The Intuition Finance Digest

AI is making it easier for banks to identify security vulnerabilities, but finding more weaknesses is not the same as fixing them. As AI-powered tools accelerate vulnerability discovery, cybersecurity teams face increasing pressure to validate findings, prioritize threats, and deploy fixes. For banks, this creates an important investment question: where should the next cybersecurity dollar go? In...

Customer vulnerability is no longer viewed as a niche issue affecting a small group of consumers.  Economic pressure, aging populations, digital banking, scams, financial hardship, illness, bereavement, disability, job loss, domestic abuse, low financial resilience, and limited digital access can all place customers at greater risk of financial harm.  In this episode of The Intuition Finance Diges...

Europe is moving from experimentation to implementation in digital finance.  In this episode of The Intuition Finance Digest, we explore Pontes, the Eurosystem’s new mechanism for settling tokenized asset transactions using central bank money. Pontes connects DLT-based financial-market platforms with the Eurosystem’s existing TARGET settlement infrastructure, helping tokenized securities settle in...

Early-career finance professionals need more than formal training. They need support in understanding how that training applies to the work they are asked to do.  In this episode of The Intuition Finance Digest, we explore how managers can support graduate development in banking and finance. The discussion looks at how assignments, review conversations, feedback, and cross-team exposure can help n...

AI is increasingly being used by cybercriminals across reconnaissance, phishing, code generation, credential theft, identity fraud, and social engineering.  But the key concern is not that AI has created entirely new forms of cybercrime. So far, much of the activity still involves familiar attacks and familiar weaknesses, including weak passwords, exposed systems, unpatched software, and social en...

Cyber risk in banking is no longer only an IT security issue. Banks increasingly need to plan for what happens when technology is disrupted: whether customers can still access critical services, how quickly those services can be restored, and where dependencies on third-party providers could create additional vulnerabilities. In this episode of The Intuition Finance Digest, we explore why cybersec...

Fraud and money laundering are becoming increasingly interconnected. Digital payments, scam networks, money mules, crypto assets, and AI mean that activity beginning as fraud can quickly become part of a wider money-laundering chain. In this episode of The Intuition Finance Digest, we explore the emergence of FRAML and why financial institutions increasingly need to connect fraud detection, AML mo...

Employers’ expectations of people entering banking and finance are changing. As AI and automation reshape financial services, the shift is not simply from traditional finance skills to technology skills. New employees still need financial knowledge, but they also need to apply that knowledge to real business problems, question AI-generated work, communicate effectively, and keep adapting as the in...

Fintech is changing the competitive landscape in retail banking.   Digital-first firms are raising expectations around speed, convenience, payments, lending, personal finance, and customer experience. For banks, the challenge is no longer whether fintech will affect the sector, but how quickly retail banking models need to adapt.   In this episode of The Intuition Finance Digest, we look at how fi...

European markets are preparing to move from T+2 to T+1 settlement.   From October 11, 2027, the EU will shorten the standard settlement cycle for securities trades from two business days to one, with the UK moving on the same date. The change is designed to reduce the time buyers and sellers remain exposed to each other before securities and cash are exchanged.   But moving faster also brings prac...

The future of money is not simply about going digital. The bigger question is what forms of money people and businesses will use, who will issue them, and how they will interact.   In this episode of The Intuition Finance Digest, we explore how tokenized bank deposits, stablecoins and central bank digital currencies (CBDCs) could reshape the monetary system.   We look at the potential of tokenizat...

Sustainable project finance is often discussed in terms of capital, policy, regulation, and technology. But the human element is becoming increasingly important to whether projects are accepted, financed, and delivered. In this episode of The Intuition Finance Digest, we explore how community support, social risk, just transition considerations, and workforce capability are shaping sustainable fin...

Private assets have become an increasingly important part of investment portfolios, offering access to opportunities beyond public markets.   But the appeal of private markets needs to be considered alongside the risks.   In this episode of The Intuition Finance Digest, we explore some of the key pitfalls of private assets, including liquidity risk, valuation uncertainty, higher fees, complex stru...

