Retirement 360

What does "independence" really mean once your working years wind down? Many assume a hefty account balance guarantees freedom, but true financial independence demands a well-coordinated plan—one that transforms hard-earned savings into lasting income, accounts for taxes, and prepares for life's surprises. Hear how most retirees discover hidden gaps in their strategies, why drifting into retiremen...

Running out of money is the worst fear of Americans looking at retirement. Alan looks at why this is, and how putting a retireement plan together can help alleviate these fears. Later he and Troy revisit four big retirement questions, as well as how to plug potential leaks in your retirement plan. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well...

Are sensational stock stories tempting you to risk your retirement? In this episode, Alan Mercurio and Troy Bolton reveal why chasing the latest investment craze isn’t always what it seems—especially when your savings must last a lifetime. Discover how shifting from a pension world to a DIY 401(k) era has changed everything, and why the right income plan matters more than headlines or market noise...

What if you had to retire today—would your plan hold up? This episode of Retirement 360 dives into the hidden risks of early, unexpected retirement, from sudden health issues to job loss, and why flexibility matters more than perfect timing. Join Alan Mercurio as he reveals the overlooked gaps in most retirement strategies, the importance of true financial planning—not just a collection of account...

Are you confident you’ve uncovered every financial gap before retirement, or is there more lurking beneath the surface? Today, Alan Mercurio breaks down the myths, misunderstandings, and overlooked essentials—from Social Security’s shrinking buying power to the intricate ties between Roth conversions and Medicare premiums. The episode sets a candid, empowering tone, inviting listeners to rethink t...

Is one-size-fits-all advice leaving you guessing about your retirement future? With headlines shouting $1.5 million as the magic benchmark, it’s no wonder so many are anxious about outliving their savings. This episode cuts through the noise, exploring why your unique needs—not national averages—should drive your plan. Tune in as Alan Mercurio and Ashley Rose Snyder reveal the real steps to clarit...

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Alan and Troy revisit a recent study to determine whether you are truly ready to retire, and also some tips for those who are wanting to retire after a career running a successful small business. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues...

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.

Not just financially, but emotionally - are you truly ready to retire? Alan and Troy take a look at this subject and how you can answer that question for yourself. Later they revisit various challenges your retirement money faces and how you can plan to work around them. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercui...

A recent study showed fewer people felt optimistic about retirement than in recent years, with concerns over inflation, longevity and guaranteed income running particularly high. Alan discusses how having a clear, written plan can help alleviate some of these fears, as well as some strategies financial professionals use to help create those plans. Retirement 360 is a Sunday morning radio tradition...

Some analysts think the stock market could have a big year in 2026 with as much as 8-18% gains, while the average American is less optimistic. Alan and Troy break down the news and emphasize the importance of having a solid plan in place so that your money will still be working for you when you need it regardless of economic conditions. Retirement 360 is a Sunday morning radio tradition in the Lou...

What's in store for the year ahead? Alan and Troy get into this subject and discuss new higher 401K and IRA savings limits, Social Security and Medicare adjustments, the Big Beautiful Bill tax deductions and more. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look...

Stock market volatility is always a threat - it can crop up at any time. Alan and Troy take a look at why having a solid retirement plan can help mitigate the effects of volatility so you can keep more money in your pocket. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors ta...

How much you have saved for retirement is just half the battle. Turning it into reliable income to cover your living expenses is the real concern. Alan takes a look at creating a retirement plan that will make sure you have the income you need, plus money for growth to cover inflation, as well as possible future health care or long term care needs. He and Troy also revisit the key questions you ne...

A recent study shows health care expenses are - what else - going up. Alan and Troy take a closer look and stress the importance of planning to cover these ever increasing costs, especially as it relates to long term care. They also revisit Roth conversions, as well as five taboo topics in retirement conversations. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area...

Santa makes a list - and checks it twice - for Christmas, so why shouldn't you do the same thing when it comes to retirement planning? Alan takes you through what to have on the list to make sure your plan will get you through retirement. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wea...

New data shows retirees face massive health care expenses totaling an estimated $172,500 per person from age 65 on, a 4% increase over last year. Alan and Troy dig into the information and identify some things you can do to plan for these rising expenses. including having some reserves on hand, taking a look at statements and estimating what future needs may be and setting aside as much as necessa...

Alan and Troy look at the new year ahead and share some deeper planning ideas that go beyond the basics to help with tax efficiency and more. Later they revisit the subject of Roth conversions and how to determine whether they are right for your plan. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of...

A recent survey shows financial advisors are optimistic about the economic future, even with concerns about inflation, taxes and market volatility. Alan and Troy dive into this survey and find that the optimism comes from preparing for whatever lies ahead with a comprehensive plan. Later they revisit the subject of longevity and how it can affect even the best retirement plans. Retirement 360 is a...