Retirement Ready

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Some forces in retirement are simply bigger than you are, which means the goal isn’t to outsmart them; it’s to plan around them. In this episode, Eric looks at several “laws” that can shape retirement, including the expectations people bring into their plans. A strong retirement strategy should...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Retirement planning can feel complicated, but the best strategies should still make sense when they’re explained clearly. In this episode, Eric uses a few lessons inspired by Albert Einstein to show why retirees may need to think differently about income, risk, and the strategies that carried t...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Confused about whether to downsize, go Roth, or tap your home equity in retirement? In this mailbag episode, Eric tackles real listener questions about retirement communities, Roth 401(k) contributions, and using home equity wisely. You’ll hear how lifestyle, taxes, and flexibility all factor i...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Are you working with a true fiduciary… or just a well‑paid salesman? Financial advice should feel clear, personal, and aligned with your goals, but that isn’t always the experience people get. Eric shares a few of his biggest industry pet peeves and explains why individualized planning matters...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ In this episode, Eric answers some of the most pressing questions that come up when people are trying to make sense of their IRAs and 401(k)s. The goal is to understand what choices are available and how those choices may fit into the bigger retirement picture. Retirement accounts can get compl...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Retirement questions aren’t always just about account balances or investment returns. In this mailbag episode, Eric tackles several real-life situations where family, uncertainty, and long-term responsibilities can make the financial picture more complicated. He explains why good planning often...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Net worth can be a useful snapshot, but it doesn’t always tell you how prepared you are for retirement. In this episode, Eric explains why the number people are proudest of may not be the same number that actually drives retirement income planning. He also looks at the emotional side of wealth...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Ever wondered who truly needs a financial advisor, and who might be fine doing it alone? Eric looks at the different ways people approach retirement planning and how professional guidance can fit alongside a hands-on investing style. The real question is whether your current approach gives you...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ You might be breaking some key “financial commandments” without even knowing it. In this episode, Eric shares a few simple rules that could change how you think about retirement and investing. You’ll hear why small mindset shifts can make a big difference in long-term outcomes. Tune in to find...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Some long-held retirement assumptions deserve a closer look. Eric drops a few “truth bombs” and explains why one of an advisor’s most important jobs has less to do with picking investments and more to do with helping people avoid emotional decisions. Sometimes better retirement planning begins...

Retirement planning often raises questions that do not have simple, one-size-fits-all answers. In this mailbag episode, Eric addresses whether do-it-yourself investors need professional guidance, how to respond to predictions of a market crash, and when a donor-advised fund may make sense. The common thread is the value of having a strategy built around your specific goals rather than reacting to...

Betty White may never have officially retired, but her humor and outlook offer several valuable lessons for anyone planning the next stage of life. Today, Eric explores why retirement readiness involves more than building an investment portfolio. A fulfilling plan should help you prepare for change while continuing to support the people, purpose, and experiences that matter to you. Here’s some of...

A layoff close to retirement can feel like a financial emergency, but it may not be as damaging as it first appears. Eric explains why layoffs are happening and walks through the key financial decisions that follow. He also shares a practical checklist for evaluating whether returning to work is necessary, or whether retirement may already be possible.   Here’s some of what we discuss in this epis...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Should you open a HELOC before retirement? Is a revocable trust really necessary? And how can you support a financially irresponsible family member without jeopardizing your own future? In this mailbag episode, Eric answers listener questions about borrowing after retirement, avoiding unnecessa...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Retirement can be exciting, but it can also come with new challenges. In this episode, Eric discusses some of the most common ways people can accidentally ruin retirement. Some are mental, while others are mathematical. He also covers how a proactive planning strategy can help retirees avoid co...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Whether you're visiting one of the 63 national parks this summer or just hitting a local trail, a lot of the best practices for a great hike apply just as well to your retirement plan. Today, Eric “walks” through a few. The people who get the most out of a national park trip aren't the ones who...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ What happens if you make a retirement decision you can't undo? And how do you know when you've done enough research before making an important financial move? In this mailbag episode, Eric answers two listener questions—one from a military retiree looking to protect his spouse after declining a...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Can classic movie quotes actually teach valuable retirement lessons? In this episode, Eric takes memorable lines from films like The Terminator, When Harry Met Sally, and The Wizard of Oz and uses them to explain key retirement-planning concepts. From preparing for inevitable market downturns t...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Sometimes, the most valuable retirement lessons come from the questions people are asking every day. In this mailbag episode, Eric tackles listener questions covering investment organization, diversification, and pursuing new opportunities later in life. Along the way, he shares practical insig...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ What does "guaranteed income" really mean in retirement, and is it actually possible to create a paycheck you can count on for life? In this episode, Eric breaks down the different sources of retirement income, including Social Security, pensions, investments, rental properties, and insurance-b...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ In this mailbag episode, Eric tackles a variety of listener questions about retirement and financial planning. He breaks down complex topics into clear, practical guidance to help you make more confident money decisions. You’ll hear discussion around balancing risk, managing income needs, and a...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/   Sometimes the best financial lessons come from the most unexpected places. Walt Disney built one of the most recognizable brands in history, but some of his most memorable quotes offer lessons that extend far beyond theme parks and animated characters. Today, Eric shares several famous Walt D...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/   A lot of people think they’ll work forever, until life changes the plan. In this special mailbag episode, Eric answers listener questions about retirement timing, backup planning, target date funds, and how to think about risk as retirement gets closer. Retirement confidence often comes less...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/   Losing a spouse is one of the hardest realities anyone can face, and it can create major financial changes that you may not see coming. In this episode, Eric walks through the potential financial impact of becoming suddenly single in retirement, including Social Security changes, tax surprise...

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/   Today, Eric discusses why old financial accounts deserve a second look. He explains how reviewing these accounts can uncover missed opportunities, improve efficiency, and help create a more coordinated financial plan. Tune in for a practical conversation about making sure old accounts are sti...