Liquidity risk can seem less urgent when markets are calm. But when conditions change, the ability to sell an asset quickly and at a fair price can become much harder than investors expect.   In this episode of The Intuition Finance Digest, we explore why liquidity matters in investment decisions and how it can disappear during periods of market stress. The discussion looks at market depth, tradin...

Passive investing has made financial markets more accessible, lower-cost, and easier to navigate for many investors. But as index funds, ETFs, and market-cap-weighted strategies continue to grow, their influence now reaches beyond individual portfolios. In this episode of The Intuition Finance Digest, we explore the impact of passive investing on capital markets. The discussion looks at how passiv...

Interest-rate expectations play a major role in how investors assess risk, return, valuation, and portfolio positioning.   In this episode of The Intuition Finance Digest, we explore how changing rate expectations are reshaping investment decisions across financial markets. As investors adjust to a different market regime, the focus is not only on where rates are today, but on how expectations abo...

Financial services leaders are facing a new kind of workforce risk.   As AI changes how work gets done, the challenge is no longer only about adopting new tools. It is about whether teams are building the judgment, domain knowledge, and practical decision-making capability needed to use those tools well. In this episode of The Intuition Finance Digest, we explore how the entry-level pipeline is ch...

AI is now embedded across banking operations, from compliance and fraud prevention to customer support, risk management, internal processes, and decision-making.   But the growing use of AI does not remove the need for human judgment. In this episode of The Intuition Finance Digest, we explore why the human factor remains critical as banks adopt AI more widely. AI can process information quickly,...

AI is now embedded across banking operations, but that does not remove the need for human judgment. In many cases, human oversight is not just best practice. It is central to governance, accountability, and regulatory expectations.   In this episode of The Intuition Finance Digest, we explore five hidden risks in AI-driven banking decisions and why domain expertise remains essential. From governan...

AI adoption in banking and asset management is now well beyond the experimental stage. Banks are using AI across operations, fraud prevention, cybersecurity, customer support, coding assistance, and internal process optimization. But AI fluency is not the same as banking fluency. In this episode of The Intuition Finance Digest, we explore why financial services professionals need more than broad A...

Compliance is no longer just a regulatory obligation for banks. It is increasingly becoming a business capability that supports better governance, stronger data, improved risk management, operational efficiency, and safer innovation.   This episode explores how modern compliance can help banks make better decisions, reduce losses, govern AI more effectively, and build long-term resilience.

ESG remains an important part of Europe’s financial and regulatory agenda, but the direction of travel has changed.   This episode looks at how competitiveness concerns, reporting burdens, and implementation challenges are reshaping the EU’s approach to sustainable finance and corporate sustainability regulation.   Watch the full episode on YouTube: https://youtu.be/qxyAXWpCHeM Read the full artic...

The Iran conflict has pushed commodities back into focus, from oil and LNG to metals, food security, and inflation. This episode explores how geopolitical risk is now shaping commodity prices, supply chains, and market expectations across the global economy. Watch the full episode on YouTube: ⁠ https://youtu.be/eeYi2NNX0gc ⁠ Read the full article here:  ⁠https://www.intuition.com/iran-war-upends-c...

AI is reshaping compliance, but strong governance still starts with trusted content.   In this episode, we explore why AI-enabled compliance depends on accurate documentation, source traceability, content ownership and human accountability. As AI becomes embedded in monitoring, policy interpretation, communications and workflow management, weak compliance content can create bigger risks, not fewer...

Compliance is changing. Regulators now expect firms to show that compliance is risk-based, embedded across the business, supported by data, and focused on real outcomes.   In this episode, we look at rising regulatory expectations and what they mean for compliance teams, senior leaders, and financial services firms.   Watch the full episode on YouTube: https://youtu.be/YK4cLfUTvWs   Read the full...