Ready For Retirement

Our topic on this episode of the Ready for Retirement podcast is about the key planning points to consider when retiring before age 65. Questions answered: How can you make sure you're on track to retire before age 65? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the t...

Our topic on this episode of the Ready for Retirement podcast is about planning for varying withdrawal needs in retirement Questions answered: Where should I pull funds from first and how does that impact my retirement strategy? What strategies can I implement to maximize my income in retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the thing...

Our topic on this episode of the Ready for Retirement podcast is about how you can avoid the risk of working too long. Questions answered: How can I make sure I don’t work longer than I need to? What strategies can I implement to ensure I create my ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it com...

Our topic on this episode of the Ready for Retirement podcast is about everything you need to know about the Roth IRA 5-year rule. Questions answered: How does the Roth IRA 5-year rule impact my retirement strategy? What strategies can I implement to maximize my income in retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly...

Our topic on this episode of the Ready for Retirement podcast is about how to best plan for the retirement income gap years. Questions answered: What is the best strategy to prepare for years without income? What can I do to increase income before I can access my retirement accounts? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly...

Our topic on this episode of the Ready for Retirement podcast is about how to prioritize competing retirement strategies. Questions answered: What are the benefits of having one comprehensive strategy? What are the risks of having multiple strategies? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your fina...

Our topic on this episode of the Ready for Retirement podcast is about the framework behind how I invest my own money. Questions answered: How do I invest my own money? What are the strategies I’ve learned when it comes to creating an investment portfolio? My goal is to give a framework as to how I think about money.   Are you ready to start focusing on the things that truly matter when it comes t...

Our topic on this episode of the Ready for Retirement podcast is about the top 5 avoidable retirement mistakes (and how you can avoid them). Questions answered: What are the most common retirement mistakes? How can I ensure I have a secure retirement? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financ...

Our topic on this episode of the Ready for Retirement podcast is about understanding if you should collect Social Security early and invest it. Questions answered: What are the benefits of collecting Social Security early? What are the benefits of delaying Social Security? Should I collect Social Security and invest it to attempt to achieve a higher return? What is the best approach for my individ...

Our topic on this episode of the Ready for Retirement podcast is about understanding how you can best choose what’s best for you when provided with multiple pension and annuity options. Questions answered: When might electing a lump-sum option make more sense than an annuity? Are there certain annuity options that make more sense than others? What are the best strategies when it comes to deciding...

Our topic on this episode of the Ready for Retirement podcast is about understanding how you should invest to take advantage of the 4% Rule. Questions answered: What is the 4% rule and how does it impact my ability to retire? What are the best strategies when it comes to investing to take advantage of the 4% rule? What is the best approach for my individual situation?  Are you ready to start focus...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to prepare for a career change (or lifestyle change) before retirement. Questions answered: What should I take into consideration before I change my career (prior to retirement)? What are the best strategies when it comes to preparing for a career change (or lifestyle)? What is the best approach for my individ...

Our topic on this episode of the Ready for Retirement podcast is about international investments. Questions answered: Should I be investing internationally? What are the best strategies when it comes to investing around the world? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial future? We’re on...

Our topic on this episode of the Ready for Retirement podcast is about Roth Conversions in non-traditional scenarios & investing in municipal bonds. Questions answered: When do Roth Conversions make the most sense to implement? What are some examples of non-traditional scenarios where a Roth Conversion makes sense? Should I be investing in municipal bonds for tax-free income? What is the best...

Our topic on this episode of the Ready for Retirement podcast is about when you should stop saving for retirement. Questions answered: How do I know when I no longer need to save for retirement? What are the best strategies when it comes to exploring whether or not I need to continue saving? What is the best approach for my individual situation?  Are you ready to start focusing on the things that...

Our topic on this episode of the Ready for Retirement podcast is about combining retirement planning with legacy planning. Questions answered: How do I combine retirement planning goals with my legacy planning goals? What are the best strategies when it comes to exploring retirement planning and legacy planning together? What is the best approach for my individual situation?  Are you ready to star...

Our topic on this episode of the Ready for Retirement podcast is about managing asset allocation and asset location leading up to retirement. Questions answered: What are the benefits of Asset Location and why is it important for retirement planning? What is the right asset allocation for my various accounts? How can I position my portfolio for my retirement goals? What is the best approach for my...

Our topic on this episode of the Ready for Retirement podcast is about answering multiple questions that have been recently submitted surrounding RMDs (Required Minimum Distributions), Social Security Taxes, Income Annuities, and Dividend Reinvestment. Questions answered: What are the best strategies to manage RMDs (Required Minimum Distributions)? How should I be determining when to collect Socia...

Our topic on this episode of the Ready for Retirement podcast is about protecting against inflation. Questions answered: How can we position our portfolio to protect against inflation? What are the best strategies to create a hedge against inflation? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financi...

Our topic on this episode of the Ready for Retirement podcast is about understanding what makes ETFs more tax-efficient than Mutual Funds. Questions answered: Why are ETFs more tax-efficient than Mutual Funds? What are the best strategies to use ETFs? What types of funds are best for each of my accounts? What is the best approach for my individual situation?  Are you ready to start focusing on the...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to plan for longevity without sacrificing the “Good Years”. Questions answered: What are the best strategies to ensure I don’t outlive my money? How can I use my finances to ensure I’m maximizing my different goals (pre-retirement and post-retirement)? What is the best approach for my individual situation?  Ar...

Our topic on this episode of the Ready for Retirement podcast is about understanding when it makes sense to work with a financial planner. Questions answered: Should I work with a financial planner? When is the best time to hire a financial planner? What are the different ways financial planners work with clients? What is the best approach for my individual situation?  Are you ready to start focus...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to consolidate your accounts without putting all of your eggs in one basket. Questions answered: How can I ensure I’m diversified if all of my accounts are in one location? What are the best strategies when it comes to implementing diversification? What is the best approach for my individual situation?  Are yo...

Our topic on this episode of the Ready for Retirement podcast is about 401(k)s and specifically whether or not you should switch from pre-tax 401(k) to an after-tax (Roth) 401(k). Questions answered: Should I be contributing to my 401(k) or Roth 401(k)?  What are the pros and cons to each? What strategies can I implement today to improve my financial future? What is the best approach for my indivi...

Our topic on this episode of the Ready for Retirement podcast is about understanding how much people actually spend in retirement. Questions answered: What do people actually spend in retirement and how much does it differ from what they anticipated? What planning can I do now to ensure I don’t outlive my money? What is the best approach for my individual situation?  Are you ready to start focusin...