State of Fintech

Jill Feiler , CEO of ZSuite Technologies , joins the State of Fintech podcast to discuss how digital escrow and sub-accounting solutions help community banks compete for commercial deposits. Jill shares her vision for modernizing back-office operations that directly impact client retention, the reality of helping banks adopt new technology, and where she sees the company headed over the next three...

Instant payments are no longer experimental technology. FedNow and RTP are live, and financial institutions face a critical decision: implement real-time payment capabilities now or risk falling behind competitors who already have. Dr. Angela Murphy joins the State of Fintech podcast to discuss what true readiness looks like for instant payments adoption. This isn't a sales pitch—it's a...

Community financial institutions have always competed on relationships, not technology. But when your staff is toggling between multiple systems, manually verifying identities, and drowning in administrative tasks, those relationships suffer. In this episode, Destinee talks with Matt Phipps , Chief Marketing Officer at Agent IQ, about Smartlynq—a staff-facing AI tool that takes a different approac...

Timing is everything in cross-border payments—it's the only thing that matters when you're trying to avoid losing thousands in foreign exchange spreads. Adam Swartzbaugh, CEO of Almond FinTech , reveals how his company's AI-powered platform predicts optimal payment windows across different currency corridors. You'll discover why sending money on Friday evening might save your c...

In this inaugural episode of the State of Fintech podcast, host Destinee Day sits down with Paul Provenzano, VP of Market Development at ebankIT, fresh off their successful demo at Finovate Fall. Paul shares how agentic AI is revolutionizing banking by moving beyond traditional chatbots to create truly personalized, conversational banking experiences. Discover how ebankIT's AI assistant conne...