Say Hola Wealth

Do you hate budgeting, or has no one ever shown you a system built for the life you actually live? In this episode of The Say Hola Wealth podcast, I sit down with Sahirenys Pierce, author of The High 5 Banking Method , to talk about what happens when a family loses everything in a crash, and the five-account system she built so yours doesn’t have to. You’ll learn what each of the five accounts doe...

Can content creation give you creative freedom AND financial freedom? Luzy King sits down with Lissette, founder of Influence with Impact, to discuss earning beyond sponsored posts, negotiating brand deals, and building a business that supports your life. We also explore how Latina creators can advocate for their expertise, lead with their values, and define wealth beyond income. What You'll L...

What if you could invest in the Latina-owned businesses you already love? In this episode of the Say Hola Wealth Podcast , I'm sharing how I became a Latina angel investor, wrote my first $1,000 angel investment check , and started investing in Latina-owned startups. We'll explore angel investing for beginners , accredited investor requirements, how to find angel investor communities, and...

What if mastering enterprise sales could transform your income and financial future? 💰 In this episode, Luzy King sits down with enterprise sales leader and mentor Tamiko Lowry to explore how women, especially women of color, can overcome the fear of selling, develop high-income skills, negotiate multimillion-dollar deals, and build generational wealth. Discover why sales isn't about being pu...

What happens when two Latina storytellers come together to celebrate the women whose stories deserve more space in our history books? You get The Book of Awesome Latinas—and a conversation about representation, friendship, creativity, and the business of bringing a book into the world. In this episode, I sit down with Ashley K. Stoyanov Ojeda and Mirtle Peña-Calderón to talk about the book they cr...

The Latina pay gap isn’t just about earning less. It impacts how much money we have available to invest, save for retirement, pay off debt, and ultimately build generational wealth. In honor of Latina Equal Pay Day , we’re talking about the systemic barriers behind the pay gap—and having an uncomfortable conversation about some of the ways we may be contributing to it. From salary negotiation and...

Can you pay off debt, start investing, and build wealth without following every traditional money rule? In this episode of the Say Hola Wealth Podcast , I sit down with Mayra Garcia of Debt Free Latina to talk about budgeting, paying off debt, investing, and building wealth on your own terms. We talk about creating a simple money management system, increasing income, working with a financial plann...

What You’ll Learn in This Episode If you’re the eldest daughter in a first-generation or immigrant family , building wealth can feel complicated when you’re balancing your financial goals with the desire to support your family. In this episode, you’ll learn: How a first-gen Latina can start investing and build confidence with money. Why saving is only one part of building generational wealth . How...

What really happens behind the scenes when you write a book about money, family, culture, and your own lived experiences? In this episode, I’m answering questions from Cash Libre advanced readers about writing my first book, navigating family expectations, overcoming writer’s block, asking for help, and deciding which personal stories were mine to tell. We also talk about why Cash Libre goes beyon...

What if building generational wealth also means understanding venture capital, angel investing, and who gets access to startup funding? In this episode of the Say Hola Wealth Podcast , I sit down with Lolita Taub , founder of Ganas Ventures and author of What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us . We break down the investing ecosystem, the hidden “access tax,” and wh...

What does it really take to write a personal finance book for Latinas—and invest in the dream of becoming an author? In Part 1 of this 3-part Cash Libre series , Luzy King shares the story behind Cash Libre , the financial decisions she made to bring the book to life, and why she wanted to create a different kind of money book for Latinas. From financial trauma and money mindset to investing, weal...

What if working harder isn't the answer? In this episode of the Say Hola Wealth Podcast , Luzy King sits down with award-winning journalist and author Stefanie O'Connell to unpack the hidden systems that shape women's careers, earning potential, and long-term wealth. From workplace bias and the gender pay gap to unpaid labor and motherhood, this conversation will challenge everything you've been t...

Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday) Are you tired of checking your bank account only to wonder where your money went? In this episode, Luzy sits down with Ricardo Kendrick II, co-founder of Lumi Money, to explore why traditional budgeting often falls short and how understanding your cash flow can help you make more confident spending decisions. You'll...

