics in the business world, focusing on Gen Z. Marty shares his reflections on adapting his leadership style to accommodate the innovative and entrepreneurial spirit of younger employees while maintaining clear business principles. We’ve noticed how the younger generation is changing the business landscape with their un...

Welcome to Episode 181 of The Numbers Game. Tax time is approaching, and Jase is here to guide you through what you need to know. From understanding payroll tax thresholds, the rise in work cover premiums, and timely superannuation payments to avoid penalties, to understanding the changes to HELP debt, we've got you covered. On this episode, we discuss: Class Action Against the Victorian Governmen...

Welcome to Episode 180 of The Numbers Game! In this episode we delve into the secretive moves of the investment mogul, Warren Buffett. Discover how he's strategically shifting his position, investing in insurance giant Chubb, and reducing his stake in Apple - all while manipulating the 'float' in a master play. Tune in to uncover the reasons behind these surprising manoeuvres and what it could mea...

On this episode, we discuss: The Cost of Sitting on the Sidelines, The Dangers of Playing the Game Ten Year Property Average Across Different Cities The Cost of Living and Average Wage The Growing Wealth Gap Strategies for Navigating the Property Market The Need to Invest Now and The Importance of Financial Discipline The Importance of Taking Action Check out the free resources from Inovayt here....

Welcome to Episode 178 of The Numbers Game, where we're joined by Greg Bramich to explore his inspiring journey of maintaining a running streak for over 1300 days, from the power of creating habits and the challenges he faced, to how running has fuelled his personal growth and contributed to his business success. On this episode, we discuss: The Impact of Running on Greg's Life and Business The Ch...

Welcome to Episode 177 of The Numbers Game. Jase is back from running the London marathon and shares his observations on how the UK is tackling renewable energy vs where Australia is on the green-scale. We explore Australia's heavy reliance on mining and fossil fuels, the country's infrastructure for supporting sustainable habits, and the path forward for Australia in the green energy arena. A sli...