Stacks of Cash

The Yen Carry Trade has become a household concept in the financial news of late. In this episode, Monterey Wealth discusses what the Yen Carry Trade is and what are some of the risk that it could cause across the global economy. www.montereywealth.com

Monterey Wealth provides a market update while many economic changes are happening around us as we enter the Fall season. Most importantly are the likely changes to the Federal Reserve policy commencing in September as we transition to a lower interest rate environment. How does this impact the global and domestic markets? Listen to find out. www.montereywealth.com 

In the previous episode, Monterey Wealth discussed the advantages of rebalancing an investment portfolio when choosing a customized allocation. However, many participants are invested in target date funds within their retirement plans.  This can lead to many questions.  What are target date funds? How does my asset allocation change over time? Do I need to rebalance the target date funds? Monterey...

In this episode Monterey Wealth discusses the importance of rebalancing your investment portfolio and the tools at your disposal to automate your rebalancing efforts. 

In this episode, Monterey Wealth break down the interview with Jerome Powell, the Federal Reserve Chairman. Highlights include:  Sentiment driving Q4-2023 equity returns Expectations on future Federal Reserve decisions How Jerome Powell's comments may have shifted interest rate expectations in 2024.  If you have any questions, please visit us at www.montereywealth.com . 

Trusts can play an important role in the Estate Planning process. In this episode we discuss. What happens, practically speaking, when someone dies. Why Trusts can expediate the process for your heirs Who is the right person to be a Trustee Benefits of having a Trust  If you have any business-related questions, Devin's contact information is below: Devin B. Phillips Weener Nathan Phillips LLP...

Monterey Wealth host Seth Toporek, Founder and Owner of Southeastern Mortgage Solutions, to discuss the current landscape of the mortgage and real estate market. In this episode we discuss:  How have interest rates impacted the mortgage business.  What tools can be used when taking a mortgage in this environment.  How does Southeastern Mortgage Solutions consult their clients If you have any quest...

What do Mark Cuban, Arthur Blank and Walt Disney all have in common? Each were laid off from their respective companies before going on to start their own business and become successful business owners. Companies have, yet again, started layoffs. This poses an opportunity for some to become a business owner. But where to begin? In this episode Monterey Wealth is joined by Devin Phillips, partner o...

As a continuation to our Silicon Valley Bank episode, Monterey Wealth discusses the newest developments from the regional banking world. Many updates have occurred in this sector over the last 30 days including: The continued rising interest rate environment Impact of continued rising interest rates on the banks Newest bank worries and acquisitions MW's view on where the banking sector could...

As the regional and community banks are under pressure and monopolizing the news cycle, Monterey Wealth discusses what is actually going on with Silicon Valley Bank (SVB) and how this could potentially be a catalyst for other regional banks. Episode highlights include:  How banks, in general, make money The impact rising interest rates had on SVB The core issue that caused a run on SVB What you ca...

As we close the month of February, Monterey Wealth discusses the current status of the economy and capital markets. Looking through their lenses, they share what they have their eye on:  Conference Boards Leading Economic Indicators The Money Supply  Inflation Stickiness We invite you to subscribe to our podcast or visit our website at www.montereywealth.com  

Monterey Wealth discusses their outlook as the calendar turns and we head into 2023. In addition, they touch on:  Market Updates How the election results could impact the stock market CEO sentiments Leading Indicators If you have any questions, please feel free to visit www.montereywealth.com Enjoy!

Taking a break from financial news and topics - Monterey Wealth dives head first in the discussion of home grills.  Which is better Traeger Pellet Grill or a Big Green Egg? We explain, you decide! 

You've inherited an IRA, now what? Over the past couple of years, the rules regarding beneficiary IRAs have evolved coming out of the SECURE Act. The distribution rules can be quite confusing in cumbersome for you. In this episode, Monterey Wealth explain the recent updates to the Beneficiary IRA distribution rules and provide some potential items for you to discuss with your tax advisor. 

The last market update from Monterey Wealth was on 7/20/2022. Since then, the markets have experienced increased volatility and angst among investors. In this episode Monterey Wealth covers: What is causing the volatility? Update on interest rates and the Federal Reserve policy What is Monterey Wealth doing for their clients? If you have any questions or comments, please visit www.montereywealth.c...

We constantly hear on the news why rising interest rates are bad for the economy and could eventually lead to a recession. What we never hear are the positives of rising interest rates. To all our savers out there - you'll want to listen up. There is finally some good news regarding potential short term saving options.  https://montereywealth.com

What if we were to tell you that if you invested $10,000 in the S&P 500 on 12/31/2006 and left it alone for 15 years, you would have $45,682 on 12/31/2021? That's a 10.66% annualized total return.! What if you tried to time the market and missed:  Best 10 days in the market? $20,929 (5.05% annualized total return) Best 20 days in the market? $12,671 (1.59% annualized total return) Best 30...

Monterey Wealth is excited to invite Guest Host Devin Phillips, Partner of Weener, Nathan, Phillips, LLP back to discuss the importance of creating and updating your Estate Plan. Devin touches on the basics and differences between Revocable vs. Irrevocable Trust as well as examples of when each Trust can be beneficial.  For any question, please reach out to Monterey Wealth at http://montereywealth...

Monterey Wealth is excited to invite Guest Host Devin Phillips, Partner of Weener, Nathan, Phillips, LLP to discuss the importance of creating and updating your Estate Plan. Devin touches on the basics and differences between simple Last Will and Testaments, Probate Court and why updating your beneficiaries on various assets is crucial. For any question, please reach out to Monterey Wealth at http...

Monterey Wealth revisits an episode on inflation that was recorded in July 2021. Over the course of the year, the messaging from the Federal Government and the Federal Reserve Bank shifted from "transitory inflation" to more longer-term inflation. We discussed the three main reasons why inflation is still running hot. If you have any questions, please do not hesitate to reach out to us a...

In this episode Monterey Wealth focuses their attention to the world of Term Life Insurance. The guys cover: Term vs. Permanent Life Insurance Ways Term insurance can protect against premature death Help answer the question: How much life insurance do I need? As always, if you have any questions, we invite you to visit www.montereywealth.com or reach out to us with any questions. Enjoy! 

Most investors are familiar with the S&P 500 index but few investors know how the index is comprised. In this episode Monterey Wealth tackles: Market Cap Weighted vs. Equal Weighted Indexes Value Companies vs. Growth Companies What causes volatility in the market If you have any questions, please visit us at www.montereywealth.com . Enjoy! 

One of the questions asked so often when meeting with our 401(k) plan participants: What is the difference between Roth 401(k) contributions vs. Pre-tax 401(k) contributions? In this six minute episode Monterey Wealth will explain the differences and provide examples to help answer that very question.  www.montereywealth.com

The recent war between Russia and Ukraine has sparked additional volatility into the markets. These geo-political challenges coupled with an uncertain interest rate environment, caused Monterey Wealth to provide their thoughts on current events and how they will impact your wallet. www.montereywealth.com

In the first episode of 2022, Monterey Wealth discusses the recent volatility in the market, what is causing the volatility and how investors should approach large swings in the market.