Can you build wealth without compromising your values? In this episode, Luzy King challenges one of the biggest myths keeping many first-generation Latinas from investing: the belief that ethical investing requires finding the "perfect" company. You'll learn the basics of ethical investing , ESG investing , index funds , ETFs , expense ratios , and why becoming an owner—not just a consumer—can hel...

Want to grow your career, negotiate a higher salary, and take control of your finances? Leadership coach and author Diana Bernal shares how becoming the CFO of your household can help you build wealth, create financial confidence, and make intentional career decisions. Learn practical strategies for career growth, salary negotiation, and managing your household finances so you can create more opti...

What does it really take to build a successful career at Microsoft as a Latina? In this inspiring episode, Luzy sits down with Microsoft HR Business Partner Cynthia Vargas Hernandez to discuss breaking into tech, navigating career pivots, negotiating your worth, finding mentors, and building a career with purpose. Whether you're an aspiring HR professional, a first-generation Latina, or someone dr...

What if building wealth wasn't just about growing your bank account—but also about creating lasting impact in your community? In this inspiring episode of the Say Hola Wealth Podcast , Luzy King sits down with Dr. Andrea Ortega , founder of PhiloFund , to discuss how she's disrupting philanthropy through technology while empowering donors to give with intention. From overcoming imposter syndrome a...

Episode Description What if the biggest debt you're carrying isn't on your balance sheet—it's the money beliefs you inherited? In this episode of the Debt Beyond Dollars™ series, we're unpacking Legacy Debt , one of the six hidden debt types in the FISCAL Framework™ . We'll explore how many first-generation professionals were taught that all debt is bad, why that belief exists, and how it can keep...

Every problem you avoid is charging you interest. In this episode of the Fiscal Debt Series, Luzy King unpacks Avoidance Debt —the hidden cost of postponing your financial decisions. Through real client stories and personal experiences, she explains why avoiding your finances creates more than just financial consequences; it also compounds stress, anxiety, lost opportunities, and self-doubt. If yo...

Episode Summary What if the real reason you're struggling to build wealth isn't your income—but the constant comparison happening in your mind? In Part 4 of the F.I.S.C.A.L. Debt Framework™ , Luzy King explores Comparison Debt —the spending habits that emerge when we try to buy a life that isn't ours. Through personal stories, client case studies, and practical coaching insights, Luzy shares how s...

What if the reason you're struggling to build wealth isn't your income—but the pressure to keep up with everyone else? In Part 3 of the F.I.S.C.A.L. Debt Framework™, Luzy King explores Status Debt —the debt people take on to appear successful through home renovations, new cars, degrees, and lifestyle upgrades that don't actually improve their financial future. Through client case studies and perso...

What if your debt isn't coming from a lack of money—but from trying to maintain an image that doesn't match your reality? In Part 2 of the F.I.S.C.A.L. Debt Framework , Luzy King explores Identity Debt , the debt people accumulate while trying to look successful, wealthy, or accomplished—even when their finances tell a different story. From luxury purchases and social media comparison to lifestyle...

Episode Summary What if debt isn't just a money problem—but a mindset problem? In this episode, Luzy King introduces her new F.I.S.C.A.L. Debt Framework , a six-part series designed to help Latinas identify the hidden debt patterns keeping them stuck in scarcity and survival mode. The first pillar, Future Self Debt , explores the habit of relying on future income or future success to solve today's...

In this episode, Luzy shares exciting updates about the upcoming launch of Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom . She reflects on the lessons learned from writing a book, why Latina Equal Pay Day matters, and how salary negotiation is only one piece of building long-term wealth. You'll also hear insights on investing, financial coaching, creating opportunit...

What does mental health have to do with financial freedom? In this powerful episode, Luzy sits down with therapist Yaritza Rodriguez to talk about trauma, emotional healing, cultural stigma, and how mental health impacts the way Latinas relate to money, stress, and success. This conversation is a reminder that true wealth is not just about money—it’s also about peace, boundaries, and emotional wel...